1. Forms
NAICS 4412

Other Motor Vehicle Dealers

Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.

Commercial Auto (ISO CA)

6 forms
Form CodeTitleTypeWho needs it
CA 00 05Garage Coverage Form WithdrawnCoverageHistorical: auto dealers, repair shops, service stations, parking garages and tow operators insured under the pre-2013 ISO Garage program.
CA 00 25Auto Dealers Coverage FormCoverageFranchised and non-franchised new and used auto, truck, motorcycle, RV and trailer dealers.
CA 25 03False Pretense CoverageEndorsementNew and used auto dealers.
CA 99 38Split Liability Limits - GaragesEndorsementAuto dealers and garage risks that need split liability limits.
CA 99 55Pollution Liability - Broadened Coverage For Covered Autos - Auto Dealers Coverage FormEndorsementAuto dealers whose vehicles transport fuel, oil, waste fluids or other pollutants.
CA DS 26Auto Dealers DeclarationsDeclarationAuto, truck, motorcycle, RV and trailer dealers written on the Auto Dealers Coverage Form.

Commercial Inland Marine (ISO CM)

2 forms
Form CodeTitleTypeWho needs it
CM 00 28Signs Coverage FormCoverageAny business with outdoor or freestanding signs (retailers, restaurants, gas stations, auto dealers, shopping centers), and sign companies holding customers' signs.
CM 00 52Floor Plan Coverage FormCoverageDealers whose inventory is financed by floor plan lenders (appliance, furniture, electronics, equipment, boat and RV dealers) and the banks or finance companies that hold the security interest.

Commercial Property (ISO CP)

13 forms
Form CodeTitleTypeWho needs it
CP 00 60Leasehold Interest Coverage FormCoverageTenants holding long-term leases at below-market rent, or that paid lease bonuses or prepaid rent they would lose if the lease is cancelled after a fire or other covered loss.
CP 04 26Ordinance Or Law Coverage For Tenant's Interest In Improvements And Betterments (Tenant's Policy)EndorsementTenants that have invested heavily in build-outs they cannot remove: restaurants, medical and dental offices, retail stores, salons, fitness centers, labs.
CP 10 33Theft ExclusionExclusionLocations an underwriter will not cover for theft: high-crime areas, vacant or unprotected buildings, high-value or easily fenced stock without alarms (electronics, tools, metals).
CP 12 11Burglary And Robbery Protective SafeguardsEndorsementAccounts that received theft credits for alarms or guard service: jewelers, electronics, liquor and convenience stores, pharmacies, contractors' yards, warehouses with high-value stock.
CP 12 30Peak Season Limit Of InsuranceEndorsementBusinesses whose inventory swells at predictable times: retailers before holidays, toy and gift sellers, farm supply and garden centers, seasonal manufacturers and distributors.
CP 13 10Value Reporting FormEndorsementBusinesses whose inventory values swing widely or move among several locations: wholesalers and distributors, manufacturers, retailers with seasonal stock, agricultural processors.
CP 14 01Scheduled Building Property – Tenant's PolicyEndorsementTenants whose leases make them responsible for plate glass, storefronts, HVAC units or other building fixtures and equipment: retailers, restaurants, offices in multi-tenant buildings.
CP 14 02Unscheduled Building Property – Tenant's PolicyEndorsementTenants with lease obligations for glass, fixtures or building equipment who prefer blanket limits: retail, restaurant and office tenants.
CP 14 40Outdoor SignsEndorsementBusinesses with valuable freestanding or building-mounted signs: retailers, restaurants, auto dealers, hotels, gas stations and convenience stores, shopping centers.
CP 14 70Building Glass – Tenant's PolicyEndorsementTenants with lease responsibility for storefront, display or plate glass: retail stores, restaurants, banks, showrooms.
CP 15 01Business Income From Dependent Properties Limited International CoverageEndorsementImporters, manufacturers and distributors that depend on foreign suppliers or contract manufacturers.
CP 15 02Extra Expense From Dependent Properties Limited International CoverageEndorsementBusinesses that would pay extra to replace an overseas supplier or contract manufacturer after a loss: importers, manufacturers, retailers with private-label sourcing.
CP 15 03Business Income – Landlord As Additional Insured (Rental Value)EndorsementTenants whose leases require them to insure the landlord's rental income (rent loss) for the leased premises, typical of net leases and single-tenant buildings.

Commercial Liability Umbrella (ISO CU)

1 forms
Form CodeTitleTypeWho needs it
CU 22 31Auto Dealers EndorsementEndorsementAuto, truck and RV dealers.

Commercial Inland Marine – ISO IH Series Forms

4 forms
Form CodeTitleTypeWho needs it
IH 00 65Boat Dealers Coverage FormCoverageBoat, marine engine and personal watercraft dealers.
IH 00 67Signs Coverage FormCoverageBusinesses with valuable signs or street clocks, and sign companies holding customers' signs.
IH 67 01Artificially Generated Electric, Magnetic Or Electromagnetic Energy Coverage – SignsEndorsementBusinesses with electric, LED or electronic message signs insured on IH 00 67.
IH DS 67Signs DeclarationsDeclarationAccounts insured under the ISO Signs Coverage Form.

Massachusetts Commercial Auto (CAR / ISO MM Forms)

3 forms
Form CodeTitleTypeWho needs it
MM 25 01Auto Dealers MA Mandatory EndorsementEndorsementMassachusetts auto dealers written on CA 00 25.
MM 25 02Auto Dealers Declarations - MADeclarationMassachusetts auto dealers holding dealer plates.
MM 25 96Pollution Liability - Broadened Coverage For Covered Autos - Auto Dealers Form - MassachusettsEndorsementMassachusetts auto dealers whose vehicles transport fuel, oil or other pollutants.