Free Group Health Insurance Practice Questions
Ohio Life, Accident & Health exam (series 11-35) — 45 practice questions.
Subtopics: Blanket insurance, State continuation, Small employer, Small employer renewability, MEWA stop-loss, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
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Sample questions & answers
1. Which group may be covered under Ohio blanket sickness and accident insurance?
Students, under a policy issued to their college
Ohio Rev. Code 3923.13 lists common carrier passengers, employees exposed to exceptional hazards, students or teachers, volunteer fire and first aid groups, and similar groups.
2. Under an Ohio blanket sickness and accident policy, each covered person:
Needs no individual application or certificate
Ohio Rev. Code 3923.13 states no individual application is required and the insurer need not furnish each person a certificate.
3. Under Ohio state continuation, the employee's written election and first contribution must reach the employer by the earliest of several dates. The outside limit is how many days after coverage would otherwise end?
31 days
Ohio Rev. Code 3923.38(C)(3) sets the deadline at the earliest of 31 days after coverage would end, or 10 days after coverage ends or after notice, depending on when the employer gives notice.
4. To be eligible for Ohio state continuation under 3923.38, an employee must have been continuously insured under the group policy for at least the preceding:
Three months
An eligible employee must have been continuously insured during the entire three-month period before termination and not have quit voluntarily or been fired for gross misconduct.
All Life, Accident & Health topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
