SENTRILOCK INC

7701 SERVICE CENTER DR
WEST CHESTER, OH 45069

Talking Points

For the Agent

These are points that might help guide an agent as they look to approach a prospect.

  • A break in policy terms may indicate inconsistent work load which can result in substandard employment.
Needs Attention

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 395% of peers have changed carriers since last year. This might indicate carriers are competing aggresively for similar businesses to cover.
  • Of the 395% of peers who changed carriers, This might indicate carriers are competing aggresively for similar businesses to cover.
  • Current Carrier's market share is in the 99th percentile at 825.3% of the market.
Needs Attention

Business Stats

Policy History

Term Carrier Premium LCM
2023

2.754
2022

2.110
2022

3.355
2022

2.640
2022

2.163
2022

-
2022

2.373
2022

2.775
2022

2.280
2022

2.549
2022

1.572
2021

1.819
2021

1.630
2021

2.640
2021

2.373
2021

2.549
2021
09-13-2021

2.625
2021
09-13-2021

2.060
2020

1.819
2020

-
2020

-
2020

1.630
2020

2.640
2020

-
2020

-
2020

-
2020

1.980
2020

2.405
2019

-
2019

-
2019

1.668
2019

2.310
2019

-
2019

-
2019

-
2019

1.970
2019
11-07-2019

-
2019
11-07-2019

1.600
2018

-
2018

-
2018

1.130
2018

-
2018

1.791
2018

2.250
2017

-
2017

1.130
2017

-
2017

-
2017

2.250
2016

-
2016

1.130
2016

-
2016

1.791
2016

2.250
2015

-
2015

1.500
2015
11-07-2015

-
2014

-
2014
11-07-2014

-
2013

-

Contacts

NIYA ZSOHCNRCQ
(184) 903-8695
9c334

6
(773) 154-5742
6d156

HFXBTZ YUACVPZAR
Benefits Admin
(956) 169-1105
c669

MTOUSE QWIAIMHKE
Benefits Admin
(461) 245-8747
92e1

CUHSYK TJWHCQQHP
Benefits Admin
(838) 216-4748
15903

AGCNOJY PXMNBODP
Benefits Admin
(540) 982-2559
60546

VCGJVZN JQISMOWW
Benefits Admin
(072) 848-9486
45

SXNFIKX QZODATTX
Benefits Admin
(293) 010-7610
4f66

BHQ JIDBD
Benefits Admin
(562) 956-9232
4a66

RZYM NOCIWF
Benefits Admin
(326) 775-3999
1e4

Xrhwokv Lhecbtrw
Chief Financial Officer
b9
jay@awwiznvcjh.nrt

Industry Classification

Retirement Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 8,675,450 $ 3,188,521 $ 8,770,876 $ 8,238,138 $ 4,329,704 $ 4,261,107 $ 399,702 $ 2,631,553 $ 2,559,803 $ 9,894,794 $ 1,118,275 $ 514,816
Liabilities: $ 0 $ 0 $ 9 $ 9 $ 400 $ 0 $ 0 $ 35 $ 5
EE Contrib: $ 846,752 $ 634,698 $ 5,653,153 $ 160,601 $ 7,555,064 $ 6,936 $ 89,287 $ 229,511 $ 371,216 $ 476,521 $ 706,367 $ 119,977
Emp Contrib: $ 419,345 $ 47,309 $ 125,840 $ 786,285 $ 498,016 $ 277,307 $ 41,364 $ 9,704 $ 48,775 $ 16,658 $ 683 $ 56,899
Income/Loss: $ 701,591 $ 550,555 $ 3,413,692($ 524,615) $ 190,092 $ 64,664 $ 6,343 $ 833,253 $ 49 $ 216,799($ 66,182) $ 64,141
Total Income: $ 2,633,129 $ 4,774,641 $ 2,912,583 $ 676,656 $ 6,585,588 $ 259,204 $ 169,410 $ 558,309 $ 304,795 $ 493,311 $ 695,173 $ 710,446
Paid Benefits: $ 480,518 $ 189,235 $ 4,811,628 $ 656,691 $ 997,418 $ 382,228 $ 16,429 $ 322,736 $ 15,781 $ 39,696 $ 546,141 $ 76,620
Expenses: $ 0 $ 96 $ 0 $ 86 $ 0 $ 578 $ 46 $ 3
  Commission: $ 50,617 $ 33,964 $ 64,550 $ 34,351 $ 215 $ 89,896 $ 6,551 $ 1,849 $ 7,904 $ 5 $ 5 $ 545
Net Income: $ 2,101,994 $ 916,303 $ 1,976,905 $ 908,798 $ 1,263,546 $ 957,552 $ 873,542 $ 12,594 $ 551,997 $ 539,042 $ 9,744 $ 572,266
Net Assets: $ 10,777,444 $ 8,427,124 $ 8,503,016 $ 150,681 $ 1,679,477 $ 7,541,881 $ 7,997,883 $ 5,433,803 $ 3,085,779 $ 9,897,184 $ 8,128,071 $ 1,421,516

