SYMRISE

300 N ST
TETERBORO, NJ 07608

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is very good. It is in the 0th percentile compared to peers.
  • There was a recent mod decrease.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 26% of peers have changed carriers since last year. This might indicate carriers are competing aggresively for similar businesses to cover.
  • Of the 26% of peers who changed carriers, This might indicate carriers are competing aggresively for similar businesses to cover.
  • Current Carrier's market share is in the 50th percentile at 4.1% of the market.
Needs Attention

OSHA

Most employers with 10 or more employees are required to maintain injury and illness records, known as the 300 log. In the event of an inspection, this information will likely be requested. Even without injury or claim, the proper documentation should be readily available on a location by location basis. These logs are critical but simple to maintain.

  • Businesses with serious and/or repeat violations should be provided with risk management practices to eliminate unnecessary risk and minimize what must exist in current processes.
Needs Attention

Business Stats

Policy History

Term Carrier Premium LCM
2022

1.960
2022

-
2022

-
2022

1.489
2022

-
2022

1.200
2022

-
2022

-
2022

1.800
2022

-
2022

1.240
2022

1.450
2022

1.450
2022
05-11-2022

1.649
2022
05-11-2022

1.210
2021

1.480
2021

-
2021

-
2021

1.200
2021

-
2021

1.800
2021

-
2021

1.190
2021

1.200
2021

1.451
2021

1.450
2021
05-13-2021

-
2021
05-13-2021

1.200
2021
05-13-2021

1.210
2021
12-31-2021

-
2020

1.480
2020

-
2020

1.530
2020

-
2020

-
2020

1.200
2020

-
2020

1.800
2020

-
2020

1.190
2020

1.200
2020

1.451
2020

1.330
2020
04-10-2020

1.200
2019

-
2019

1.530
2019

1.190
2019

1.200
2019

-
2019

-
2019

-
2019

1.190
2019

1.200
2019

-
2019

1.330
2019
10-11-2019

1.480
2018

1.480
2018

-
2018

1.190
2018

-
2018

1.190
2018

1.200
2018

-
2018

-
2018

-
2018

1.200
2018

-
2018

1.330
2018
02-21-2018

1.530
2017

-
2017

1.650
2017

1.200
2017

-
2017

-
2017

-
2017

1.190
2017

1.200
2017

-
2017

1.550
2017
02-27-2017

1.530
2017
08-17-2017

1.480
2017
09-15-2017

-
2016

-
2016

1.480
2016

-
2016

1.650
2016

1.200
2016

-
2016

-
2016

1.280
2016

1.200
2016

1.550
2015

-
2015

1.480
2015

-
2015

-
2015

1.200
2015

-
2015

-
2015

1.200
2015

-
2015

-
2015

-
2015

-
2014

-
2014

-
2014

-
2014

-
2014

-
2014

-
2014

-
2014

-
2013

-
2013

-
2013

-
2013

-
