NAICS 6116
Other Schools and Instruction
Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.
Businessowners (ISO BP)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| BP 16 39 | Broad Abuse Or Molestation Exclusion | Exclusion | BOP accounts with exposure to children, vulnerable adults or close personal contact: fitness studios, tutoring, personal care, daycare-adjacent retail, healthcare offices. |
| BP 21 01 | Micro-Businessowners Abuse Or Molestation Exclusion | Exclusion | Micro-BOP accounts with children, vulnerable adults or close personal contact exposures. |
Commercial Auto (ISO CA)
3 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CA 04 45 | Golf Carts And Low-Speed Vehicles | Endorsement | Golf courses, resorts, campuses, retirement communities, municipalities and businesses using golf carts or low-speed vehicles on public roads. |
| CA 05 24 | Non-Ownership Liability Coverage For Volunteers | Endorsement | Nonprofits, charities, churches, schools, youth sports and civic organizations that use volunteer drivers. |
| CA 20 06 | Driving Schools - Non-Owned Autos | Endorsement | Driving schools and driver training programs that use student-owned or other non-owned vehicles. |
Commercial General Liability (ISO CG)
4 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CG 21 01 | Exclusion – Athletic Or Sports Participants | Exclusion | Sports leagues, clubs, schools, camps, gyms, event promoters and businesses that sponsor athletic events. |
| CG 21 66 | Exclusion – Volunteer Workers As Insureds | Exclusion | Nonprofits, churches, schools and event organizers whose carrier will not extend insured status to volunteers. |
| CG 22 44 | Exclusion – Services Furnished By Health Care Providers | Exclusion | Healthcare facilities, clinics, senior living, schools and other organizations that employ or use health care providers. |
| CG 40 03 | Exclusion – Athletic Or Sports Participants – All Contests Or Exhibitions | Exclusion | Sports facilities, gyms, leagues, schools and event venues. |
Commercial Crime and Fidelity (ISO CR)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CR 25 09 | Include Volunteer Workers As Employees | Endorsement | Nonprofits and public entities that use volunteers, including volunteers who solicit or collect funds. |
Commercial Liability Umbrella (ISO CU)
5 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CU 04 44 | Sexual Abuse Or Sexual Molestation Liability Coverage | Coverage | Organizations that care for or supervise children, students or vulnerable adults. |
| CU 21 01 | Exclusion – Athletic Or Sports Participants | Exclusion | Organizers and sponsors of sports and athletic events. |
| CU 34 44 | Broad Abuse Or Molestation Exclusion | Exclusion | Organizations that care for or supervise children, patients, students or vulnerable adults. |
| CU 34 45 | Sexual Abuse Or Sexual Molestation Exclusion | Exclusion | Organizations that care for or supervise children, patients, students or vulnerable adults. |
| CU 34 58 | Exclusion – Volunteer Workers As Insureds | Exclusion | Nonprofits and organizations that use volunteer workers. |
Commercial Excess Liability (ISO CX)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CX 21 93 | Broad Abuse Or Molestation Exclusion | Exclusion | Organizations that care for or supervise children, patients, students or vulnerable adults. |
| CX 21 94 | Sexual Abuse Or Sexual Molestation Exclusion | Exclusion | Organizations that care for or supervise children, patients, students or vulnerable adults. |
Dwelling Personal Liability and Personal Umbrella (ISO DL)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| DL 24 09 | Permitted Incidental Occupancies | Endorsement | Dwelling-program insureds with an incidental business occupancy. |
| DL 99 02 | Personal Umbrella Liability Policy Excess Permitted Incidental Occupancies Liability Endorsement | Endorsement | Insureds with incidental home occupancies and an ISO personal umbrella. |
Homeowners (ISO HO)
3 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| HO 04 42 | Permitted Incidental Occupancies – Residence Premises | Endorsement | Owner-occupants who run an incidental office, studio, professional practice or private school from the residence premises. |
| HO 07 01 | Home Business Insurance Coverage | Endorsement | Small home-based businesses owned by the named insured or resident family and operated from the residence premises. |
| HO 24 43 | Permitted Incidental Occupancies – Other Residences | Endorsement | Insureds conducting an incidental office, studio or private school at a residence other than the residence premises. |