NAICS 424940

Tobacco Product and Electronic Cigarette Merchant Wholesalers

Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.

Businessowners (ISO BP)

5 forms
Form CodeTitleTypeWho needs it
BP 00 03Businessowners Coverage FormCoverageSmall and midsize "Main Street" accounts that meet ISO BOP eligibility: apartments, offices, retail, wholesale, processing and service risks, restaurants, contractors, hotels/motels, self-storage, light manufacturing and similar.
BP 04 47Additional Insured - VendorsEndorsementManufacturers, wholesalers and distributors on a BOP whose retail or distributor customers require vendor additional insured status.
BP 10 03Earthquake And Volcanic Eruption EndorsementEndorsementBOP accounts in earthquake-exposed regions that want to buy back the earth movement exclusion.
BP 10 79Flood CoverageEndorsementBOP accounts with flood exposure, including those needing limits above the NFIP maximum.
BP DS 06Flood Coverage ScheduleDeclarationBOP accounts buying flood coverage through the ISO Flood Coverage endorsement, either excess of NFIP limits or first dollar.

Commercial General Liability (ISO CG)

6 forms
Form CodeTitleTypeWho needs it
CG 20 15Additional Insured – VendorsEndorsementManufacturers, importers and distributors whose retailers or distributors require vendor additional insured status.
CG 20 44Additional Insured – Vendors – Automatic Status When Required In AgreementEndorsementManufacturers and distributors with many retail or distribution partners that require vendor additional insured status.
CG 21 33Exclusion – Designated ProductsExclusionManufacturers, distributors and retailers with a specific product the carrier will not cover (for example a new product line, an imported product, or an e-cigarette or supplement line).
CG 24 10Excess Provision – VendorsEndorsementRetailers, distributors and other product vendors that are added as additional insureds on their suppliers' policies.
CG 40 12Exclusion – All Hazards In Connection With An Electronic Smoking Device, Its Vapor, Component Parts, Equipment And AccessoriesExclusionVape shops, convenience stores, tobacco retailers and distributors, and manufacturers of e-cigarette products or components.
CG 40 13Exclusion – Health Hazards, Electronic Smoking Device VaporExclusionConvenience stores, tobacco and vape retailers, distributors and manufacturers that sell e-cigarette products.

Commercial Property (ISO CP)

4 forms
Form CodeTitleTypeWho needs it
CP 12 30Peak Season Limit Of InsuranceEndorsementBusinesses whose inventory swells at predictable times: retailers before holidays, toy and gift sellers, farm supply and garden centers, seasonal manufacturers and distributors.
CP 13 10Value Reporting FormEndorsementBusinesses whose inventory values swing widely or move among several locations: wholesalers and distributors, manufacturers, retailers with seasonal stock, agricultural processors.
CP 15 01Business Income From Dependent Properties Limited International CoverageEndorsementImporters, manufacturers and distributors that depend on foreign suppliers or contract manufacturers.
CP 15 02Extra Expense From Dependent Properties Limited International CoverageEndorsementBusinesses that would pay extra to replace an overseas supplier or contract manufacturer after a loss: importers, manufacturers, retailers with private-label sourcing.

Commercial Liability Umbrella (ISO CU)

2 forms
Form CodeTitleTypeWho needs it
CU 21 08Exclusion – Intercompany Products SuitsExclusionGroups of related manufacturers and distributors.
CU 24 36Products-Completed Operations Aggregate Limit Of InsuranceEndorsementManufacturers, distributors and contractors with products or completed operations exposure.