2013

-
2013
12-31-2013

-
2012

-
2012
12-31-2012

-
2012
12-31-2012

-
2011

-
2011
12-31-2011

-
2010

-
2010
12-31-2010

-
2009
12-31-2009

-
2009
12-31-2009

-

Contacts

a
(915) 087-2017
42 a7

A Svqlenzur
Principal
(831) 101-6300
7d 16

Nvsk Ncjzuw
Principal
(077) 422-6012
1d8

CEPWK HBTHFOO
Benefits Admin
(487) 174-8666
697dd

Tefcwqjp Whmof, Zlmnylprqh Pcwvk
Operations Executive
(006) 674-2544
018

Jvcmwvlaocc Zgboare Uytudeb
Registered Agent
fedc
de9b4

Nykqlm Dzpnaft
Domain Registrant
d1
aaxvpd.blixfgx@hzesjnd.kvr

Industry Classification

Retirement Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 289,207,665 $ 556,773,471 $ 677,665,830 $ 588,211,604 $ 335,621,790 $ 430,468,598 $ 384,491,754 $ 428,927,661 $ 79,602,512 $ 22,348,114 $ 95,840,735 $ 58,934,140
Liabilities: $ 0 $ 0 $ 6 $ 95 $ 4 $ 0 $ 14
EE Contrib: $ 8,826,428 $ 5,693,749 $ 8,165,485 $ 9,297,747 $ 63,305,631 $ 3,033,355 $ 574,141 $ 8,206,680 $ 7,736,208 $ 9,318,508 $ 9,641,039 $ 3,363,582
Emp Contrib: $ 6,096,997 $ 3,409,944 $ 3,452,108 $ 9,796,339 $ 8,068,001 $ 9,212,920 $ 2,717,729 $ 9,119,392 $ 3,283,591 $ 1,374,751 $ 4,672,494 $ 3,560,496
Income/Loss: $ 33,281,483 $ 7,336,253 $ 60,672,400($ 2,172,654) $ 17,388,713 $ 9,758,063 $ 34,743 $ 4,758,948 $ 74,247,018 $ 6,142,101($ 486,224) $ 3,930,224
Total Income: $ 51,568,190 $ 96,942,795 $ 40,053,820 $ 6,067,590 $ 40,771,638 $ 15,192,920 $ 52,792,827 $ 83,628,867 $ 85,545,723 $ 75,246,421 $ 5,050,177 $ 97,601,937
Paid Benefits: $ 15,062,118 $ 63,394,492 $ 24,445,054 $ 80,262,479 $ 1,296,818 $ 7,054,285 $ 1,292,904 $ 9,537,013 $ 1,505,075 $ 8,073,941 $ 3,174,411 $ 5,387,305
Expenses: $ 0 $ 3 $ 55 $ 42 $ 7 $ 2 $ 5
  Commission: $ 69,755 $ 28,286 $ 36,647 $ 855,496 $ 40,623 $ 70,781 $ 6,733 $ 93,845 $ 82,085 $ 85,731 $ 64,043 $ 69,474
Net Income: $ 36,427,558 $ 43,914,910 $ 61,818,958($ 6,750,033) $ 85,417,593 $ 11,143,514 $ 4,136,317 $ 5,056,205 $ 3,143,550 $ 31,111,786 $ 8,101,741 $ 88,197,290
Net Assets: $ 325,635,223 $ 440,030,105 $ 282,938,765 $ 34,921,448 $ 574,723,987 $ 248,792,770 $ 317,096,148 $ 442,972,446 $ 104,343,888 $ 22,165,251 $ 44,802,240 $ 1,697,035

Participants

202120202019201820172016201520142013201220112010
Total Participants:148076353468612611051336481724880138014198
Active Part.:97065317995403429001336420214185634930
Retired Part.:60942874829318162515581
Deceased Part.:134f5129271762fb1b

Insurance

DYFDDFMAHJUXW LTHOJN EKQS DHSNLOPPU KMUQWYH
Renewal:12-31-2021
Covered:1481
PENSION_EOY_SEP_ACCT_AMT: 230342728PENSION_PREM_PAID_TOT_AMT: 0

