Free Insurance Regulation Practice Questions

Texas General Lines — Life, Accident, Health & HMO exam (series InsTX-LAH05) — 28 practice questions.

Subtopics: Continuing education, Continuing education ethics, Regulator, License term, Temporary license, Reporting actions, Appointment, Commissions, Nonresident license, Certificate of authority, Commissioner powers, Rebating, Misrepresentation, Twisting, Defamation, Boycott and coercion, Unfair discrimination, Insurance fraud, Unfair claims settlement, Prompt payment, Guaranty association, Replacement, Privacy, Federal fraud statute, Fair Credit Reporting Act, Do Not Call, Illustrations, Disclosure

Sample questions & answers

1. How many hours of continuing education must a resident Texas producer complete during each two-year license period?

24 hours

Texas requires 24 hours of continuing education each two-year license period to renew a producer license.

2. At least how many of the required CE hours each license period must be in ethics?

2 hours

Texas requires at least 2 of the 24 continuing education hours to be in approved ethics.

3. The state agency that regulates the business of insurance in Texas is the:

Texas Department of Insurance

The Texas Department of Insurance (TDI), led by the Commissioner of Insurance, regulates insurance in Texas.

4. A resident Texas general lines license is generally valid for:

Two years

Texas agent licenses are issued for a two-year term and must be renewed biennially.

All General Lines — Life, Accident, Health & HMO topics

Practice: Insurance Regulation

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.