NAICS 6211
Offices of Physicians
Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.
Businessowners (ISO BP)
15 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| BP 04 02 | Additional Insured - Managers Or Lessors Of Premises | Endorsement | Tenants whose lease requires the landlord or property manager to be an additional insured. |
| BP 04 16 | Additional Insured - Lessor Of Leased Equipment | Endorsement | BOP accounts that lease equipment (copiers, kitchen equipment, forklifts, medical devices) under agreements requiring the lessor to be an additional insured. |
| BP 04 98 | Employee Benefits Liability Coverage | Endorsement | BOP accounts with employees enrolled in health, retirement or other benefit plans the employer administers. |
| BP 05 89 | Employment-Related Practices Liability Endorsement | Endorsement | Small employers on a BOP that want EPL bundled with their package. |
| BP 05 95 | Electronic Data Liability - Limited Coverage Subject To Cyber Incident Exclusion | Endorsement | Any BOP account that stores customer, employee or payment data or relies on computer systems. |
| BP 15 04 | Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information | Exclusion | Any BOP account that stores customer, employee or payment data or relies on computer systems. |
| BP 15 05 | Exclusion - Access Or Disclosure Of Confidential Or Personal Information And Data-Related Liability - Limited Bodily Injury Exception Not Included Withdrawn | Exclusion | Any BOP account that stores customer, employee or payment data or relies on computer systems. |
| BP 15 06 | Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information (Personal And Advertising Injury Only) | Exclusion | Any BOP account that stores customer, employee or payment data or relies on computer systems. |
| BP 15 07 | Information Security Protection Endorsement | Endorsement | Any BOP account that stores customer, employee or payment data or relies on computer systems. |
| BP 15 60 | Cyber Incident Exclusion | Exclusion | Any BOP account that stores customer, employee or payment data or relies on computer systems. |
| BP 16 39 | Broad Abuse Or Molestation Exclusion | Exclusion | BOP accounts with exposure to children, vulnerable adults or close personal contact: fitness studios, tutoring, personal care, daycare-adjacent retail, healthcare offices. |
| BP 17 02 | Condominium Commercial Unit-Owners Coverage | Endorsement | Businesses that own a commercial condominium unit (office, retail or medical condo) and insure their unit and contents on a BOP. |
| BP 17 03 | Condominium Commercial Unit-Owners Optional Coverages | Endorsement | Owners of commercial condominium units insured under BP 17 02. |
| BP 18 03 | Cyber Incident Liability Exclusion | Exclusion | Any BOP account that stores customer, employee or payment data or relies on computer systems. |
| BP 18 05 | Electronic Data Liability - Limited Coverage Subject To Cyber Incident Exclusion, Deletion Of Bodily Injury Exception | Endorsement | Any BOP account that stores customer, employee or payment data or relies on computer systems. |
Commercial General Liability (ISO CG)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CG 21 16 | Exclusion – Designated Professional Services | Exclusion | Businesses that perform professional services (consulting, design, inspection, IT, health and others) where the carrier wants professional exposures handled by an E&O policy. |
| CG 22 44 | Exclusion – Services Furnished By Health Care Providers | Exclusion | Healthcare facilities, clinics, senior living, schools and other organizations that employ or use health care providers. |
Commercial Inland Marine (ISO CM)
5 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CM 00 26 | Physicians And Surgeons Equipment Coverage Form | Coverage | Physician, surgeon and dental practices, including small clinics that want one form for equipment, office contents and tenant improvements. |
| CM 00 67 | Valuable Papers And Records Coverage Form | Coverage | Professional offices and organizations whose records are costly to reconstruct: law, accounting, architecture and engineering firms, title and real estate offices, libraries and archives, medical offices. |
| CM 26 01 | Property Usually Carried By You | Endorsement | Physicians, surgeons and dentists who only want to insure the instruments and bags they carry between offices and hospitals. |
| CM 26 02 | Additionally Covered Property (Physicians And Surgeons Equipment) | Endorsement | Medical and dental practices insured on the physicians and surgeons equipment form. |
| CM 26 03 | Artificially Generated Electric, Magnetic Or Electromagnetic Energy Coverage | Endorsement | Medical and dental practices with electronic diagnostic, imaging and treatment equipment. |
Commercial Property (ISO CP)
5 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CP 00 18 | Condominium Commercial Unit-Owners Coverage Form | Coverage | Businesses that own a commercial condominium unit (office, medical, retail or warehouse condominiums) and need contents and unit-improvement coverage alongside the association's master policy. |