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 0
Commission $ 0
Fees $ 0

Providers

ZAQDS BFGR QUNA & SSGTUBS YQZFGNIRAInvestment management fees paid indirectly by plan
Sub-transfer agency fees
Float revenue
Recordkeeping fees
Other insurance wrap fees
'Soft dollar' commissions
Other investment fees and expenses
Compensation:$40,431
Relation:CONTRACT ADMINISTRATOR
HCPTEWParticipant communication
Compensation:$26,266
Relation:ADVISOR
PKUGFBFHKInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
PLFNZVDT LIYDYInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
HVWYJNIInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
Q. XRLL SREHDInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
FUF JOGWHTUTInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
FMJUEYUFInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
JWJCNZRKInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
BABBRYZOTWPJI DUNWEG MKKK EYG. RL.
Source: SAGIC 51752SPE5
Other insurance wrap fees
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
JBBIFRQUKOOZI OXBBAA GAFN ZBN. MF.
Source: US GOVT MONEY MARKT MASSMUTUAL
Other investment fees and expenses
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
EPSUEAKZYTKQL AOUYWB RLEK VJP. SU.
Source: MID CAP GROWTH MASSMUTUAL
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
XTSBGWMXPEJJY XLRQIQ CLMX OVU. VH.
Source: BLUE CHIP GROWTH MASSMUTUAL
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
BSJTBBTPUQBTA RXBNQN PYEF JEK. GY.
Source: HARTFORD DIVIDEND & GROWTH FUND
Sub-transfer agency fees
Compensation:BASIS POINTS * PLAN ASSETS
DKAHTZZJVBPJJ GYXZSM ACMZ WYG. QJ.
Source: TOTAL RETURN BOND MASSMUTUAL
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
XAUPSBRXPOHUW ZVWONB PTDI DWS. JN.
Source: NEW HORIZONS T. ROWE PRICE
Sub-transfer agency fees
Compensation:BASIS POINTS * PLAN ASSETS
EOKQMGFHTAAKT VXJCEY DUGA CUU. DK.
Source: MM SEL T. ROWE PRICE RET 2010
Other investment fees and expenses
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
EHQVVJCRLRSOG EFLKMR GXCI KIM. FT.
Source: MM SEL T. ROWE PRICE RET 2015
Other investment fees and expenses
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
EPNVQYIABRGKO XNCASK NGNH ORR. YP.
Source: MM SEL T. ROWE PRICE RET 2020
Other investment fees and expenses
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
RNMGUMVXZXMZQ GRZZEH RBXW VTL. BF.
Source: MM SEL T. ROWE PRICE RET 2025
Other investment fees and expenses
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
DBUPEYOFAMMHM TUMLQF NWQR MLK. IJ.
Source: MM SEL T. ROWE PRICE RET 2030
Other investment fees and expenses
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
EGMLWKXNBHMIE XLOJZW DGMY PMJ. OJ.
Source: MM SEL T. ROWE PRICE RET 2035
Other investment fees and expenses
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
JGTETRECMAGJL PGRLQW AJLW XQO. RJ.
Source: MM SEL T. ROWE PRICE RET 2040
Other investment fees and expenses
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
GJLJIBVPKSKPZ KJQZEM JOGR IOH. XK.
Source: MM SEL T. ROWE PRICE RET 2045
Other investment fees and expenses
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
LMTKDOQWWFGKV TMNBKK IDYB BGQ. XH.
Source: MM SEL T. ROWE PRICE RET 2050
Other investment fees and expenses
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
CMOJQQIFGGLQB JSZEVG IWCC SIR. QV.
Source: MM SEL T. ROWE PRICE RET 2055
Other investment fees and expenses
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
CLDQRZJHDSDHH AJYKIG BCGC IQU. TB.
Source: MM SEL T. ROWE PRICE RET 2060
Other investment fees and expenses
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
XJMUWDUJJXANE EIMLGB ATCU XBV. ID.
Source: MM SEL T. ROWE PRICE RET BAL
Other investment fees and expenses
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
BBYSOOAIBMCXS EDFJLC YYWC OTW. JU.
Source: DEVELOPING MARKETS INVESCO
Sub-transfer agency fees
Compensation:BASIS POINTS * PLAN ASSETS
OQZEGAGYHJEAA WXMJHR UYDU QNE. GO.
Source: EUROPACIFIC GROWTH AMERICAN
Sub-transfer agency fees
Compensation:BASIS POINTS * PLAN ASSETS
KRJERTVEG
Source: ALLSPRING SPECIAL MID CAP VAL FD
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
DHMAZQDB YQHSD
Source: EUROPACIFIC GROWTH AMERICAN
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
CLQCTSV
Source: DEVELOPING MARKETS INVESCO
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
V. QFBH XCXJF
Source: NEW HORIZONS T. ROWE PRICE
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
BCC NNRZDHMS
Source: HARTFORD DIVIDEND & GROWTH FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
QOKGLYNM
Source: INSTITUTIONAL INDEX FUND VANGUARD
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
SCHZIUTV
Source: VANGUARD DEVELOPED MARKETS INDEX FD
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
OVZKBKVQ
Source: MID CAP INDEX VANGUARD
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
KNMVPRPU
Source: SMALL CAP INDEX VANGUARD
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS

Features

    2E - Profit-sharing

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2K - Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

    3H - Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

    2S - Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

Health Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 0 $ 2 $ 8 $ 2 $ 41 $ 2 $ 2 $ 4
Liabilities: $ 0 $ 1 $ 6 $ 68 $ 81 $ 1 $ 70
EE Contrib: $ 0 $ 420 $ 7 $ 744 $ 452 $ 225 $ 581 $ 2 $ 42
Emp Contrib: $ 0 $ 1 $ 401 $ 9 $ 1 $ 1 $ 5
Income/Loss: $ 0 $ 4 $ 9 $ 7
Total Income: $ 0 $ 29 $ 991 $ 4 $ 3 $ 952 $ 229 $ 7
Paid Benefits: $ 0 $ 80 $ 11 $ 2 $ 2 $ 0 $ 814 $ 2 $ 48 $ 2
Expenses: $ 0 $ 75 $ 8 $ 1 $ 1 $ 7 $ 77 $ 26 $ 7
  Commission: $ 0 $ 0 $ 3 $ 0 $ 8
Net Income: $ 0 $ 3 $ 4 $ 9 $ 9 $ 9 $ 9 $ 6 $ 1
Net Assets: $ 0 $ 21 $ 114 $ 2 $ 89 $ 6 $ 0 $ 6 $ 92 $ 25

Participants

202120202019201820172016201520142013201220112010
Total Participants:975155359711169921076792344686103205
Active Part.:952549273102964975180202628634926986
Retired Part.:233980214017320087296596
Deceased Part.:24c4767ffb791a922 25

Insurance

XITGFWIXBK VWUMWSHTH LZEIYTU OF NXSXTWK
Renewal:12-31-2021
Covered:979
  1. Life Insurance
  2. Temp. Disability Insurance
  3. Long Term Disab. Ins

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 992,212
Commission12% $ 119,083
Fees0% $ 0
Brokers
RGWJY SWBJXFGCW MZO QGBHTASLQ QEJVXTI
Renewal:12-31-2021
Covered:952
  1. ACCIDENTAL DEATH AND DISMEMBERMENT

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 0
Commission $ 0
Fees $ 0
BPZT TCGJOIKOA XVMKPSE
Renewal:12-31-2021
Covered:276
  1. LEGAL

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 37,516
Commission10% $ 3,752
Fees0% $ 0
Brokers
QUCQIY DBHFHYT LXNA
Renewal:12-31-2021
Covered:718
  1. Vision

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 110,080
Commission2.48% $ 2,726
Fees0% $ 0
Brokers
VEUUO DMTL ICCKAKCJK UZXRXIF
Renewal:12-31-2021
Covered:316
  1. Health
  2. Indemnity Contract
  3. EMPLOYEE ASSISTANCE PROGRAM

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 66,350
Commission8.94% $ 5,930
Fees0% $ 0
Brokers
DEDJRNTC KCHUNVVC MRQY TARNSUSCC FYUWBGG
Renewal:12-31-2021
Covered:280
  1. ACCIDENT

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 83,155
Commission20.93% $ 17,408
Fees0.04% $ 35
Brokers
JESSBKMT OOGQIULD IJHW PZZNTVKYX AUPXKZT
Renewal:12-31-2021
Covered:145
  1. CRITICAL ILLNESS

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 53,362
Commission8.14% $ 4,343
Fees0.17% $ 89
Brokers

Providers

No Providers

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.

    4D - Dental.

    4E - Vision.

    4F - Temporary disability (accident and sickness).

    4G - Prepaid legal.

    4H - Long-term disability.

    4L - Death benefits (include travel accident but not life insurance).

    4Q - Other.


OSHA