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Free Pennsylvania Life, Accident & Health Exam Practice Test

Series 16-03 — The Pennsylvania Life, Accident & Health producer exam (series 16-03) covers life insurance, annuities, accident and health insurance, and Pennsylvania insurance law and regulation.

150

Scored items (approx.)

170 min

Time limit

70%

Passing score

404

Practice questions

Topics covered on the Life, Accident & Health exam

Insurance Regulation

84 practice questions · Continuing education, Continuing education ethics, License renewal, Temporary license, …

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General Insurance Concepts

28 practice questions · Handling risk, Insurable risk, Hazards, Definitions, …

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Life Accident and Health Insurance Basics

57 practice questions · Insurable interest, Risk classification, Personal uses, Determining amount, …

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Types of Life Insurance Policies

32 practice questions · Term life, Whole life, Universal life, Indexed life, …

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Life Policy Provisions Options and Riders

52 practice questions · Grace period, Incontestability, Free look, Reinstatement, …

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Annuities

29 practice questions · Principles, Immediate vs deferred, Products, Payment options, …

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Individual Accident and Health Provisions

28 practice questions · Grace period, Time limit on defenses, Required provisions, Reinstatement, …

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Disability Income Insurance

17 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …

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Medical Plans

16 practice questions · Types, Cost sharing, Cost containment, Point-of-service plan, …

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Group Health Insurance

13 practice questions · Characteristics, Underwriting, COBRA, Conversion, …

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Dental Insurance

4 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage

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Senior and Special Needs

36 practice questions · Long-term care, Medigap open enrollment, Medicare Part A, Medicare Part B, …

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Federal Tax Considerations

8 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …

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Practice Test: Life, Accident & Health

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.