Creps United Publications LP Creps Corporation DBA

4185 Rt 286 Hwy West P.O. Box 746
Indiana, PA 15701

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is very good. It is in the 3rd percentile compared to peers.
  • There was a recent mod decrease.
Average

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Very Good, in the 8th percentile compared to peers.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 10% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 75th percentile at 1.4% of the market.
Good

OSHA

Most employers with 10 or more employees are required to maintain injury and illness records, known as the 300 log. In the event of an inspection, this information will likely be requested. Even without injury or claim, the proper documentation should be readily available on a location by location basis. These logs are critical but simple to maintain.

  • Businesses with serious and/or repeat violations should be provided with risk management practices to eliminate unnecessary risk and minimize what must exist in current processes.
Needs Attention

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2023

1.000
2023

1.075
2022

1.000
2022

1.075
2021

1.000
2021
01-25-2020

1.000
2021
01-25-2020

1.035
2020

1.000
2020

1.035
2019

1.000
2019

1.035
2019
01-25-2018

1.000
2019
01-25-2018

1.035
2018

1.000
2018

1.035
2017

1.000
2017

1.035
2016

1.000
2016

1.000
2016

1.875
2015

1.000
2015
10-20-2015

1.875
2014

-
2014
10-20-2014

-
2013

-
2013

-
2013
01-25-2012

-
2012

-
2012

-
2011

-
2011

-
2010

-
2010

-
2010
01-25-2009

-
2009

-
2009

-

Contacts

Opg Lojhpi
Co-Owner
(359) 319-5669
vnx.vlqjkd@jpvclw.cqr

KLFGI I XVFNL
Benefits Admin
(425) 903-7956
c55d

K Jolbym Nzjdv
Partner
(688) 306-7604
139e1

Etqqk Bmuvd
(383) 365-0794
2c915

Industry Classification

Health Benefits

Financials

2020201920182017201620152014201320122011
BOY Assets: $ 0 $ 783 $ 0 $ 5 $ 132
Liabilities: $ 0 $ 8 $ 10 $ 120 $ 8
EE Contrib: $ 0 $ 9 $ 62 $ 4 $ 1
Emp Contrib: $ 0 $ 0 $ 2 $ 42 $ 38 $ 3 $ 1 $ 0
Income/Loss: $ 0 $ 76 $ 2 $ 161 $ 1 $ 90 $ 9 $ 52
Total Income: $ 0 $ 6 $ 6 $ 6 $ 7 $ 30 $ 65
Paid Benefits: $ 0 $ 9 $ 18 $ 908 $ 0 $ 8 $ 0
Expenses: $ 0 $ 8 $ 7 $ 8 $ 0 $ 8 $ 5
  Commission: $ 0 $ 1 $ 8 $ 24 $ 15 $ 870 $ 1
Net Income: $ 0 $ 64 $ 7 $ 42 $ 2 $ 6 $ 4
Net Assets: $ 0 $ 34 $ 3 $ 3 $ 9 $ 73 $ 1 $ 5

Participants

2020201920182017201620152014201320122011
Total Participants:10986189617424560083615703099
Active Part.:10979485228855813184029881035
Retired Part.:cbea1eef3ed3fa4c68ad
Deceased Part.:6312e5af2fb926d5178d5e

Insurance

MLXLQY IFZSHHWG CG IGHNQQP
Renewal:02-29-2020
Covered:107
  1. Vision

Retention: $ 2,254
Claims: $ 0
Loss Ratio:0
Exp Rated Premium $ 8,045
Non-Exp Rated Premium: $ 0
Commission6.6% $ 531
Fees0% $ 0
Brokers
ZICO MXZUGM XTJWYFB
Renewal:06-30-2020
Covered:107
  1. Health
  2. Prescription Drug

Retention: $ 0
Claims: $ 0
Loss Ratio:0
Exp Rated Premium $ 546,559
Non-Exp Rated Premium: $ 0
Commission2.75% $ 15,024
Fees0% $ 0
Brokers
YVRC OJFM SNOUMYNMP MROGKXS UU EDHM
Renewal:01-01-2020
Covered:109
  1. Life Insurance

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 16,989
Commission12.06% $ 2,049
Fees0.7% $ 119
Brokers
GUIZK NKWONQ
Renewal:06-30-2020
Covered:118
  1. Dental

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 20,572
Commission5% $ 1,029
Fees0% $ 0
Brokers

Providers

No Providers

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.

    4D - Dental.

    4E - Vision.


OSHA

Motor Carrier