Free Senior and Special Needs Practice Questions

South Dakota Life, Accident & Health exam — 39 practice questions.

Subtopics: Medicare Part D, Medicaid, Medicare SELECT, Respite care, Skilled nursing, Medicare Part A, Medicare Part B, Medicare Part C, Medicare supplement, Long-term care, Medicare eligibility, Part A financing, Part A benefit period, Part B enrollment, Initial enrollment period, Part D late penalty, Medicare exclusions, Medigap core benefits, Medigap duplication, LTC elimination period, LTC benefit pool, LTC inflation protection, LTC cognitive trigger, Tax-qualified LTC, LTC renewability, Intermediate care, Assisted living

Read the Senior and Special Needs study guide

Sample questions & answers

1. Medicare Part D is the part of Medicare that provides coverage for:

Outpatient prescription drugs

Medicare Part D is the prescription drug benefit, offered through private plans that contract with Medicare.

2. Medicaid differs from Medicare mainly because Medicaid is:

A means-tested program for persons with limited income and resources

Medicaid is a joint federal-state, means-tested program serving people with limited income and resources, unlike age-based Medicare.

3. A Medicare SELECT policy is a type of Medicare Supplement that:

Requires the use of network providers in exchange for a lower premium

Medicare SELECT is a Medigap policy that uses a network of providers, usually in exchange for a lower premium.

4. Respite care coverage in a long-term care policy is intended to:

Provide temporary relief for an unpaid family caregiver

Respite care provides short-term care so that an unpaid family caregiver can take temporary relief from caregiving duties.

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Practice: Senior and Special Needs

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.