1. A program that lets long-term care policyholders protect assets from Medicaid spend-down by purchasing qualified coverage is the:

Long-Term Care Partnership Program

The LTC Partnership Program allows asset disregard for Medicaid equal to benefits paid by a qualified partnership policy.

2. A Medicare Supplement open enrollment period of six months begins when the applicant is:

Age 65 or older and enrolled in Medicare Part B

The guaranteed-issue Medigap open enrollment period runs six months from when the person is 65 or older and enrolled in Part B.

3. Medicare Part A primarily covers:

Inpatient hospital care

Part A is hospital insurance covering inpatient hospital, skilled nursing, hospice, and some home health care.

4. Medicare Part B primarily covers:

Physician services and outpatient care

Part B is medical insurance covering physician services, outpatient care, and durable medical equipment.