1. For an individual health policy with monthly premiums, the required grace period is generally:

10 days

Grace periods vary by mode: 7 days weekly, 10 days monthly, and 31 days for other modes.

2. The standardized provisions that must appear in individual health insurance policies come from the:

Uniform Individual Accident and Sickness Policy Provisions Law

The Uniform Individual Accident and Sickness Policy Provisions Law sets the required and optional provisions adopted by states.

3. When a lapsed health policy is reinstated, coverage for a sickness generally begins:

After 10 days

A reinstated health policy covers accidents immediately but sickness only after 10 days, to deter adverse selection.

4. The Notice of Claim provision typically requires the insured to notify the insurer of a loss within:

20 days or as soon as reasonably possible

Notice of claim is generally required within 20 days of a loss or as soon as reasonably possible.