1. Forms
NAICS 713940

Fitness and Recreational Sports Centers

Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.

Businessowners (ISO BP)

2 forms
Form CodeTitleTypeWho needs it
BP 16 39Broad Abuse Or Molestation ExclusionExclusionBOP accounts with exposure to children, vulnerable adults or close personal contact: fitness studios, tutoring, personal care, daycare-adjacent retail, healthcare offices.
BP 21 01Micro-Businessowners Abuse Or Molestation ExclusionExclusionMicro-BOP accounts with children, vulnerable adults or close personal contact exposures.

Commercial Auto (ISO CA)

1 forms
Form CodeTitleTypeWho needs it
CA 04 45Golf Carts And Low-Speed VehiclesEndorsementGolf courses, resorts, campuses, retirement communities, municipalities and businesses using golf carts or low-speed vehicles on public roads.

Commercial General Liability (ISO CG)

10 forms
Form CodeTitleTypeWho needs it
CG 04 14Sexual Abuse Or Sexual Molestation Liability CoverageEndorsementSchools, child care, camps, youth organizations, churches and other risks that need to buy back sexual abuse and molestation coverage.
CG 20 02Additional Insured – Club MembersEndorsementSocial, civic, sports, hobby and service clubs and similar membership organizations insured on a CGL.
CG 20 03Additional Insured – Concessionaires Trading Under Your NameEndorsementDepartment stores, retailers, venues and other businesses that let concessionaires operate departments or stands under the host's trade name.
CG 20 29Additional Insured – Grantor Of FranchiseEndorsementFranchisees (restaurants, hotels, fitness, retail, service franchises) whose franchise agreement requires the franchisor to be an additional insured.
CG 21 01Exclusion – Athletic Or Sports ParticipantsExclusionSports leagues, clubs, schools, camps, gyms, event promoters and businesses that sponsor athletic events.
CG 21 46Abuse Or Molestation Exclusion WithdrawnExclusionSchools, day cares, camps, youth sports, churches, social service agencies, healthcare and senior living, fitness and personal care businesses.
CG 22 76Professional Liability Exclusion – Health Or Exercise Clubs Or Commercially Operated Health Or Exercise FacilitiesExclusionHealth clubs, gyms, fitness studios and personal training businesses.
CG 40 03Exclusion – Athletic Or Sports Participants – All Contests Or ExhibitionsExclusionSports facilities, gyms, leagues, schools and event venues.
CG 40 28Broad Abuse Or Molestation ExclusionExclusionSchools, child care, camps, youth sports, churches, senior living, healthcare, social services, fitness and personal care businesses.
CG 40 29Sexual Abuse Or Sexual Molestation ExclusionExclusionOrganizations and businesses where the carrier excludes sexual abuse and molestation but not other abuse allegations.

Commercial Property (ISO CP)

1 forms
Form CodeTitleTypeWho needs it
CP 04 26Ordinance Or Law Coverage For Tenant's Interest In Improvements And Betterments (Tenant's Policy)EndorsementTenants that have invested heavily in build-outs they cannot remove: restaurants, medical and dental offices, retail stores, salons, fitness centers, labs.

Commercial Liability Umbrella (ISO CU)

4 forms
Form CodeTitleTypeWho needs it
CU 21 01Exclusion – Athletic Or Sports ParticipantsExclusionOrganizers and sponsors of sports and athletic events.
CU 34 10Exclusion – Athletic Or Sports Participants – All Contests Or ExhibitionsExclusionSports facilities and venues hosting athletic contests.
CU 34 44Broad Abuse Or Molestation ExclusionExclusionOrganizations that care for or supervise children, patients, students or vulnerable adults.
CU 34 71Exclusion – Human TraffickingExclusionLodging and other businesses that carriers view as exposed to human trafficking claims.