| CP 00 50 | Extra Expense Coverage Form | Coverage | Organizations that must keep operating at almost any cost after a loss but whose income would not drop much: banks, insurance agencies, medical and professional offices, newspapers, utilities, public entities and non-profits. |
| CP 04 18 | Condominium Commercial Unit-Owners Optional Coverages | Endorsement | Owners of commercial condominium units: medical and professional offices, retail and light-industrial condo units. |
| CP 04 26 | Ordinance Or Law Coverage For Tenant's Interest In Improvements And Betterments (Tenant's Policy) | Endorsement | Tenants that have invested heavily in build-outs they cannot remove: restaurants, medical and dental offices, retail stores, salons, fitness centers, labs. |
| CP 15 06 | Off-Premises Interruption Of Business – Vehicles And Mobile Equipment | Endorsement | Businesses that depend on specific vehicles or mobile equipment to earn revenue: mobile food vendors, mobile medical or imaging units, mobile shredding, specialty contractors, equipment-based service companies. |
Commercial Crime and Fidelity (ISO CR)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CR 25 03 | Include Partners As Employees | Endorsement | Businesses organized as partnerships, such as professional practices. |
Commercial Liability Umbrella (ISO CU)
3 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CU 04 44 | Sexual Abuse Or Sexual Molestation Liability Coverage | Coverage | Organizations that care for or supervise children, students or vulnerable adults. |
| CU 34 44 | Broad Abuse Or Molestation Exclusion | Exclusion | Organizations that care for or supervise children, patients, students or vulnerable adults. |
| CU 34 45 | Sexual Abuse Or Sexual Molestation Exclusion | Exclusion | Organizations that care for or supervise children, patients, students or vulnerable adults. |
Commercial Excess Liability (ISO CX)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CX 21 93 | Broad Abuse Or Molestation Exclusion | Exclusion | Organizations that care for or supervise children, patients, students or vulnerable adults. |
| CX 21 94 | Sexual Abuse Or Sexual Molestation Exclusion | Exclusion | Organizations that care for or supervise children, patients, students or vulnerable adults. |
Cyber (ISO CY)
27 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CY 00 01 | Commercial Cyber Insurance Policy Withdrawn | Coverage | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 00 02 | Commercial Cyber Insurance Policy | Coverage | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 00 03 | Information Security Protection Cyber Policy | Coverage | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 00 10 | Information Security Protection Cyber Policy Withdrawn | Coverage | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 00 11 | Financial Institutions Information Security Protection Cyber Policy Withdrawn | Coverage | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 00 12 | Media And Information Security Protection Cyber Policy Withdrawn | Coverage | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 00 13 | Media And Information Security Protection Cyber Policy Withdrawn | Coverage | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 10 03 | Nonbinding Arbitration | Condition | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 10 04 | Binding Arbitration | Condition | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 01 | Additional Extended Reporting Period - Elected | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 05 | Agreed Value For Business Income | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 09 | Amend Defense And Settlement Provision - Settlement | Condition | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 10 | Provide Coverage For Dishonest, Malicious Or Fraudulent Acts Committed By Employees Historical | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 13 | Computer And Funds Transfer Fraud Endorsement | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 14 | Computer Fraud Endorsement | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 15 | Telephone Toll Fraud Endorsement | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 16 | Exclusion - Social Media | Exclusion | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 17 | Exclusion - Software Infringement | Exclusion | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 28 | Payment Card Industry Liability Coverage | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 29 | Payment Card Industry Liability Coverage - Defense Costs Coverage Only | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 31 | Include Retroactive Date - First Party Insuring Agreements | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 36 | Amend Retention - Business Income And Extra Expense - Waiting Period (ISP) | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 40 | Amend Replacement Or Restoration Of Electronic Data Insuring Agreement - Betterment And Bricking Expenses | Endorsement | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 46 | Exclusion - Fraudulent Instruction | Exclusion | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 83 | Exclusion - War | Exclusion | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 84 | Condition - Litigation Funding Mutual Disclosure | Condition | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
