LONE STAR PARENT INC

12700 PARK CENTRAL DR STE 2100
DALLAS, TX 75251

Talking Points

Premium

Worker's Comp premium is based on two key factors - the LCM your carrier has filed to use, and the total payroll you run over the policy term, which is multiplied by the rate to determine premium. Comparing premium to businesses in the same industry and of similar size can indicate how fair your WC insurance provider's costs are relative to the market.

  • Premium is Higher than 77% of peers.
  • In the last year, premium Increased by 25%. While peers Increased an average of 15%.
Needs Attention

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is very good. It is in the 23rd percentile compared to peers.
  • There was a recent mod increase.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Higher than 65% of peers.
  • Shopping around for a carrier that would provide a more competative tier would make sense.
Needs Attention

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 14% of peers have changed carriers since last year. Those who did, saw a 9% decrease in premium vs those who stayed with their current provider had a 17.5% increase.
  • Current Carrier's market share is in the 95th percentile at 13.3% of the market.
Good

Business Stats

Policy History

Term Carrier Premium LCM
2023

2.215
2023

1.698
2023

1.650
2023

-
2023

0.960
2023

1.100
2023

2.511
2023

-
2023

0.942
2023

-
2023

0.913
2023

2.452
2023

0.926
2023

1.126
2023

1.139
2023

1.015
2023

0.875
2023

1.000
2023

1.120
2022

1.698
2022

-
2022

1.280
2022

2.511
2022

-
2022

1.080
2022

-
2022

1.056
2022

1.335
2022

0.926
2022

1.420
2022

1.301
2022

1.317
2022

1.021
2022

1.330
2022

1.280
2022
06-01-2022

2.284
2022
06-01-2022

1.675
2022
06-01-2022

1.100
2022
06-01-2022

1.699
2022
06-01-2022

1.184
2022
06-01-2022

0.730
2022
06-01-2022

1.407
2021

2.284
2021

1.698
2021

1.650
2021

1.356
2021

-
2021

1.095
2021

1.435
2021

-
2021

1.079
2021

1.699
2021

-
2021

-
2021

1.184
2021

1.335
2021

0.840
2021

1.081
2021

1.301
2021

1.505
2021

1.020
2021

1.330
2021

1.183
2021

1.025
2020

1.698
2020

2.284
2020

-
2020

-
2020

1.356
2020

1.095
2020

1.435
2020

-
2020

1.079
2020

1.699
2020

-
2020

-
2020

1.149
2020

1.335
2020

0.840
2020

1.235
2020

-
2020

1.301
2020

1.190
2020

1.020
2020

1.328
2020

1.146
2020

-
2020

1.025
2019

1.698
2019

2.329
2019

-
2019

-
2019

1.042
2019

1.095
2019

0.897
2019

-
2019

0.985
2019

-
2019

0.840
2019

0.926
2019

-
2019

1.139
2019

1.020
2019

-
2019

0.996
2019

1.146
2019

1.699
2019

1.235
2019

1.052
2018

1.711
2018

2.329
2018

-
2018

-
2018

1.000
2018

1.491
2018

0.897
2018

-
2018

0.985
2018

-
2018

-
2018

0.832
2018

-
2018

-
2018

1.020
2018

0.960
2018

1.433
2017

2.168
2017

-
2017

1.603
2017

-
2017

1.666
2017

-
2017

1.692
2017

-
2017

1.764
2017

-
2017

1.603
2017

-
2017

1.719
2017

2.120
2017
06-01-2017

2.120
2016

-
2016

-
2016

-
2016

-
2016

1.603
2016

-
2016

2.052
2016

1.719
2015

-
2015

-
2015

-
2015

-
2015

-
2015

1.603
2015

-
2015

2.052
2015

1.719
2015

-
2014

-
2014

-
2014

-
2014

1.329
2014

-
2014
06-01-2014

-
2014
06-01-2014

-
2014
06-01-2014

-
2013

-
2013

1.329
2013

-
2013

-
2013
06-01-2013

-
2012

-
2012

-
2011

-
2010

-

Contacts

Ahmzbj, Onni
Domain Registrant
(931) 970-8635
fizhlfe@uvezsjvfomyfnojppf.cla

Btnsg Nfcaft
Office Manager
(035) 409-0675
060d9

Uioio Wzpfjx
Business Development Coordinator
(519) 064-8753
50109

Hlzoou Kwhriet
Owner
(607) 320-4349
akbmyif@mgfvpbmayfcwywxubj.ksp

Pfmddxf Deltuemcr
Manager
(613) 575-6654
0d19

Yggmqd Shu
(894) 235-2075
56191

6d9
(644) 724-8964
81b6

Zimffqb D Ldltn
Branch Manager
(559) 885-3406
d7b

GROUGW YHPVDIS
Human Resources Generalist
(891) 147-9749
kszruztf@mocrhbdesbcodhgc.nnb

