QUALITY STONE VENEER INC

PO BOX 117
REFTON, PA 17568

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is very good. It is in the 17th percentile compared to peers.
  • Mod decreased by more than 75% of peers.
Good

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is in-line with peers, in the 38th percentile.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 8% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 50th percentile at 1.4% of the market.
Needs Attention

OSHA

Most employers with 10 or more employees are required to maintain injury and illness records, known as the 300 log. In the event of an inspection, this information will likely be requested. Even without injury or claim, the proper documentation should be readily available on a location by location basis. These logs are critical but simple to maintain.

  • Businesses with serious and/or repeat violations should be provided with risk management practices to eliminate unnecessary risk and minimize what must exist in current processes.
Needs Attention

Business Stats

Policy History

Term Exp. Mod Carrier Premium LCM
2023

-
2023

2.050
2023

-
2023

1.300
2023

-
2023

1.720
2023

-
2023

1.550
2023

1.520
2022

-
2022

1.210
2022

1.300
2022

1.790
2022

1.720
2022

1.363
2022

1.780
2022

-
2022

1.550
2022

1.520
2022
10-10-2022

2.050
2021

-
2021

2.050
2021

1.210
2021

1.720
2021

1.363
2021

1.780
2021

-
2021

1.550
2021

1.520
2021
11-27-2020

1.790
2021
05-17-2021

1.300
2020

-
2020

2.050
2020

-
2020

1.300
2020

1.600
2020

1.720
2020

1.780
2020

2.062
2020

-
2020

1.520
2020
10-10-2019

1.800
2020
10-10-2020

1.790
2020
10-27-2020

1.330
2019

2.510
2019

2.040
2019

2.040
2019

1.300
2019

-
2019

1.860
2019
10-10-2019

2.089
2019
10-10-2019

2.690
2019
10-10-2019

2.802
2019
10-10-2019

2.690
2019
10-27-2019

1.330
2018

1.957
2018

1.365
2018

1.710
2018

1.448
2018

1.280
2018

-
2018

1.471
2018

1.330
2018
10-10-2018

-
2018
10-10-2018

1.737
2018
10-10-2018

1.737
2017

-
2017

1.957
2017

-
2017

1.450
2017

1.737
2017

1.710
2017

1.448
2017

1.280
2017

1.737
2017

1.471
2017
05-18-2017

1.530
2016

-
2016

-
2016

1.530
2016

1.450
2016

1.737
2016

1.710
2016

1.448
2016

1.280
2016

1.737
2016

1.471
2016
10-10-2015

-
2015

-
2015

-
2015

-
2015

-
2015

1.400
2015

1.309
2015

1.200
2015

1.400
2015

1.250
2014

-
2014

-
2014

-
2014

1.200
2014

-
2013

-
2013

-
2013

1.200
2013

-
2012

-
2012

-
2012
10-10-2012

-
2011

-
2011

-
2011

-
2010

-
2010

-
2010

-
2010

-
2009

-
2009

-
2009
10-10-2009

-
2009
10-10-2009

-

Contacts

0
(035) 447-4111
ac0a2

Qfigq Ejukllunsa
Manager
(023) 395-0279
2ac4

3e
(595) 456-4072
26c31

Kyfhf Jkxteymhe
Owner
(447) 750-2333
1c70

NPRYH QGMESFE
Benefits Admin
(204) 275-8178
6e6

LWCCZ XHXUNFQ
Benefits Admin
(623) 845-0500
e1c2

BQFHM J RXRSMUF PY.
Benefits Admin
(807) 684-5574
6 cc5

OVWRATRE AEECTG
Benefits Admin
