1. Exam Prep
  2. Michigan
  3. Life, Accident & Health
  4. Individual Accident and Health Provisions

Free Individual Accident and Health Provisions Practice Questions

Michigan Life, Accident & Health exam — 33 practice questions.

Subtopics: Entire contract, Grace period, Notice of claim, Proof of loss, Time limit on defenses, Reinstatement waiting, Elimination period, Required provisions, Reinstatement, Claim forms, Time of payment of claims, Payment of claims, Physical exam and autopsy, Legal actions, Change of beneficiary, Time limit on certain defenses, Optional provisions, Guaranteed renewable, Noncancelable, Optionally renewable, Conditionally renewable, Pre-existing condition, Free-look provision, Insuring clause, Change of occupation, Misstatement of age, Relation of earnings to insurance, Intoxicants and narcotics, Coordination of benefits

Read the Individual Accident and Health Provisions study guide

Sample questions & answers

1. The provision stating the policy and application form the whole agreement is the:

Entire contract provision

The entire contract provision states the policy and attached application form the complete agreement.

2. A mandatory grace period in a health policy allows late premium payment without:

Loss of coverage

The grace period allows late premium payment within a set time without lapse of coverage.

3. The notice of claim provision generally requires notice within:

20 days or as soon as reasonably possible

Notice of claim is generally required within about 20 days or as soon as reasonably possible.

4. Proof of loss under an individual health policy is generally due within:

90 days of the loss

Proof of loss is generally due within 90 days of the loss or as soon as reasonably possible.

All Life, Accident & Health topics

Practice: Individual Accident and Health Provisions

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.