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Free Ohio Life, Accident & Health Exam Practice Test

The Ohio Life, Accident & Health producer exam covers general insurance concepts, life, accident & health policies, and Ohio insurance law and regulation.

70%

Passing score

389

Practice questions

Topics covered on the Life, Accident & Health exam

Insurance Regulation

45 practice questions · Licensing authority, Regulatory purpose, Agency license, Background check, …

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General Insurance Concepts

32 practice questions · Pure risk, Risk transfer, Insurable risk, Contract elements, …

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Life Accident and Health Insurance Basics

63 practice questions · Insurable interest, Consideration, Concealment, Warranty, …

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Types of Life Insurance Policies

32 practice questions · Term life, Whole life, Universal life, Indexed life, …

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Life Policy Provisions Options and Riders

48 practice questions · Ownership, Assignment, Policy loan, Automatic premium loan, …

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Annuities

34 practice questions · Annuitant, Surrender charge, Indexed annuity, Death benefit, …

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Individual Accident and Health Provisions

32 practice questions · Change of occupation, Misstatement of age, Notice of claim, Claim forms, …

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Disability Income Insurance

17 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …

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Medical Plans

22 practice questions · Basic medical, Out-of-pocket maximum, Copayment, In-network savings, …

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Group Health Insurance

13 practice questions · Characteristics, Underwriting, COBRA, Conversion, …

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Dental Insurance

4 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage

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Senior and Special Needs

39 practice questions · Medicare Part B, Medicare Advantage, Medicare Part D, Standardized Medigap, …

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Federal Tax Considerations

8 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …

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Practice Test: Life, Accident & Health

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.