Commercial Inland Marine – ISO IH Series Forms

6 forms
Form CodeTitleTypeWho needs it
IH 00 71Annual Transit Coverage FormCoverageManufacturers, distributors and retailers that ship and receive goods regularly by truck, rail or air.
IH 00 76Motor Truck Cargo Owners Coverage FormCoverageBusinesses hauling their own goods: wholesalers and distributors, manufacturers with delivery fleets, contractors moving materials, retailers making deliveries.
IH 00 78Trip Transit Coverage FormCoverageBusinesses making an occasional or one-time shipment of valuable property: machinery relocations, exhibition shipments, office moves, single equipment deliveries.
IH 00 92Exhibition Coverage FormCoverageExhibitors at trade shows and exhibitions: manufacturers, distributors, artists and show organizers.
IH 00 96Salespersons Samples Coverage FormCoverageManufacturers, wholesalers and sales agencies whose representatives carry samples.
IH 99 32Spoilage And Loss Due To FDA Regulation Coverage (Motor Truck Cargo Owners And Annual And Trip Transit Coverage)EndorsementShippers and private carriers moving perishable or FDA-regulated goods.

Management Protection (ISO MP)

23 forms
Form CodeTitleTypeWho needs it
MP 00 01Executive Liability Coverage FormCoveragePrivately held businesses whose directors and officers face claims from shareholders, lenders, competitors, customers or regulators.
MP 00 02Executive Liability And Entity Securities Liability Coverage FormCoveragePrivate companies with securities exposure (private placements, outside investors) that want entity securities coverage alongside D&O.
MP 00 03Common Policy ConditionsConditionAny organization insured on the ISO Management Protection program.
MP 00 07Fiduciary Liability Coverage FormCoverageEmployers that sponsor retirement, health or other employee benefit plans.
MP 00 08Executive Liability Side A Coverage FormCoverageOrganizations wanting dedicated personal-asset protection for directors and officers above or alongside traditional D&O.
MP 03 01Co-InsuranceEndorsementOrganizations insured on the ISO Management Protection program.
MP 03 02Co-InsuranceEndorsementOrganizations insured on the ISO Management Protection program.
MP 04 01Coverage Extension - Outside ServiceEndorsementOrganizations insured on the ISO Management Protection program that need this extension.
MP 04 02Coverage Extension - Acquisition Or Creation Of For-Profit OrganizationEndorsementOrganizations insured on the ISO Management Protection program that need this extension.
MP 04 03Coverage Extension - Merged, Sold, Spun-Off, Or Terminated PlansEndorsementOrganizations insured on the ISO Management Protection program that need this extension.
MP 04 04Coverage Extension - CAP PenaltiesEndorsementOrganizations insured on the ISO Management Protection program that need this extension.
MP 04 05Coverage Extension - Certain United Kingdom Fines Or PenaltiesEndorsementOrganizations insured on the ISO Management Protection program that need this extension.
MP 04 06Coverage Extension - Publication ServicesEndorsementOrganizations insured on the ISO Management Protection program that need this extension.
MP 04 07Coverage Extension - Spousal CoverageEndorsementOrganizations insured on the ISO Management Protection program that need this extension.
MP 04 08Coverage Extension - Wrongful Personal Injury ActsEndorsementOrganizations insured on the ISO Management Protection program that need this extension.
MP 21 01Exclusion - Designated Professional ServicesExclusionOrganizations insured on the ISO Management Protection program.
MP 21 04Exclusion - Specific LitigationExclusionOrganizations insured on the ISO Management Protection program.
MP 21 06Exclusion - Pending Or Prior LitigationExclusionOrganizations insured on the ISO Management Protection program.
MP 21 07Exclusion - Initial Public Offering (IPO)ExclusionOrganizations insured on the ISO Management Protection program.
MP 21 09Exclusion - Intellectual PropertyExclusionOrganizations insured on the ISO Management Protection program.
MP 21 28Exclusion - Abuse Or MolestationExclusionOrganizations insured on the ISO Management Protection program.
MP 28 01Extended Reporting PeriodEndorsementOrganizations whose Management Protection coverage is ending (sale, merger, dissolution, non-renewal).
MP 28 16Extended Reporting PeriodEndorsementOrganizations whose Management Protection coverage is ending.