NAICS 721
Accommodation
Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.
Businessowners (ISO BP)
7 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| BP 00 03 | Businessowners Coverage Form | Coverage | Small and midsize "Main Street" accounts that meet ISO BOP eligibility: apartments, offices, retail, wholesale, processing and service risks, restaurants, contractors, hotels/motels, self-storage, light manufacturing and similar. |
| BP 04 30 | Protective Safeguards | Endorsement | BOP accounts rated with sprinkler, central-station alarm, watchman or other fire protection credits, including restaurants with hood and duct suppression systems. |
| BP 04 57 | Utility Services - Time Element | Endorsement | Any BOP account that would lose income or incur extra expense during an off-premises utility outage. |
| BP 07 10 | Hotels, Motels And Inns | Endorsement | Hotels, motels and inns eligible for the ISO BOP (exterior-corridor buildings up to 3 stories, no seasonal operations). |
| BP 18 43 | Exclusion - Human Trafficking | Exclusion | Hotels and motels, bars and nightclubs, massage and personal care businesses and other accounts with trafficking exposure. |
| BP 18 45 | Exclusion - Assault Or Battery | Exclusion | Bars, restaurants, hotels and habitational risks where altercations on premises are a known exposure. |
| BP 18 47 | Exclusion - Assault Or Battery With Exception For Reasonable Force | Exclusion | Bars, restaurants, hotels and habitational risks with altercation exposure. |
Commercial Auto (ISO CA)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CA 04 45 | Golf Carts And Low-Speed Vehicles | Endorsement | Golf courses, resorts, campuses, retirement communities, municipalities and businesses using golf carts or low-speed vehicles on public roads. |
| CA 05 33 | Human Trafficking Exclusion For Covered Autos Liability Exposure | Exclusion | Passenger transportation, trucking, hospitality-related and other accounts where insurers want to exclude trafficking allegations from auto liability. |
Commercial General Liability (ISO CG)
12 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CG 20 08 | Additional Insured – Users Of Golfmobiles | Endorsement | Golf courses, country clubs and resorts that rent or loan golf carts. |
| CG 20 29 | Additional Insured – Grantor Of Franchise | Endorsement | Franchisees (restaurants, hotels, fitness, retail, service franchises) whose franchise agreement requires the franchisor to be an additional insured. |
| CG 21 46 | Abuse Or Molestation Exclusion Withdrawn | Exclusion | Schools, day cares, camps, youth sports, churches, social service agencies, healthcare and senior living, fitness and personal care businesses. |
| CG 21 65 | Total Pollution Exclusion With A Building Heating, Cooling And Dehumidifying Equipment Exception And A Hostile Fire Exception | Exclusion | Building owners, landlords, habitational risks and tenants where the carrier wants a total pollution exclusion but must keep carbon monoxide-type building equipment claims. |
| CG 22 39 | Exclusion – Camps Or Campgrounds | Exclusion | Summer camps, day camps and campgrounds. |
| CG 24 12 | Boats | Endorsement | Businesses that own or use small boats, such as marinas, resorts, camps and contractors. |
| CG 24 16 | Canoes Or Rowboats | Endorsement | Camps, resorts, campgrounds, parks and liveries with canoes or rowboats. |
| CG 24 25 | Limited Fungi Or Bacteria Coverage | Endorsement | Habitational, hospitality and contractor accounts that want some mold or bacteria coverage under the CGL. |
| CG 26 46 | Texas Abuse Or Molestation Exclusion | Exclusion | Texas schools, day cares, camps, churches, youth organizations, senior care and similar risks. |
| CG 34 02 | Additional Insured – Grantor Of Franchise – Liquor Liability | Endorsement | Franchised restaurants, bars and hotels that sell alcohol and carry ISO liquor liability coverage. |
| CG 40 49 | Exclusion – Human Trafficking | Exclusion | Hotels and motels, truck stops, massage and spa businesses, staffing and labor contractors, apartment owners and other businesses where trafficking-related suits have been brought. |
| CG 40 51 | Exclusion – Assault Or Battery | Exclusion | Bars, nightclubs, restaurants with late hours, apartment and hotel owners, security firms, event venues, convenience stores and other accounts with fight or violent-crime exposure. |
Commercial Inland Marine (ISO CM)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CM 00 42 | Commercial Fine Arts Coverage Form | Coverage | Businesses and institutions that own or hold artwork: corporate collections, hotels, law and professional offices, galleries, museums, interior designers, religious organizations. |
