CCC USA CORP

16850 PARK ROW
HOUSTON, TX 77084

Talking Points

For the Agent

These are points that might help guide an agent as they look to approach a prospect.

  • Premium decrease and carrier tier change may indicate competitive situation and incumbent prevailed.
Needs Attention

Premium

Worker's Comp premium is based on two key factors - the LCM your carrier has filed to use, and the total payroll you run over the policy term, which is multiplied by the rate to determine premium. Comparing premium to businesses in the same industry and of similar size can indicate how fair your WC insurance provider's costs are relative to the market.

  • Premium is in-line with peers, in the 31st percentile.
  • In the last year, premium Increased by more than 75% of peers.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Very Good, in the 26th percentile compared to peers.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 0% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 50th percentile at 25% of the market.
Needs Attention

OSHA

Most employers with 10 or more employees are required to maintain injury and illness records, known as the 300 log. In the event of an inspection, this information will likely be requested. Even without injury or claim, the proper documentation should be readily available on a location by location basis. These logs are critical but simple to maintain.

  • Businesses with serious and/or repeat violations should be provided with risk management practices to eliminate unnecessary risk and minimize what must exist in current processes.
Needs Attention

Business Stats

Policy History

Term Carrier Premium LCM
2022

1.490
(Current: 1.496)
2022

1.707
2022

2.011
2022

1.540
2021

1.443
2021

1.707
2021

1.970
2021

1.540
2020

1.600
2020

1.645
2020

1.970
2020

1.540
2020

-
2019

1.120
2019

1.152
2019

1.379
2019

-
2018

1.900
2018

-
2018

-
2018

-
2017

1.583
2017

1.964
2017

-
2016

-
2015

1.800
2015

-
2015
07-30-2015

-
2014

-
2014

1.360
2013

1.095

Contacts

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Principal
(775) 148-2752
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Benefits Admin
(943) 661-2505
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Benefits Admin
(736) 806-3997
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Benefits Admin
(315) 380-3528
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(456) 491-8510
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Benefits Admin
(663) 483-3383
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Benefits Admin
(273) 800-7038
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Benefits Admin
(036) 729-7332
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Benefits Admin
(299) 742-2235
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Benefits Admin
(915) 720-1958
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President and Director of Operat
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Industry Classification

Retirement Benefits

Financials

20202019201820172016201520142013201220112010
BOY Assets: $ 48,382 $ 69,851 $ 196,992 $ 63,174 $ 42,894 $ 25,206 $ 90,260 $ 53,450 $ 286,831 $ 863,975 $ 643,283
Liabilities: $ 0 $ 83 $ 6 $ 75 $ 69 $ 0 $ 2 $ 43 $ 65 $ 25
EE Contrib: $ 0 $ 7 $ 5
Emp Contrib: $ 7,030 $ 9,460 $ 1,270 $ 69,928 $ 73,604 $ 61,559 $ 85,697 $ 52,281 $ 64,767 $ 14,857 $ 39,029
Income/Loss: $ 6,364 $ 768($ 835) $ 20,718 $ 5,956($ 108) $ 5,557 $ 6,551 $ 47,033($ 3,160) $ 26,312
Total Income: $ 13,394 $ 5,790 $ 32,108 $ 11,133 $ 15,270 $ 63,425 $ 9,318 $ 22,053 $ 16,165 $ 26,478 $ 79,343
Paid Benefits: $ 0 $ 700 $ 39,828 $ 9 $ 2 $ 1 $ 25,629 $ 576,848 $ 33,857 $ 68,224
Expenses: $ 0 $ 7 $ 3 $ 1 $ 15
  Commission: $ 0 $ 11 $ 38 $ 4 $ 9 $ 96 $ 61 $ 73 $ 95 $ 1 $ 2
Net Income: $ 13,394 $ 99,694($ 21,870) $ 87,720 $ 74,498 $ 39,482 $ 585($ 21,692)($ 68,693) $ 884($ 54,136)
Net Assets: $ 61,776 $ 70,250 $ 38,418 $ 728,677 $ 59,271 $ 92,108 $ 42,173 $ 12,614 $ 42,911 $ 805,336 $ 890,915

Participants

20202019201820172016201520142013201220112010
Total Participants:30972764410
Active Part.:3cb254266857
Retired Part.:ffc3b0e47fdd80003
Deceased Part.:2aba89ae7d2c5b96bc2c3e5c

Insurance

No Insurance Coverage

Providers

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Features

    1A - Benefits are primarily pay related

    1I - Frozen Plan - As of the last day of the plan year, the plan provides that no participant will get any new benefit accrual (whether because of service or compensation).

    3H - Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

Health Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 0 $ 8 $ 203 $ 0 $ 25 $ 69 $ 11 $ 83 $ 4 $ 8
Liabilities: $ 0 $ 600,000,000 $ 16 $ 4 $ 6 $ 6 $ 73 $ 1 $ 4 $ 6 $ 6
EE Contrib: $ 0 $ 36 $ 6 $ 6
Emp Contrib: $ 0 $ 3 $ 9 $ 6 $ 2
Income/Loss: $ 0 $ 416 $ 4 $ 74 $ 7 $ 419 $ 1 $ 33
Total Income: $ 0 $ 4 $ 82 $ 8 $ 1 $ 4 $ 46 $ 0
Paid Benefits: $ 0 $ 679 $ 479 $ 729 $ 251 $ 1 $ 7 $ 6
Expenses: $ 0 $ 2 $ 8 $ 2 $ 30
  Commission: $ 0 $ 8 $ 645 $ 5 $ 21 $ 4 $ 5 $ 1
Net Income: $ 0 $ 5 $ 4 $ 4
Net Assets: $ 0 $ 4 $ 7 $ 4 $ 4 $ 74 $ 6 $ 6 $ 6

Participants

202120202019201820172016201520142013201220112010
Total Participants:256241115628716008669672304395560238
Active Part.:256773647453374922449628070868635736
Retired Part.:8035e1888f 4e324436
Deceased Part.:596b87033a0deb27a29a59c

Insurance

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Renewal:12-31-2021
Covered:290
  1. Vision
  2. Life Insurance
  3. Long Term Disab. Ins
  4. ACCIDENTAL DEATH AND DISMEMBERMENT, BUSINESS TRAVEL ACCIDENT, CRITICAL ILLNESS

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 236,065
Commission3.72% $ 8,770
Fees1.56% $ 3,692
Brokers

Providers

No Providers

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.

    4D - Dental.

    4E - Vision.

    4F - Temporary disability (accident and sickness).

    4H - Long-term disability.

    4L - Death benefits (include travel accident but not life insurance).


OSHA

Motor Carrier