1. An individual accident and health policy in Texas must give the insured a right to return it for a refund of at least:

10 days

Individual A&H policies must include a 10-day right to examine and return the policy for a refund.

2. Texas health plans that cover dependents must cover a newborn child:

From the moment of birth

Coverage for a newborn begins at the moment of birth; the insurer may require notice within 31 days.

3. Texas requires certain group health plans to provide coverage for:

Chemical dependency treatment

Texas mandates coverage for chemical dependency treatment in covered health benefit plans.

4. For an individual Texas health policy paid monthly, the required grace period is generally:

10 days

Grace periods for individual A&H vary by mode; a policy paid monthly has a 10-day grace period.