Mobile Communication Service

PO Box 1234
Meadville, PA 16335

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is in-line with peers, in the 71st percentile.
  • Mod increased by more than 75% of peers.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Very Good, in the 29th percentile compared to peers.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 8% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 95th percentile at 12.8% of the market.
Good

Similar Businesses

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2024

1.499
2023

1.499
2022

1.499
2021

1.386
2020

1.386
2019

1.386
2018

1.426
2017

1.463
2016

1.427
2015

1.427
2014

-
2013

-
2013
01-01-2012

-
2012

-
2011

-
2010

-
2009

-

Contacts

Rhk Udoacw
President/Owner
(461) 083-0606
brcuiyk@qvcuw.zdl

QNCIGO W OWHXYQ
Benefits Admin
(114) 387-6435
21b

Vzjrbo Kgbas
Manager
(254) 822-3345
d3c60

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lvmeksizo@ixp.kak

Industry Classification

Retirement Benefits

Financials

2022202120202019201820172016201520142013201220112010
BOY Assets: $ 4,843,495 $ 8,565,730 $ 9,201,914 $ 4,644,931 $ 1,553,331 $ 4,842,096 $ 6,593,672 $ 3,767,232 $ 6,381,916 $ 4,193,541 $ 8,858,064 $ 5,002,188 $ 3,706,622
Liabilities: $ 0 $ 4 $ 2 $ 7 $ 4 $ 723 $ 237
EE Contrib: $ 31,918 $ 79,852 $ 85,708 $ 14,992 $ 22,703 $ 84,935 $ 84,695 $ 49,251 $ 48,572 $ 14,009 $ 54,384 $ 77,030 $ 38,677
Emp Contrib: $ 76,985 $ 48,335 $ 21,482 $ 82,769 $ 97,610 $ 59,248 $ 905 $ 38,989 $ 64,469 $ 842,394 $ 923,414 $ 84,070 $ 17,057
Income/Loss:($ 630,028) $ 368,212 $ 35,444 $ 701,044($ 426,546) $ 694,104 $ 882,120($ 8,180) $ 18,682 $ 439,543 $ 242,784 $ 704 $ 675,850
Total Income:($ 521,125) $ 216,778 $ 510,223 $ 620,538 $ 6,091 $ 217,885 $ 489,709 $ 46,765 $ 930,290 $ 345,841 $ 274,688 $ 210,520 $ 542,596
Paid Benefits: $ 178,191 $ 262,570 $ 31,867 $ 43,815 $ 243,795 $ 779,329 $ 599,207 $ 350,233 $ 49,988 $ 598,595 $ 30,306 $ 441,742 $ 93,242
Expenses: $ 0 $ 5 $ 0 $ 153 $ 22 $ 0 $ 94,769 $ 3,059 $ 750 $ 9 $ 0
  Commission: $ 16,076 $ 39,345 $ 8,203 $ 42,949 $ 91,446 $ 41,578 $ 24,871 $ 4,885 $ 97,291 $ 10,374 $ 4,866
Net Income:($ 715,392) $ 411,997 $ 139,042 $ 438,670($ 79,227) $ 19,357 $ 2,321($ 623,710) $ 746,491 $ 974,294 $ 743,468($ 1,046) $ 878,772
Net Assets: $ 4,128,103 $ 2,558,932 $ 4,000,306 $ 2,088,211 $ 6,088,519 $ 8,521,308 $ 1,196,276 $ 8,498,766 $ 2,778,837 $ 2,597,424 $ 4,273,752 $ 1,366,958 $ 5,052,894

Participants

2022202120202019201820172016201520142013201220112010
Total Participants:25014753235647762056229460
Active Part.:1841024411154675666f84f01583
Retired Part.:6b1807 326cb18d0dd71d0d6
Deceased Part.:ae57a7b5c82e05a0e8f96b17

Insurance

No Insurance Coverage

Providers

No Providers

Features

    2A - Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).

    2E - Profit-sharing

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2K - Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

    2R - Participant-directed brokerage accounts provided as an investment option under the plan.

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.