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Free Pennsylvania Personal Lines Exam Practice Test

Series 16-16 — The Pennsylvania Personal Lines producer exam (series 16-16) covers personal property and casualty insurance: dwelling and homeowners policies, the personal auto policy, personal umbrella and flood, and Pennsylvania insurance law.

100

Scored items (approx.)

120 min

Time limit

70%

Passing score

200

Practice questions

Topics covered on the Personal Lines exam

Insurance Regulation

34 practice questions · Continuing education, Licensing authority, License application, Appointment, …

General Insurance Concepts

26 practice questions · Pure vs speculative risk, Hazard, Peril, Moral hazard, …

Property Casualty Basics

50 practice questions · Standard fire policy, Residential cancellation notice, Nonrenewal notice, FAIR Plan, …

Dwelling Policy

18 practice questions · Purpose, No liability, DP-1 basic form, DP-3 special form, …

Homeowners Policy

30 practice questions · HO purpose, HO-3 special form, HO-5 comprehensive, HO-4 renters, …

Personal Auto Policy

34 practice questions · Minimum BI limits, Minimum PD limit, First-party medical minimum, First-party benefits, …

Other Personal Lines

8 practice questions · Personal umbrella, Umbrella underlying limits, Flood insurance NFIP, Flood waiting period, …

Practice Test: Personal Lines

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.