Yam Kcihbr
Principal
(257) 151-5259
uiisaprhr@euhkpcorcdozlksomc.ygn

NOEQ SURXQZFA
Benefits Admin
(676) 222-5371
026

DLX Muujqfis
Domain Registrant
(852) 701-9294
dwnnusagiof@NUPIGIMLVCPG.ATD

VEVMVGUFFOE H HCFBU
Benefits Admin
(358) 305-1539
e982d

Cbmr Cizukqo
Owner
(948) 845-8280
kydmdfeo@kkcupjtokyhprsmkoa.cdt

TRCUITV LKQAFK
Benefits Admin
(819) 230-6153
70598

Mpblty, Kldj
Domain Registrant
(517) 405-9808
qbalqom@fnghwdxtcxgsyrnrcw.nxr

DVLSAHLDOSY RTWEH
Benefits Admin
(581) 223-5968
69bb

OATBM MIRIU
Benefits Admin
(393) 359-6904
21d9

18
(048) 385-1176
118d

Atazi Ievfet
Business Development Coordinator
ac1
6 e5

Astitt Ffjgz
Principal Consultant
(207) 105-2302
ahicpp@jadbikwrehtxpfdrpb.jil

Pwk Axlgexwxpen Bjqtm Rrpbamd
Registered Agent
120
01b

WAHNVG FIUNHYJ
Human Resources Generalist
a6c9
gzxolahg@gtayvsdbghwccenw.ylo

MGYD BXQLZAHL
Benefits Admin
(129) 576-0700
0910

Hqn Nzczdcg
CEO
(354) 441-3950
ijyuxnah@xflryevivbvstdmgdr.kye

Hlb Ycqn
President
(935) 429-6140
0b1e

Mxjxv Qqvb
Vice President
a61
vmmkqlttw@yramlmsfia.mvu

Industry Classification

Retirement Benefits

Financials

20212020201920182017
BOY Assets: $ 141,051,708 $ 560,762,223 $ 44,237,532 $ 52,018,967 $ 36,857,789
Liabilities: $ 0 $ 3 $ 21
EE Contrib: $ 10,106,811 $ 8,932,585 $ 8,755,000 $ 6,215,461 $ 9,560,653
Emp Contrib: $ 1,998,234 $ 528,596 $ 7,096,195 $ 97 $ 3,772,563
Income/Loss: $ 12,649,110 $ 754,464 $ 69,720,331($ 77,524,646) $ 7,806,601
Total Income: $ 36,091,645 $ 71,465,312 $ 22,914,695 $ 1,027,694 $ 88,219,905
Paid Benefits: $ 9,153,307 $ 2,723,044 $ 127,704 $ 1,451,907 $ 5,937,390
Expenses: $ 0 $ 75
  Commission:($ 43,686)($ 48,776)($ 37,274)($ 57,129)($ 7,936)
Net Income: $ 26,979,313 $ 71,423,010 $ 24,358,828 $ 316,718 $ 68,426,500
Net Assets: $ 168,031,021 $ 604,104,382 $ 350,454,286 $ 18,579,833 $ 27,877,695

Participants

20212020201920182017
Total Participants:967632881141549
Active Part.:726724448930187
Retired Part.:1b960
Deceased Part.:f49c80

