PREMIER HOLDINGS LLC

3343 PERIMETER HILL DR STE 214
NASHVILLE, TN 37211

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is in-line with peers, in the 52nd percentile.
  • There was a recent mod increase.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Higher than 62% of peers.
  • Shopping around for a carrier that would provide a more competative tier would make sense.
Needs Attention

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 9% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 75th percentile at 4.8% of the market.
Good

Business Stats

Policy History

Term Carrier Premium LCM
2023
PEO
-
2023
PEO
1.717
2023
PEO
1.573
2022
PEO
1.701
2022

2.112
2022

1.650
2022

1.460
2022

1.248
2022
PEO
-
2022
PEO
1.360
2022
PEO
1.800
2022
PEO
1.573
2022
10-31-2022

-
2021
PEO
1.700
2021

1.130
2021

1.650
2021

1.248
2021

1.300
2021
PEO
-
2021
PEO
1.360
2021

-
2021
PEO
1.573
2020
PEO
-
2020

-
2020

1.320
2020

1.213
2020
PEO
-
2020
PEO
1.200
2020

-
2020
PEO
1.500
2020
PEO
1.295
2020
10-31-2020

-
2019
PEO
-
2019

-
2019

1.320
2019

-
2019

1.213
2019
PEO
-
2019
PEO
1.160
2019

-
2019
PEO
-
2019
PEO
1.343

Contacts

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Benefits Admin
(113) 787-8614
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BMYFAE NMBPMTB
Benefits Admin
(582) 718-9591
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Benefits Admin
(842) 445-0033
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ANA P. KWVJREXG
Benefits Admin
(944) 450-5138
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President
(962) 485-3485
btpguesia@s-hpqtdytn.vnu

61
President/CEO
(119) 267-0174
6870

PCSTMC TQSMTK
Benefits Admin
(698) 385-4785
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FEYJOJ EXYNA
Benefits Admin
(149) 316-3414
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Industry Classification

Retirement Benefits

Financials

202120202019
BOY Assets: $ 14,836,097 $ 30,173,054 $ 6
Liabilities: $ 1,999 $ 1,359
EE Contrib: $ 772,613 $ 869,649 $ 668,755
Emp Contrib: $ 254,277 $ 289,228 $ 207,256
Income/Loss: $ 582,268 $ 7,027,932 $ 4,704,386
Total Income: $ 3,075,808 $ 6,334,920 $ 4,766,179
Paid Benefits: $ 1,101,778 $ 869,814 $ 2,646,629
Expenses: $ 0 $ 82
  Commission: $ 16,587 $ 63,505 $ 36,970
Net Income: $ 1,957,443 $ 767,486 $ 9,292,661
Net Assets: $ 16,793,540 $ 65,952,207 $ 4,790,996

Participants

202120202019
Total Participants:228898430
Active Part.:165040650
Retired Part.:c15
Deceased Part.:1498702

Insurance

No Insurance Coverage

Providers

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VJM OYBWWPWF LRKInvestment advisory (plan)
Compensation:$11,950
Relation:ADVISOR
OLFNKSIU CYGNFCNFQND TWFCAGPEYIVMPParticipant loan processing
Sub-transfer agency fees
Recordkeeping fees
Account maintenance fees
Compensation:$125
Relation:RECORDKEEPER
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Source: INVS DIVRS DIVD R5 - INVESCO INVES
Sub-transfer agency fees
Compensation:0.35%
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Source: INVS INTL GROWTH R5 - INVESCO CANA
Sub-transfer agency fees
Compensation:0.35%
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Source: MFS MID CAP VALUE R4 - MFS SERVICE
Sub-transfer agency fees
Compensation:0.15%
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Source: MFS VALUE R3 - MFS SERVICE CENTER
Sub-transfer agency fees
Compensation:0.50%
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Source: MS W LARGE CAP GR R1 - NYLIM SERVI
Sub-transfer agency fees
Compensation:0.35%
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Source: NORTHERN SM CAP VAL - THE NORTHERN
Sub-transfer agency fees
Compensation:0.40%
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Source: PIF REAL EST SEC IS - PRINCIPAL SH
Sub-transfer agency fees
Compensation:0.10%

Features

    2E - Profit-sharing

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2K - Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

    2S - Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

    3B - Plan covering Self-Employed individuals.

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Health Benefits

Financials

202120202019
BOY Assets: $ 0 $ 560
Liabilities: $ 0 $ 7
EE Contrib: $ 0 $ 8 $ 660
Emp Contrib: $ 0 $ 83
Income/Loss: $ 0
Total Income: $ 0
Paid Benefits: $ 0 $ 3 $ 1
Expenses: $ 0 $ 816 $ 1
  Commission: $ 0 $ 167 $ 36
Net Income: $ 0 $ 22 $ 0
Net Assets: $ 0 $ 59

Participants

202120202019
Total Participants:165062180
Active Part.:163833594
Retired Part.:20a35
Deceased Part.:20cb

Insurance

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Renewal:12-31-2021
Covered:98
  1. Long Term Disab. Ins

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 25,171
Commission9.23% $ 2,324
Fees0.66% $ 165
Brokers
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Renewal:12-31-2021
Covered:255
  1. Life Insurance

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 44,510
Commission9.92% $ 4,414
Fees0.63% $ 281
Brokers
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Renewal:12-31-2021
Covered:163
  1. Temp. Disability Insurance

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 47,563
Commission9.23% $ 4,388
Fees0.67% $ 318
Brokers
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Renewal:12-31-2021
Covered:247
  1. ACCIDENTAL DEATH AND DISMEMBERMENT

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 6,042
Commission9.22% $ 557
Fees0.65% $ 39
Brokers
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Renewal:12-31-2021
Covered:225
  1. Health
  2. Dental
  3. Vision

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 1,519,789
Commission0.94% $ 14,335
Fees4.53% $ 68,823
Brokers

Providers

No Providers

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.

    4D - Dental.

    4E - Vision.

    4F - Temporary disability (accident and sickness).

    4H - Long-term disability.

    4Q - Other.