| CY 20 85 | Exclusion - Generative Artificial Intelligence | Exclusion | Any business that stores personal or payment data, depends on computer systems or transfers funds electronically. |
Employment-Related Practices Liability (ISO EP)
21 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| EP 00 01 | Employment-Related Practices Liability Coverage Form | Coverage | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 00 02 | Employment-Related Practices Liability Coverage Form (Separate Limits For Defense And Indemnity) | Coverage | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 12 | Who Is An Insured - Restricted Coverage For Employees | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 13 | Who Is An Insured - Outside Director, Trustee, Officer Or Member | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 14 | Counsel Selection | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 15 | Named Employee(s) Exclusion | Exclusion | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 17 | Liability To Your Customers And Clients | Endorsement | Customer-facing employers such as restaurants, retailers, hotels, healthcare and service businesses. |
| EP 01 18 | Liability To Independent Contractors | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 20 | Liability To Non-Employees | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 21 | Nuclear Energy Liability Exclusion Endorsement (Broad Form) | Exclusion | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 33 | Amendment Of Consent To Settle | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 34 | Amendment Of Coverage Territory - Worldwide Coverage | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 35 | Amendment Of Coverage Territory - Worldwide Coverage Except For Specified Countries | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 36 | Amendment Of Coverage Territory - Additional Scheduled Countries | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 03 01 | Co-Payment Liability Insurance | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 03 02 | Deductible And Co-Payment Liability Insurance | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 20 01 | Additional Insured - Designated Person Or Organization | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 20 04 | Additional Insured - Independent Contractor(s) | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 21 01 | Exclusion - Designated Ongoing Operation(s) | Exclusion | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 28 01 | Extended Reporting Period Endorsement | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP DS 01 | Employment-Related Practices Liability Declarations | Declaration | Any employer buying stand-alone employment practices liability on the ISO EP program. |
Professional Liability - Medical and Allied Health (ISO PR)
11 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| PR 00 01 | Physicians, Surgeons And Dentists Professional Liability Coverage Form (Occurrence Version) | Coverage | Physicians, surgeons and dentists in private practice or groups. |
| PR 00 02 | Physicians, Surgeons And Dentists Professional Liability Coverage Form (Claims-Made Version) | Coverage | Physicians, surgeons and dentists in private practice or groups. |
| PR 02 00 | Earlier Notice Of Cancellation Provided By Us | Endorsement | Medical professionals and facilities whose hospital privileges, contracts or lenders require longer cancellation notice. |
| PR 03 02 | Deductible Liability Insurance (For Use With Allied Health Care, Physicians, Surgeons And Dentists Policies) | Endorsement | Insureds on PR 00 01 or PR 00 05 that accept a deductible. |
| PR 20 00 | Additional Insured - Employees (For Use With Physicians, Surgeons And Dentists Professional Liability Coverage Form) | Endorsement | Physician and dental practices that want employed staff (nurses, hygienists, assistants) covered as insureds. |
| PR 21 01 | Exclusion - Employees As Insureds | Exclusion | Medical practices and facilities whose employees carry their own professional liability or are insured elsewhere. |
| PR 24 00 | Consent To Settle | Condition | Physicians and other professionals who want a say before the insurer settles a malpractice claim. |
| PR 24 01 | Non-Binding Arbitration | Condition | Insureds on ISO PR forms where the carrier uses arbitration provisions. |
| PR 24 02 | Binding Arbitration | Condition | Insureds on ISO PR forms in states where the carrier uses arbitration provisions. |
| PR 27 00 | Extended Reporting Period Endorsement (For Use With Physicians, Surgeons And Dentists, Allied Health Care Providers, Optometrists And Veterinarians Claims-Made Policies) | Endorsement | Physicians, dentists, allied health providers, optometrists and veterinarians on claims-made PR forms who are retiring, changing carriers or closing a practice. |
| PR DS 01 | Physicians, Surgeons And Dentists Professional Liability Declarations | Declaration | Insureds written on PR 00 01 or PR 00 02. |