Free South Dakota Life, Accident & Health Exam Practice Test

The South Dakota Life, Accident & Health producer exam covers general insurance concepts, life, accident & health policies, and South Dakota insurance law and regulation.

70%

Passing score

389

Practice questions

Topics covered on the Life, Accident & Health exam

Insurance Regulation

29 practice questions · Transacting insurance, Commission sharing, Continuing education, Appointment process, …

General Insurance Concepts

34 practice questions · Risk pooling, Risk avoidance, Insurable interest, Underwriting purpose, …

Life and Health Insurance Basics

63 practice questions · Key person, Buy-sell funding, Substandard risk, Premium mode, …

Types of Life Insurance Policies

40 practice questions · Annual renewable term, Convertible term, Interest-sensitive whole life, Variable universal life, …

Life Policy Provisions Options and Riders

50 practice questions · Ownership provision, Collateral assignment, Interest option, Fixed-period option, …

Annuities

35 practice questions · Annuity parties, Payout phase, Variable annuity licensing, Single premium annuity, …

Individual Accident and Health Provisions

34 practice questions · Right to examine, Change of occupation, Illegal acts, Conformity with statutes, …

Disability Income Insurance

17 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …

Medical and Disability Plans

23 practice questions · Point of service, Gatekeeper, Flexible spending account, Accidental death and dismemberment, …

Group Health Insurance

13 practice questions · Characteristics, Underwriting, COBRA, Conversion, …

Dental Insurance

4 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage

Senior and Special Needs

39 practice questions · Medicare Part D, Medicaid, Medicare SELECT, Respite care, …

Federal Tax Considerations

8 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …

Practice Test: Life, Accident & Health

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.