NAICS 5613
Employment Services
Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.
Businessowners (ISO BP)
7 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| BP 00 04 | Micro-Businessowners Coverage Form | Coverage | Very small retail and service businesses eligible for the ISO Micro-Businessowners program. |
| BP 04 97 | Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) | Condition | Any BOP account; most often requested by landlords, customers, lenders or contracts. |
| BP 14 88 | Primary And Noncontributory - Other Insurance Condition | Condition | Any BOP account; most often requested by landlords, customers, lenders or contracts. |
| BP 15 83 | Additional Insured - Automatic Status When Required In Written Contract Or Agreement | Endorsement | Any BOP account; most often requested by landlords, customers, lenders or contracts. |
| BP 15 90 | Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) - Automatic | Condition | Any BOP account; most often requested by landlords, customers, lenders or contracts. |
| BP 20 02 | Micro-Businessowners Service | Endorsement | Very small service businesses written on the ISO Micro-Businessowners program. |
| BP 21 03 | Micro-Businessowners Professional Services Exclusion | Exclusion | Very small businesses written on the ISO Micro-Businessowners program. |
Commercial General Liability (ISO CG)
9 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CG 04 22 | Pollution Liability Coverage Extension | Endorsement | Accounts where the underwriter is willing to restore pollution liability for third-party injury and damage, typically low-hazard risks. |
| CG 04 24 | Coverage For Injury To Leased Workers | Endorsement | Businesses that use leased workers from a PEO or labor-leasing firm and need CGL protection against injury suits by those workers. |
| CG 20 29 | Additional Insured – Grantor Of Franchise | Endorsement | Franchisees (restaurants, hotels, fitness, retail, service franchises) whose franchise agreement requires the franchisor to be an additional insured. |
| CG 21 37 | Exclusion – Employees And Volunteer Workers As Insureds | Exclusion | Accounts where the carrier will not cover employees and volunteers individually (for example some temporary staffing, security or high-hazard risks). |
| CG 21 39 | Contractual Liability Limitation | Exclusion | Accounts where the carrier will not insure assumed liability under service, construction or vendor indemnity agreements. |
| CG 21 53 | Exclusion – Designated Ongoing Operations | Exclusion | Contractors and service businesses with one hazardous operation (for example roofing, blasting, crane work, residential work) that the underwriter will not cover. |
| CG 22 74 | Limited Contractual Liability Coverage For Personal And Advertising Injury | Endorsement | Insureds whose contracts require them to indemnify another party for personal and advertising injury offenses. |
| CG 28 07 | Principals Protective Liability Coverage | Endorsement | Businesses that hire independent contractors and buy an OCP policy to protect themselves from claims arising from the contractors' work. |
| CG 40 49 | Exclusion – Human Trafficking | Exclusion | Hotels and motels, truck stops, massage and spa businesses, staffing and labor contractors, apartment owners and other businesses where trafficking-related suits have been brought. |
Commercial Crime and Fidelity (ISO CR)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CR 04 01 | Employee Theft Of Clients' Property | Endorsement | Service businesses whose employees work at client premises or handle client money or property, such as janitorial, staffing, IT services, bookkeeping, home care and security guard firms. |
Employment-Related Practices Liability (ISO EP)
20 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| EP 00 01 | Employment-Related Practices Liability Coverage Form | Coverage | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 00 02 | Employment-Related Practices Liability Coverage Form (Separate Limits For Defense And Indemnity) | Coverage | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 12 | Who Is An Insured - Restricted Coverage For Employees | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 13 | Who Is An Insured - Outside Director, Trustee, Officer Or Member | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 14 | Counsel Selection | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 15 | Named Employee(s) Exclusion | Exclusion | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 18 | Liability To Independent Contractors | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 20 | Liability To Non-Employees | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 21 | Nuclear Energy Liability Exclusion Endorsement (Broad Form) | Exclusion | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 33 | Amendment Of Consent To Settle | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 34 | Amendment Of Coverage Territory - Worldwide Coverage | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 35 | Amendment Of Coverage Territory - Worldwide Coverage Except For Specified Countries | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 01 36 | Amendment Of Coverage Territory - Additional Scheduled Countries | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 03 01 | Co-Payment Liability Insurance | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 03 02 | Deductible And Co-Payment Liability Insurance | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 20 01 | Additional Insured - Designated Person Or Organization | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 20 04 | Additional Insured - Independent Contractor(s) | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 21 01 | Exclusion - Designated Ongoing Operation(s) | Exclusion | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP 28 01 | Extended Reporting Period Endorsement | Endorsement | Any employer buying stand-alone employment practices liability on the ISO EP program. |
| EP DS 01 | Employment-Related Practices Liability Declarations | Declaration | Any employer buying stand-alone employment practices liability on the ISO EP program. |
Miscellaneous Professional Liability (ISO MI)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| MI 00 01 | Miscellaneous Professional Liability Coverage Form | Coverage | Consultants, technology and business service firms, real estate and property managers, and other professional or quasi-professional service businesses needing errors and omissions coverage. |
Workers Compensation and Employers Liability (NCCI WC)
4 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| WC 00 03 01 | Alternate Employer Endorsement | Endorsement | Temporary staffing and employee-supply firms, contractors required by an owner or oil company to protect it from their employees' claims, and property managers working for owners. |
| WC 00 03 13 | Waiver of Our Right to Recover From Others Endorsement | Endorsement | Contractors, trucking firms, staffing, janitorial, security and landscaping companies and other service businesses whose contracts require a waiver of subrogation in favor of the customer, owner or general contractor. |
| WC 04 03 06 | Waiver of Our Right to Recover From Others Endorsement—California | Endorsement | California contractors and service businesses whose contracts require a waiver of subrogation for the owner, general contractor or customer. |
| WC 42 03 04 | Texas Waiver of Our Right to Recover From Others Endorsement | Endorsement | Texas contractors, oilfield service companies, trucking and service businesses whose contracts require a waiver of subrogation. |