What it does
BP 07 10 is ISO's lodging class endorsement for the BOP. ISO describes it as modifying Section I – Property and Section II – Liability to include specialized coverages tailored to hotel, motel and inn risks. An optional companion, BP 07 11, covers liability for guests' property held in a safe deposit box on the premises.
Who needs it
Lodging risks within ISO BOP eligibility: no square-foot limit, but buildings with exterior-access room entry may not exceed three stories, no seasonal operations (closed more than 30 consecutive days) and no bar or cocktail lounge with a separate exterior entrance.
Quoting and selling notes
- Collect room count, stories, corridor type, pool, breakfast or food service, and any bar.
- Ask about guest property handling (safes at the front desk) to decide on BP 07 11.
- Consider liquor, utility services and business income adequacy for peak seasons.
- New York uses state versions (BP 07 50 and BP 07 51).
Related forms
BP 07 11; BP 00 03.
