Free Michigan Life, Accident & Health Exam Practice Test

The Michigan Life, Accident & Health producer exam covers general insurance concepts, life, accident & health policies, and Michigan insurance law and regulation.

70%

Passing score

389

Practice questions

Topics covered on the Life, Accident & Health exam

Insurance Regulation

42 practice questions · Regulatory authority, Director, Continuing education, Ethics requirement, …

General Insurance Concepts

34 practice questions · Contract of adhesion, Aleatory, Utmost good faith, Consideration, …

Life Accident and Health Insurance Basics

61 practice questions · Insurable interest, Morbidity, Adverse selection, Underwriting, …

Types of Life Insurance Policies

32 practice questions · Term life, Whole life, Universal life, Indexed life, …

Life Policy Provisions Options and Riders

48 practice questions · Grace period, Incontestability, Waiver of premium, Accelerated death benefit, …

Annuities

34 practice questions · Annuity purpose, Tax deferral, Fixed annuity, Variable annuity, …

Individual Accident and Health Provisions

33 practice questions · Entire contract, Grace period, Notice of claim, Proof of loss, …

Disability Income Insurance

17 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …

Medical Plans

22 practice questions · HMO, PPO, Deductible, Coinsurance, …

Group Health Insurance

13 practice questions · Characteristics, Underwriting, COBRA, Conversion, …

Dental Insurance

4 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage

Senior and Special Needs

41 practice questions · Medicare Part A, Medicare Part B, Medigap purpose, Medigap free look, …

Federal Tax Considerations

8 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …

Practice Test: Life, Accident & Health

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.