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Free Texas General Lines — Life, Accident, Health & HMO Exam Practice Test

Series InsTX-LAH05 — The Texas General Lines Life, Accident, Health & HMO exam covers life insurance, annuities, accident and health insurance, HMOs, and Texas insurance law and regulation.

130

Scored items (approx.)

150 min

Time limit

70%

Passing score

195

Practice questions

Topics covered on the General Lines — Life, Accident, Health & HMO exam

Insurance Regulation

28 practice questions · Continuing education, Continuing education ethics, Regulator, License term, …

General Insurance Concepts

14 practice questions · Handling risk, Insurable risk, Hazards, Definitions, …

Life Accident and Health Insurance Basics

30 practice questions · Insurable interest, Insurable interest own life, Fiduciary duty, Personal uses, …

Types of Life Insurance Policies

16 practice questions · Term life, Whole life, Universal life, Indexed life, …

Life Policy Provisions Options and Riders

25 practice questions · Free look, Grace period, Incontestability, Suicide, …

Annuities

14 practice questions · Principles, Immediate vs deferred, Products, Payment options, …

Individual Accident and Health Provisions

20 practice questions · Free look, Newborn coverage, Chemical dependency, Grace period, …

Disability Income Insurance

8 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …

Medical Plans

8 practice questions · Types, Cost sharing, Cost containment

Group Health Insurance

6 practice questions · Characteristics, Underwriting, COBRA, Conversion, …

Dental Insurance

2 practice questions · Categories, Plan types

Senior and Special Needs

20 practice questions · Medicare supplement standards, Long-term care, Small employer health, Medicare Part A, …

Federal Tax Considerations

4 practice questions · Life insurance, Annuities

Practice Test: General Lines — Life, Accident, Health & HMO

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.