Commercial Property (ISO CP)
4 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CP 10 35 | Watercraft Exclusion | Exclusion | Waterfront properties whose docks, piers, bulkheads or similar structures have been added as covered property: marinas, waterfront restaurants and hotels, condominium associations, terminals. |
| CP 10 54 | Windstorm Or Hail Exclusion | Exclusion | Coastal and high-wind-zone properties where wind is written separately through a state windstorm pool or wind-only market (TX, FL, LA, MS, AL, SC, NC coastal areas). |
| CP 14 30 | Outdoor Trees, Shrubs And Plants | Endorsement | Properties with valuable landscaping: hotels and resorts, office parks, golf facilities, corporate campuses, upscale retail centers, condominium associations, cemeteries. |
| CP 14 40 | Outdoor Signs | Endorsement | Businesses with valuable freestanding or building-mounted signs: retailers, restaurants, auto dealers, hotels, gas stations and convenience stores, shopping centers. |
Commercial Crime and Fidelity (ISO CR)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CR 04 11 | Guests' Property | Endorsement | Hotels, motels and other lodging operators holding guests' property. |
Commercial Liability Umbrella (ISO CU)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CU 34 68 | Exclusion – Assault Or Battery | Exclusion | Hospitality, nightlife, habitational, security and event businesses with assault and battery exposure. |
| CU 34 71 | Exclusion – Human Trafficking | Exclusion | Lodging and other businesses that carriers view as exposed to human trafficking claims. |
Dwelling Personal Liability and Personal Umbrella (ISO DL)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| DL 99 53 | Personal Umbrella Home-Sharing Host Activities Amendatory Endorsement | Endorsement | Umbrella insureds with home-sharing activities. |
| DL 99 68 | Personal Umbrella Liability Policy Excess Broadened Home-Sharing Host Activities Liability Coverage Endorsement | Endorsement | Homeowners with home-sharing host activities and an ISO personal umbrella. |
Employment-Related Practices Liability (ISO EP)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| EP 01 17 | Liability To Your Customers And Clients | Endorsement | Customer-facing employers such as restaurants, retailers, hotels, healthcare and service businesses. |
Farm Liability (ISO Farm Program)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| FL 04 43 | Business Activities | Endorsement | Farms and ranches insured under the ISO farm program, including the farm household. |
Homeowners (ISO HO)
7 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| HO 05 41 | Extended Theft Coverage For Residence Premises Occasionally Rented To Others | Endorsement | Owner-occupants who occasionally rent their residence premises to others. |
| HO 06 62 | Broadened Home-Sharing Host Activities Coverage | Endorsement | Owner-occupants who rent their residence through home-sharing platforms. |
| HO 06 63 | Broadened Home-Sharing Host Activities Coverage | Endorsement | Owner-occupants who rent their residence through home-sharing platforms. |
| HO 06 64 | Broadened Home-Sharing Host Activities Coverage | Endorsement | Owner-occupants who rent their residence through home-sharing platforms. |
| HO 06 65 | Broadened Home-Sharing Host Activities Coverage | Endorsement | Owner-occupants who rent their residence through home-sharing platforms. |
| HO 06 66 | Broadened Home-Sharing Host Activities Coverage | Endorsement | Owner-occupants who rent their residence through home-sharing platforms. |
| HO 06 68 | Broadened Home-Sharing Host Activities Coverage | Endorsement | Owner-occupants who rent their residence through home-sharing platforms. |
Commercial Inland Marine – ISO IH Series Forms
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| IH 00 74 | Commercial Fine Arts Coverage Form (IH Series) | Coverage | Businesses with art collections: corporate offices, hotels, professional firms, institutions. |
Inland Marine (AAIS Inland Marine Guide)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| IM 7400 | Fine Arts Floater | Coverage | Businesses and institutions with valuable art: offices, hotels, churches, schools, galleries. |
Workers Compensation and Employers Liability (NCCI WC)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| WC 00 01 08 | Nonappropriated Fund Instrumentalities Act Coverage Endorsement | Endorsement | Employers operating nonappropriated fund activities for the armed forces, such as exchanges, clubs, lodging and recreation programs on military installations. |