Participants

202120202019201820172016201520142013201220112010
Total Participants:2071051580952108064770064358979
Active Part.:174671761119052285890959429aa
Retired Part.:33f31ff5ad89fb3ff3
Deceased Part.:1bf0d 611b1c851ef8066

Insurance

No Insurance Coverage

Providers

FJMOBOMG SVYHBRZOVLF ZNHUPJIWSBOHY
ZGCEJXLL JEURHCFQDCC VFEFDKGVJKVUQParticipant loan processing
Sub-transfer agency fees
Recordkeeping fees
Account maintenance fees
Compensation:$27,815
Relation:RECORDKEEPER
DNHHM EWBNJEJVYX KYOInvestment advisory (plan)
Compensation:$22,802
Relation:ADVISOR
RWTASDMD JRGTORGEFFT IKSPNQJGYTBUT
Source: BLKRK LOW DURATION I - BNY MELLON
Sub-transfer agency fees
Compensation:0.25%
TYYDUTJF OADBFJXJFZW IIHZSBGPLHHJR
Source: VICTORY S SM CO OP I - FIS INVESTO
Sub-transfer agency fees
Compensation:0.10%

Features

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

    2A - Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).

    2E - Profit-sharing

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2K - Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

    2S - Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.

Health Benefits

Financials

20212020201920182017201620152014
BOY Assets: $ 0 $ 9 $ 0 $ 89 $ 83 $ 7 $ 9
Liabilities: $ 0 $ 0
EE Contrib: $ 0 $ 0 $ 5 $ 5 $ 4 $ 50 $ 0
Emp Contrib: $ 0 $ 71 $ 4 $ 82 $ 3 $ 327 $ 83
Income/Loss: $ 0 $ 54 $ 49 $ 73 $ 0
Total Income: $ 0 $ 10 $ 7 $ 0 $ 78 $ 1
Paid Benefits: $ 0 $ 9 $ 4 $ 2 $ 402 $ 8
Expenses: $ 0 $ 0 $ 0 $ 3
  Commission: $ 0 $ 6 $ 89 $ 1 $ 3 $ 9
Net Income: $ 0 $ 0 $ 4 $ 3
Net Assets: $ 0 $ 5 $ 7 $ 99

Participants

20212020201920182017201620152014
Total Participants:211790195638171356771488
Active Part.:209299521704115925861640
Retired Part.:26106641393d9
Deceased Part.:162066a0aeecc06

Insurance

JHTOQK AQCP IYTS
Renewal:12-31-2021
Covered:209
  1. Dental

Retention: $ 9,511
Claims: $ 43,749
Loss Ratio:0.82
Exp Rated Premium $ 53,259
Non-Exp Rated Premium: $ 0
Commission6.04% $ 3,216
Fees0% $ 0
Brokers
OXCKOE
Renewal:12-31-2021
Covered:248
  1. Vision

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 14,874
Commission10.68% $ 1,589
Fees0% $ 0
Brokers
ATZUSWX NMZGXZOK
Renewal:12-31-2021
Covered:93
  1. VOLUNTARY BENEFITS

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 34,695
Commission15% $ 5,204
Fees1.15% $ 398
Brokers
IFSDHEQ UVLXRZTE
Renewal:12-31-2021
Covered:209
  1. Temp. Disability Insurance

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 56,754
Commission15% $ 8,513
Fees1.23% $ 700
Brokers
HTQFOMM ZISYIKZT
Renewal:12-31-2021
Covered:208
  1. Life Insurance
  2. AD&D

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 5,709
Commission14.99% $ 856
Fees1.26% $ 72
Brokers
CQGKSDF JAJZAVZV
Renewal:12-31-2021
Covered:209
  1. Long Term Disab. Ins

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 25,528
Commission15% $ 3,829
Fees1.23% $ 314
Brokers
FGD FVGJ BYLTSCNMG QRPTUFR
Renewal:12-31-2021
Covered:187
  1. Stop Loss

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 112,350
Commission10% $ 11,234
Fees0% $ 0
Brokers
AIQ GOPD TJBAGNHER NDOSNJR
Renewal:09-30-2021
Covered:181
  1. Stop Loss

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 282,528
Commission10% $ 28,253
Fees0% $ 0
Brokers
AJ KHVPBMDN
Renewal:12-31-2021
Covered:181
  1. Prescription Drug

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 227,040
Commission0% $ 0
Fees1.01% $ 2,294
Brokers
FMGVLWMDZ IAFCONQMV SPKNRJW/IZYWQO
Renewal:12-31-2021
Covered:216
  1. EAP

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 3,621
Commission0% $ 0
Fees0% $ 0

Providers

CVIClaims processing
Compensation:$96,992
Relation:CLAIMS PROCESSOR
BREZAJYIM HTDBU GBVOther commissions
Compensation:$9,995
Relation:BROKER

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.

    4D - Dental.

    4E - Vision.

    4F - Temporary disability (accident and sickness).

    4H - Long-term disability.


OSHA