Free Individual Accident and Health Provisions Practice Questions
Ohio Life, Accident & Health exam (series 11-35) — 75 practice questions.
Subtopics: Change of occupation, Misstatement of age, Notice of claim, Claim forms, Relation of earnings, Renewability, Free look notice, Free look, Free look scope, Grace period, Reinstatement, Time limit on defenses, Proof of loss, Time of payment, Legal actions, Facility of payment, Cancellation by insured, Cancellation refund, Nonrenewal notice, Illegal occupation, Required provisions, Time of payment of claims, Payment of claims, Physical exam and autopsy, Change of beneficiary, Entire contract, Time limit on certain defenses, Optional provisions, Guaranteed renewable, Noncancelable, Optionally renewable, Conditionally renewable, Pre-existing condition, Free-look provision, Insuring clause, Relation of earnings to insurance, Intoxicants and narcotics, Coordination of benefits, Renewal provision, Substitute wording, Exclusions, Consideration clause, Pre-existing conditions, Probationary period
Read the Individual Accident and Health Provisions study guide
Sample questions & answers
1. If an insured changes to a more hazardous occupation, the health insurer may:
Pay what the premium buys at the new class
The change of occupation provision adjusts benefits for a more hazardous job.
2. If a health insured misstated their age, the insurer will generally:
Adjust benefits based on the correct age
Misstatement of age leads to benefit adjustment based on correct age.
3. The uniform provision setting how soon the insured must notify the insurer of a claim is the:
Notice of claim provision
The notice of claim provision sets the timeframe for notifying the insurer.
4. If the insurer does not supply claim forms within the required time, the insured may:
Submit proof of loss in any reasonable written form
Absent timely claim forms the insured may submit written proof in any reasonable form.
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Practice: Individual Accident and Health Provisions
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
