DOBIL LABORATORIES INC

1661 EAST SUTTER ROAD
GLENSHAW, PA 15116

Talking Points

For the Agent

These are points that might help guide an agent as they look to approach a prospect.

  • A break in policy terms may indicate inconsistent work load which can result in substandard employment.
Needs Attention

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is very good. It is in the 13th percentile compared to peers.
  • There was a recent mod increase.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is in-line with peers, in the 43rd percentile.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 11% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 95th percentile at 7% of the market.
Good

Business Stats

Policy History

Term Exp. Mod Carrier Premium LCM
2023

1.365
(Current: 1.400)
2023

1.362
2023

2.040
2023

1.478
2023

1.645
2023

-
2023

1.609
2023

1.235
2023

1.370
2023

1.742
2023

1.082
2023

1.785
2023

1.638
2023

1.750
2023

1.349
2022

1.463
2022

2.037
2022

1.478
2022

1.858
2022

1.645
2022

-
2022

1.235
2022

1.742
2022

1.082
2022

1.128
2022

1.785
2022

1.681
2022

1.750
2022

1.246
2022
01-01-2022

-
2021

1.463
2021

2.040
2021

1.478
2021

1.858
2021

1.763
2021

-
2021

-
2021

1.235
2021

1.370
2021

1.742
2021

1.082
2021

-
2021

1.128
2021

1.688
2021

1.875
2021

1.374
2021

1.560
2020

1.203
2020

-
2020

-
2020

1.858
2020

1.763
2020

-
2020

-
2020

1.323
2020

1.202
2020

-
2020

1.032
2020

1.688
2020

-
2020

1.374
2020

1.560
2020

-
2020

-
2019

1.203
2019

-
2019

-
2019

1.500
2019

-
2019

1.323
2019

1.202
2019

-
2019

1.032
2019

1.590
2019

1.858
2019

1.374
2019

1.536
2018

1.203
2018

-
2018

-
2018

1.269
2018

-
2018

1.323
2018

1.202
2018

-
2018

1.032
2018

1.590
2018

1.569
2018

1.374
2017

-
2017

-
2017

-
2017

1.269
2017

-
2017

1.202
2017

-
2017

1.032
2017

1.590
2017

1.569
2017

1.374
2017

-
2016

-
2016

-
2016

-
2016

1.269
2016

-
2016

1.202
2016

-
2016

1.539
2016

1.374
2015

-
2015

-
2015

-
2015

-
2015

-
2015

1.539
2015

1.374
2014

-
2014

-
2014

-
2014

-
2014

-
2014
01-01-2014

-
2013

-
2013

-
2013

-
2013
01-01-2013

-
2012

-
2012

-
2012
01-01-2011

-
2012
11-28-2012

-
2012
11-28-2012

-
2011

-
2011

-
2011

-
2010

-
2010

-
2010
01-01-2010

-
2009

-
2009

-
2009
11-01-2009

-

Contacts

BNMQHIOMY UWGHIUR
Benefits Admin
(386) 988-8733
1e30

Tqsvhv Htqzjyeklxf
President
(144) 666-6203
a102

Tsw Zongqcmikdo
President
(456) 091-6211
931e

ZDLMX JCIZNLHKDLE
Benefits Admin
(946) 876-2158
a93

Utgni Xlmrrkxdhuy
Vice President
(386) 971-3471
ryshk@xtgfu.plc

c43
0bd7
etxk@nebza.azk

Industry Classification

Retirement Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 4,835,702 $ 7,324,687 $ 4,412,175 $ 5,861,243 $ 6,209,219 $ 5,387,627 $ 952,891 $ 6,109,752 $ 2,499,549 $ 7,538,356 $ 1,593,226 $ 597,893
Liabilities: $ 104,550 $ 26,413 $ 59,209 $ 42,009 $ 82,744 $ 18,251 $ 44,945 $ 7,485 $ 0 $ 3
EE Contrib: $ 360,042 $ 305,922 $ 442,329 $ 875,751 $ 474,729 $ 209,879 $ 152,222 $ 51,267 $ 809,469 $ 319,861 $ 709,011 $ 346,604
Emp Contrib: $ 49,335 $ 51,003 $ 6,961 $ 67,995 $ 11,201 $ 78,989 $ 24,883 $ 85,940 $ 70,924 $ 12,085 $ 73,682 $ 86,171
Income/Loss: $ 302,451 $ 436,358 $ 601,832($ 409,304) $ 238,376($ 53,212) $ 896,327 $ 937,242 $ 563,788($ 12,233) $ 850,365
Total Income: $ 992,824 $ 139,763 $ 3,769,510 $ 80,451 $ 959,204 $ 504,351 $ 821,162 $ 129,474 $ 919,297 $ 534,159 $ 98,559 $ 744,367
Paid Benefits: $ 430,174 $ 758,329 $ 27,642 $ 33,677 $ 655,996 $ 83,355 $ 55,643 $ 238,130 $ 880,372 $ 88,452 $ 54,456 $ 391,003
Expenses: $ 0 $ 680 $ 4 $ 2 $ 4 $ 42 $ 1 $ 3 $ 6
  Commission: $ 34,444 $ 61,378 $ 37,426 $ 89,171 $ 99,822 $ 27,374 $ 7,456 $ 78,971 $ 86 $ 89 $ 149 $ 59
Net Income: $ 520,388($ 66,803) $ 896,321 $ 7,280 $ 159,697 $ 291,424 $ 949,745 $ 831,556 $ 453,954 $ 937,835 $ 54,343 $ 968,342
Net Assets: $ 5,356,090 $ 1,310,243 $ 467,616 $ 215,855 $ 3,155,781 $ 5,691,490 $ 750,220 $ 7,896,828 $ 2,772,364 $ 4,739,675 $ 5,720,067 $ 9,382,000

Participants

202120202019201820172016201520142013201220112010
Total Participants:138744362818616645919660147288503
Active Part.:10738645523852346790428fabaa138af
Retired Part.:7c a14e4f0ec74d4 443e60461b4
Deceased Part.:0761d d2e713ac6695a62c

Insurance

AQPOPRTP IVNYWWABQ OLLLZUD
Renewal:12-31-2021
Covered:5
PENSION_EOY_SEP_ACCT_AMT: 0PENSION_PREM_PAID_TOT_AMT: 0

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 0
Commission $ 0
Fees $ 0

Providers

CMEPGN CPMTOURWF, R.H.
ZUPTSD MOAKEIQQY, M.I.Recordkeeping and information management (computing, tabulating, data processing, etc.)
Custodial (securities)
Participant loan processing
Other services
Direct payment from the plan
Shareholder servicing fees
Sub-transfer agency fees
Distribution (12b-1) fees
Compensation:$34,844
Relation:RECORDKEEPER/ CUSTODIAN

Features

    2E - Profit-sharing

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2K - Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

    2S - Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Motor Carrier