1. Exam Prep
  2. Pennsylvania
  3. Life, Accident & Health

Free Pennsylvania Life, Accident & Health Exam Practice Test

Series 16-03 — The Pennsylvania Life, Accident & Health producer exam (series 16-03) covers life insurance, annuities, accident and health insurance, and Pennsylvania insurance law and regulation.

150

Scored items (approx.)

170 min

Time limit

70%

Passing score

200

Practice questions

Topics covered on the Life, Accident & Health exam

Insurance Regulation

42 practice questions · Continuing education, Continuing education ethics, License renewal, Temporary license, …

General Insurance Concepts

14 practice questions · Handling risk, Insurable risk, Hazards, Definitions, …

Life Accident and Health Insurance Basics

28 practice questions · Insurable interest, Personal uses, Determining amount, Business uses, …

Types of Life Insurance Policies

16 practice questions · Term life, Whole life, Universal life, Indexed life, …

Life Policy Provisions Options and Riders

26 practice questions · Grace period, Incontestability, Free look, Reinstatement, …

Annuities

14 practice questions · Principles, Immediate vs deferred, Products, Payment options, …

Individual Accident and Health Provisions

14 practice questions · Grace period, Required provisions, Reinstatement, Notice of claim, …

Disability Income Insurance

8 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …

Medical Plans

8 practice questions · Types, Cost sharing, Cost containment

Group Health Insurance

6 practice questions · Characteristics, Underwriting, COBRA, Conversion, …

Dental Insurance

2 practice questions · Categories, Plan types

Senior and Special Needs

18 practice questions · Long-term care, Medicare Part A, Medicare Part B, Medicare Part C, …

Federal Tax Considerations

4 practice questions · Life insurance, Annuities

Practice Test: Life, Accident & Health

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.