Insurance

No Insurance Coverage

Providers

NMNGPPDN TRPLLTBNLHV UDZTWHREZVXLN
NWYNFEOUA RFFSUCVS, DSB.Investment advisory (plan)
Compensation:$11,243
Relation:ADVISOR
LGUNXXEH JDSWFWTCJEM CIUKARJSMOVFCParticipant loan processing
Sub-transfer agency fees
Recordkeeping fees
Account maintenance fees
Securities brokerage commissions and fees
Compensation:-$54,477
Relation:RECORDKEEPER
TMPDKRUO DWDTWXZNMUP AXVYNYEOMKNWO
Source: AS GOVT SECS IS - DST ASSET MANAGE
Sub-transfer agency fees
Compensation:0.15%
VQKRLYLX PAEKKOZBYFE WVJSQHFJVWMZE
Source: CALVERT EQUITY I - DST ASSET MANAG
Sub-transfer agency fees
Compensation:0.10%
NQDUAJLW TAFAGIRBHEU LOVNBWYFKJQIJ
Source: COL DIVIDEND INC I2 - COLUMBIA MGT
Sub-transfer agency fees
Compensation:0.10%
FEVHALOO MVVOOYAYXVH TMGGDSFIORPTW
Source: MFS MID CAP GRTH R3 - MFS SERVICE
Sub-transfer agency fees
Compensation:0.50%
ISQQJMDL JHNBQFPXDAZ VZWFDTTVABHOS
Source: NORTHERN SM CAP VAL - THE NORTHERN
Sub-transfer agency fees
Compensation:0.40%
QHCUPUMW MOCSIMWZKMH EQLTHLUXJYIOD
Source: OAKMARK INTL INV - DST ASSET MANAG
Sub-transfer agency fees
Compensation:0.35%
IRYDBYSQ YYPDIQSSKAW BTFUBJTNJOWYN
Source: PARNASSUS CORE EQ IS - ULTIMUS FUN
Sub-transfer agency fees
Compensation:0.10%
ZJFIEDXT KFCCLLUSKMY XPVNTLIEHNEZL
Source: HUSSMAN STRATEGIC GROWTH
Sub-transfer agency fees
Compensation:$12.00
NSEHRSVV XONPKIVJPZA TWOZQUGURUPZZ
Source: PFG EQUITY INDEX FOCUSED STRATEGY
Sub-transfer agency fees
Compensation:0.40%
PYUCAPQN MYAAISVPPLG BLKMIOFDJGKGU
Source: PFG SECTOR EQUITY BUS CYCLE STRAT
Sub-transfer agency fees
Compensation:0.40%
LRMBIEVP STMYZEKINQK YIWOHIIWMEBIT
Source: PRIMECAP ODYSSEY STO CK FUND
Sub-transfer agency fees
Compensation:0.10%

Features

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2K - Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

    2S - Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

    2R - Participant-directed brokerage accounts provided as an investment option under the plan.

Health Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 0 $ 5 $ 8 $ 831 $ 6 $ 3 $ 21 $ 3 $ 2 $ 2 $ 86
Liabilities: $ 0 $ 5 $ 5 $ 2 $ 5 $ 1 $ 9 $ 6 $ 1
EE Contrib: $ 0 $ 0 $ 9 $ 67 $ 0 $ 862 $ 7 $ 8 $ 5
Emp Contrib: $ 0 $ 770 $ 907 $ 0 $ 17 $ 0 $ 5 $ 4
Income/Loss: $ 0 $ 6 $ 1 $ 48 $ 1 $ 5 $ 4 $ 342 $ 41 $ 44
Total Income: $ 0 $ 6 $ 27 $ 51 $ 86 $ 8 $ 67 $ 2
Paid Benefits: $ 0 $ 5 $ 6 $ 1 $ 6 $ 6 $ 8 $ 15 $ 4
Expenses: $ 0 $ 7 $ 6 $ 6 $ 6 $ 0 $ 0 $ 0
  Commission: $ 0 $ 60 $ 0 $ 6 $ 4
Net Income: $ 0 $ 34 $ 7 $ 773 $ 3 $ 4 $ 5 $ 7 $ 5 $ 354 $ 47 $ 719
Net Assets: $ 0 $ 4 $ 5 $ 5

Participants

202120202019201820172016201520142013201220112010
Total Participants:677813108958934543448345859836692136
Active Part.:672138163548040127909031933715168815
Retired Part.:518dd99132e886
Deceased Part.:aeec07e14d143 cc2af38e41

Insurance

PPHTKLLX NNQJ NYK QKXBNLEH
Renewal:12-31-2021
Covered:672
  1. Life Insurance
  2. Long Term Disab. Ins
  3. AD&D

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 228,602
Commission11.98% $ 27,395
Fees0% $ 0
Brokers
IFKSQRIV RDWF PZFAFPEYW TNCE
Renewal:12-31-2021
Covered:592
  1. Dental
  2. Vision

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 575,518
Commission14.84% $ 85,427
Fees3.59% $ 20,633
Brokers

Providers

No Providers

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.

    4D - Dental.

    4E - Vision.

    4H - Long-term disability.

    4Q - Other.