What it does
CG 28 07 modifies the Owners And Contractors Protective Liability Coverage Part. It replaces the insuring agreement with two coverages: Coverage A for bodily injury sustained by any one person while engaged as an independent contractor, or employee of one, performing operations for the named insured; and Coverage B for bodily injury arising out of the activities of independent contractors or their employees while engaged in operations for the named insured. All persons engaged in the covered operations are deemed independent contractors or their employees.
Who needs it
Companies using owner-operator drivers, independent sales or delivery contractors, or other independent workers.
Key provisions and limits
- Coverage is limited to bodily injury.
Quoting and selling notes
- Underwriters will review contractor agreements and how contractors are selected and supervised.
