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  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Pennsylvania Personal Lines exam (series 16-16) — 34 practice questions.

Subtopics: Minimum BI limits, Minimum PD limit, First-party medical minimum, First-party benefits, Limited tort, Full tort, Tort election binding, Uninsured motorist offer, Underinsured motorist, Stacking, Assigned risk plan, Proof of financial responsibility, Penalty for lapse, Cancellation notice, Permissible cancellation reasons, Income loss benefit, Funeral benefit, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Split limits, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory

Sample questions & answers

1. Pennsylvania's minimum bodily injury liability limits for a private passenger auto are:

15/30

Pennsylvania requires minimum BI liability limits of 15000 dollars per person and 30000 dollars per accident.

2. The minimum property damage liability limit required for a Pennsylvania auto policy is:

5000 dollars

Pennsylvania requires a minimum property damage liability limit of 5000 dollars (the 15/30/5 minimum).

3. The minimum first-party medical benefit (PIP) a Pennsylvania auto policy must include is:

5000 dollars

Pennsylvania requires at least 5000 dollars of first-party medical benefits for each insured.

4. First-party benefits under a Pennsylvania auto policy pay the insured's covered expenses:

Regardless of fault

First-party benefits (medical and optional income loss, etc.) are paid without regard to fault.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.