RIVER CITY BANK

2485 NATOMAS PARK DR
SACRAMENTO, CA 95833

Business Stats

Policy History

Term Carrier Premium LCM
2022

1.500
(Current: 1.640)
2022

1.700
2022

1.221
2022

1.221
2021

1.109

Contacts

fe0
(513) 162-6141
34

Industry Classification

Retirement Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 19,961,494 $ 70,929,311 $ 2,380,196 $ 79,015,904 $ 49,235,030 $ 6,914,413 $ 23,308,268 $ 78,568,014 $ 2,993,937 $ 3,005,059 $ 5,446,605 $ 4,306,190
Liabilities: $ 0 $ 18 $ 8 $ 4 $ 4 $ 6 $ 4 $ 976 $ 8,748
EE Contrib: $ 1,842,337 $ 3,188,561 $ 1,161,333 $ 3,114,317 $ 8,298,952 $ 6,591,812 $ 335,215 $ 455,917 $ 277,455 $ 950,211 $ 947,782 $ 108,664
Emp Contrib: $ 452,709 $ 977,816 $ 135,592 $ 759,966 $ 19,085 $ 191,930 $ 839,678 $ 816,093 $ 331,931 $ 386,621 $ 92,620 $ 80,765
Income/Loss: $ 2,129,292 $ 8,142,823 $ 9,558,146($ 5,336,718) $ 3,576,561 $ 357,568($ 775,375) $ 918,102 $ 892,750 $ 918,027($ 997,317) $ 757,919
Total Income: $ 5,057,677 $ 2,994,718 $ 7,286,903 $ 741,865 $ 7,709,538 $ 5,455,160 $ 1,520,120 $ 7,093,739 $ 7,362,308 $ 4,974,741 $ 3,686,173 $ 1,447,105
Paid Benefits: $ 1,586,512 $ 9,167,316 $ 4,277,697 $ 7,067,569 $ 364,561 $ 980,938 $ 7,678,883 $ 261,971 $ 38,262 $ 419,780 $ 7,033,667 $ 868,731
Expenses: $ 0 $ 79 $ 8 $ 2 $ 7 $ 64 $ 1
  Commission: $ 8,250 $ 5,287 $ 8,905 $ 2,839 $ 7,749 $ 459 $ 69,690 $ 27,292 $ 39,404 $ 9,354 $ 29 $ 6,207
Net Income: $ 3,462,915 $ 3,525,157 $ 7,138,142($ 735,414) $ 2,234,566 $ 2,203,569($ 17,196) $ 134,279 $ 4,618,761 $ 485,820($ 288,128) $ 623,154
Net Assets: $ 23,424,409 $ 79,491,369 $ 4,355,114 $ 50,957,489 $ 39,292,635 $ 51,625,511 $ 35,247,974 $ 14,339,493 $ 88,530,985 $ 5,876,303 $ 1,055,102 $ 8,553,270

Participants

202120202019201820172016201520142013201220112010
Total Participants:16289993590229494076098559084262190
Active Part.:12179976674802687692472958934854428
Retired Part.:392343fe84ee3e1
Deceased Part.:bfb180530950ff

Insurance

No Insurance Coverage

Providers

UQJAETPB PUNFAGWQNRB TKJGWPJNXUEOV
VVYWXNWP ZEFWTJQRZJB IPAEEJPZVQNMLParticipant loan processing
Recordkeeping fees
Account maintenance fees
Compensation:$8,250
Relation:RECORDKEEPER
e
Source:
Compensation:

Features

    2E - Profit-sharing

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2K - Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

    2S - Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

    3F - Plan sponsor(s) received services of leased employees, as defined in Code section 414(n), during the plan year.

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Health Benefits

Financials

20212020201920182017201620152014201320122011
BOY Assets: $ 0 $ 5 $ 7 $ 900,000,000 $ 9 $ 8
Liabilities: $ 0 $ 6 $ 3,000,000 $ 5 $ 2 $ 6
EE Contrib: $ 0 $ 1 $ 7 $ 86 $ 2 $ 6 $ 880 $ 1
Emp Contrib: $ 0 $ 27 $ 0 $ 9 $ 91 $ 985 $ 54
Income/Loss: $ 0 $ 612 $ 9 $ 896 $ 990 $ 9 $ 49 $ 42 $ 99 $ 1 $ 9
Total Income: $ 0 $ 52 $ 5,000,000 $ 9 $ 5 $ 9 $ 93 $ 866
Paid Benefits: $ 0 $ 7 $ 7 $ 9 $ 8 $ 97
Expenses: $ 0 $ 1 $ 4 $ 96 $ 94 $ 508 $ 9
  Commission: $ 0 $ 68 $ 10 $ 5 $ 74 $ 2 $ 8 $ 400,000,000
Net Income: $ 0 $ 55 $ 8 $ 5 $ 0 $ 8 $ 2 $ 657
Net Assets: $ 0 $ 4 $ 742 $ 4 $ 42 $ 59 $ 920 $ 7

Participants

20212020201920182017201620152014201320122011
Total Participants:127236904223734113316929457819062
Active Part.:126069648383974921940291666851549
Retired Part.:10702288617
Deceased Part.:d65bb70 66e8c4748e

Insurance

XKWF LPGPGBLFB CIHQKPA CJ UIXPZ NYGEZSC
Renewal:12-31-2021
Covered:126
  1. Long Term Disab. Ins

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 11,556
Commission9.99% $ 1,155
Fees0% $ 0
Brokers
ITLZ JUOBIERAN NXPCKLF LW HLVXB HNGYNOP
Renewal:12-31-2021
Covered:41
  1. Life Insurance

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 14,768
Commission15% $ 2,215
Fees0% $ 0
Brokers
HJPJZR RRLOTMFZFP XORYQP BZZU IRR.
Renewal:12-31-2021
Covered:138
  1. Health
  2. Prescription Drug
  3. HMO Contract

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 824,377
Commission3.01% $ 24,822
Fees0.05% $ 379
Brokers
TEVBIMZ EWABYH XSDWSYYRS
Renewal:12-31-2021
Covered:47
  1. Health
  2. Prescription Drug
  3. HMO Contract

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 255,237
Commission3% $ 7,658
Fees0% $ 0
Brokers
PKSA GZDEAPFUE EJEJEUO YZ BRGYK CYRFWDC
Renewal:12-31-2021
Covered:126
  1. ACCIDENTAL DEATH & DISMEMBERMENT

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 5,228
Commission10% $ 523
Fees0% $ 0
Brokers
FZUEBW TFHPCEP SHZX
Renewal:12-31-2021
Covered:2
  1. Vision

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 12,838
Commission8.53% $ 1,095
Fees0% $ 0
Brokers
DXKR MARU DWVJROINF TKVZRRX CW ZKLTFBX
Renewal:12-31-2021
Covered:33
  1. GROUP LONG TERM CARE

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 41,616
Commission14.96% $ 6,225
Fees0% $ 0
Brokers
YATJZUPN UKFJRBJUQ LQGIYQG
Renewal:12-31-2021
Covered:98
  1. Dental

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 152,349
Commission10% $ 15,235
Fees0% $ 0
Brokers
DGIO THMCMUSVL NWMXYOL GL ZJDAW QUHILOU
Renewal:12-31-2021
Covered:126
  1. Life Insurance

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 20,911
Commission10% $ 2,091
Fees0% $ 0
Brokers

Providers

No Providers

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.

    4D - Dental.

    4E - Vision.

    4H - Long-term disability.

    4Q - Other.