- Exam Prep
- Ohio
- Life, Accident & Health
- Insurance Regulation
Free Insurance Regulation Practice Questions
Ohio Life, Accident & Health exam — 12 practice questions.
Subtopics: Privacy, Federal fraud statute, Fair Credit Reporting Act, Do Not Call, Illustrations, Disclosure, McCarran-Ferguson Act, NAIC, Twisting, Rebating, CAN-SPAM Act, Advertising
Read the Insurance Regulation study guide
Sample questions & answers
1. The Gramm-Leach-Bliley Act requires producers and insurers to protect the:
Privacy of consumers' nonpublic personal financial information
GLBA governs the privacy and safeguarding of consumers' nonpublic personal financial information.
2. Under federal law, a person convicted of a felony involving dishonesty may work in the business of insurance only if they:
Obtain written consent from the state insurance regulator
18 U.S.C. 1033 bars such persons from the business of insurance without the regulator's written consent.
3. The federal Fair Credit Reporting Act requires that an applicant be notified when:
An adverse underwriting decision is based in part on a consumer report
The FCRA requires adverse-action notice when a consumer report contributes to an adverse decision.
4. A producer making telephone sales solicitations must comply with the:
National Do Not Call Registry rules
Telemarketing of insurance must observe the federal Do Not Call Registry restrictions.
All Life, Accident & Health topics
Practice: Insurance Regulation
Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored
instantly with an explanation for every question.
Practice questions are study aids generated for exam preparation and are not actual exam
questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules,
and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.