(162) 917-2177
623

ZPUUTAZY UUSZOY
Professional
(819) 135-3940
nmqlrdaq@nnrjpte.dzi

CXVVV PSISFST
Benefits Admin
(773) 189-3543
c2c5d

URFFBLBK CUEULG
Benefits Admin
(969) 921-0548
3f2c2

Industry Classification

Retirement Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 4,130,152 $ 1,033,592 $ 7,299,124 $ 3,634,809 $ 8,069,757 $ 9,388,364 $ 1,432,572 $ 922,905 $ 3,229,989 $ 1,903,735 $ 4,423,495 $ 7,517,704
Liabilities: $ 0 $ 0 $ 42 $ 0 $ 98 $ 8,229 $ 4 $ 0 $ 5
EE Contrib: $ 243,375 $ 801,055 $ 617,900 $ 883,521 $ 279,394 $ 83,531 $ 684,346 $ 37,459 $ 100,999 $ 134,300 $ 154,841 $ 577,847
Emp Contrib: $ 43,364 $ 58,866 $ 7,876 $ 54,070 $ 85,179 $ 78,498 $ 69,271 $ 13,589 $ 33,905 $ 19,415 $ 50,510 $ 33,318
Income/Loss:($ 57,491) $ 568,451 $ 186,900($ 717,237) $ 576,467 $ 889,271($ 9,632) $ 2,422 $ 240,002 $ 578,376($ 13,395) $ 168,208
Total Income: $ 824,867 $ 908,022 $ 453,166 $ 793,366 $ 171,899 $ 162,013 $ 773,850 $ 70,780 $ 627,681 $ 394,836 $ 811,447 $ 518,180
Paid Benefits: $ 398,229 $ 810,912 $ 185,093 $ 615,995 $ 837,440 $ 413,375 $ 646,010 $ 285,766 $ 20,032 $ 388,354 $ 739,189 $ 25,906
Expenses: $ 0 $ 7 $ 7 $ 73 $ 8 $ 820 $ 99 $ 2
  Commission: $ 22,949 $ 73,086 $ 75,643 $ 31,632 $ 82,186 $ 64,792 $ 77,599 $ 1,345 $ 50,748 $ 3,028 $ 7,134 $ 5,673
Net Income: $ 403,689 $ 730,538 $ 486,646($ 168,324) $ 335,946 $ 245,393($ 76,586)($ 674,559) $ 733,019 $ 84,863 $ 29,202 $ 301,491
Net Assets: $ 4,533,841 $ 718,316 $ 7,880,008 $ 3,457,032 $ 5,448,358 $ 8,295,946 $ 8,750,064 $ 2,977,522 $ 8,952,593 $ 6,392,041 $ 9,147,082 $ 3,800,396

Participants

202120202019201820172016201520142013201220112010
Total Participants:128807963298670250976609734509982298
Active Part.:713024699128439117154296099588464
Retired Part.:807ea7df8b8062fda862c2c2
Deceased Part.:53b15ab9332bc236645861

Insurance

No Insurance Coverage

Providers

KJXSGKCH HWUEO EYUZBNUXAXPM, BSW.
IUPTE MILOVHQ

767 FIFTH AVENUE 49TH FLOOR
NEW YORK, NY 10153
OVJOJIWX RSPWMVKKCHAE VHSS.

500 SALEM STREET MAIL ZONE O3N
SMITHFIELD, RI 02917
SJNQBJC - DHBWJY

56 PROSPECT STREET PO BOX 150480
HARTFORD, CT 06115
EPGISQKR

455 DEVON PARK DRIVE
WAYNE, PA 19087
QSPPESB NSAGI DKAZILBHZ VYWMWJGRecordkeeping and information management (computing, tabulating, data processing, etc.)
Trustee (bank, trust company or similar financial institution)
Other services
Direct payment from the plan
Recordkeeping fees
Other (specify)
Compensation:$14,646
Relation:INVESTMENT/FINANCIAL ADVI
YPA, WKT.Participant loan processing
Direct payment from the plan
Recordkeeping and information management (computing, tabulating, data processing, etc.)
Recordkeeping fees
Compensation:$8,302
Relation:RECORD KEEPER

Features

    2E - Profit-sharing

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2K - Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

    2S - Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.


OSHA

Motor Carrier