NAICS 5616
Investigation and Security Services
Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.
Businessowners (ISO BP)
7 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| BP 00 04 | Micro-Businessowners Coverage Form | Coverage | Very small retail and service businesses eligible for the ISO Micro-Businessowners program. |
| BP 04 97 | Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) | Condition | Any BOP account; most often requested by landlords, customers, lenders or contracts. |
| BP 14 88 | Primary And Noncontributory - Other Insurance Condition | Condition | Any BOP account; most often requested by landlords, customers, lenders or contracts. |
| BP 15 83 | Additional Insured - Automatic Status When Required In Written Contract Or Agreement | Endorsement | Any BOP account; most often requested by landlords, customers, lenders or contracts. |
| BP 15 90 | Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) - Automatic | Condition | Any BOP account; most often requested by landlords, customers, lenders or contracts. |
| BP 20 02 | Micro-Businessowners Service | Endorsement | Very small service businesses written on the ISO Micro-Businessowners program. |
| BP 21 03 | Micro-Businessowners Professional Services Exclusion | Exclusion | Very small businesses written on the ISO Micro-Businessowners program. |
Commercial Auto (ISO CA)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CA 28 06 | Assault Or Battery Exclusion For Covered Autos Liability Exposure | Exclusion | Passenger transportation, delivery, security, towing and other accounts with driver or passenger altercation exposure. |
Commercial General Liability (ISO CG)
10 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CG 04 22 | Pollution Liability Coverage Extension | Endorsement | Accounts where the underwriter is willing to restore pollution liability for third-party injury and damage, typically low-hazard risks. |
| CG 20 29 | Additional Insured – Grantor Of Franchise | Endorsement | Franchisees (restaurants, hotels, fitness, retail, service franchises) whose franchise agreement requires the franchisor to be an additional insured. |
| CG 21 37 | Exclusion – Employees And Volunteer Workers As Insureds | Exclusion | Accounts where the carrier will not cover employees and volunteers individually (for example some temporary staffing, security or high-hazard risks). |
| CG 21 38 | Exclusion – Personal And Advertising Injury | Exclusion | Accounts with heavy media, advertising or privacy exposure, or where the carrier writes premises/operations only. |
| CG 21 39 | Contractual Liability Limitation | Exclusion | Accounts where the carrier will not insure assumed liability under service, construction or vendor indemnity agreements. |
| CG 21 53 | Exclusion – Designated Ongoing Operations | Exclusion | Contractors and service businesses with one hazardous operation (for example roofing, blasting, crane work, residential work) that the underwriter will not cover. |
| CG 22 29 | Exclusion – Property Entrusted | Exclusion | Security and patrol agencies, cold storage locker and mini-warehouse operators. |
| CG 22 74 | Limited Contractual Liability Coverage For Personal And Advertising Injury | Endorsement | Insureds whose contracts require them to indemnify another party for personal and advertising injury offenses. |
| CG 28 07 | Principals Protective Liability Coverage | Endorsement | Businesses that hire independent contractors and buy an OCP policy to protect themselves from claims arising from the contractors' work. |
| CG 40 51 | Exclusion – Assault Or Battery | Exclusion | Bars, nightclubs, restaurants with late hours, apartment and hotel owners, security firms, event venues, convenience stores and other accounts with fight or violent-crime exposure. |
Commercial Crime and Fidelity (ISO CR)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CR 04 01 | Employee Theft Of Clients' Property | Endorsement | Service businesses whose employees work at client premises or handle client money or property, such as janitorial, staffing, IT services, bookkeeping, home care and security guard firms. |
Commercial Liability Umbrella (ISO CU)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CU 34 68 | Exclusion – Assault Or Battery | Exclusion | Hospitality, nightlife, habitational, security and event businesses with assault and battery exposure. |
Employment-Related Practices Liability (ISO EP)
20 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| EP 00 01 | Employment-Related Practices Liability Coverage Form | Coverage | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 00 02 | Employment-Related Practices Liability Coverage Form (Separate Limits For Defense And Indemnity) | Coverage | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 12 | Who Is An Insured - Restricted Coverage For Employees | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 13 | Who Is An Insured - Outside Director, Trustee, Officer Or Member | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 14 | Counsel Selection | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 15 | Named Employee(s) Exclusion | Exclusion | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 18 | Liability To Independent Contractors | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 20 | Liability To Non-Employees | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 21 | Nuclear Energy Liability Exclusion Endorsement (Broad Form) | Exclusion | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 33 | Amendment Of Consent To Settle | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 34 | Amendment Of Coverage Territory - Worldwide Coverage | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 35 | Amendment Of Coverage Territory - Worldwide Coverage Except For Specified Countries | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 36 | Amendment Of Coverage Territory - Additional Scheduled Countries | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 03 01 | Co-Payment Liability Insurance | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 03 02 | Deductible And Co-Payment Liability Insurance | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 20 01 | Additional Insured - Designated Person Or Organization | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 20 04 | Additional Insured - Independent Contractor(s) | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 21 01 | Exclusion - Designated Ongoing Operation(s) | Exclusion | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 28 01 | Extended Reporting Period Endorsement | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP DS 01 | Employment-Related Practices Liability Declarations | Declaration | Any employer buying stand-alone employment practices liability on the ISO EP program. |
Miscellaneous Professional Liability (ISO MI)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| MI 00 01 | Miscellaneous Professional Liability Coverage Form | Coverage | Consultants, technology and business service firms, real estate and property managers, and other professional or quasi-professional service businesses needing errors and omissions coverage. |
Workers Compensation and Employers Liability (NCCI WC)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| WC 00 03 13 | Waiver of Our Right to Recover From Others Endorsement | Endorsement | Contractors, trucking firms, staffing, janitorial, security and landscaping companies and other service businesses whose contracts require a waiver of subrogation in favor of the customer, owner or general contractor. |
| WC 04 03 06 | Waiver of Our Right to Recover From Others Endorsement—California | Endorsement | California contractors and service businesses whose contracts require a waiver of subrogation for the owner, general contractor or customer. |