CCC USA CORP

16850 PARK ROW
HOUSTON, TX 77084

Talking Points

Premium

Worker's Comp premium is based on two key factors - the LCM your carrier has filed to use, and the total payroll you run over the policy term, which is multiplied by the rate to determine premium. Comparing premium to businesses in the same industry and of similar size can indicate how fair your WC insurance provider's costs are relative to the market.

  • Premium is in-line with peers, in the 27th percentile.
  • In the last year, premium Decreased by 27%. While peers Increased an average of 26%.
Good

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Very Good, in the 17th percentile compared to peers.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 25% of peers have changed carriers since last year. Those who did, saw a 53.5% decrease in premium vs those who stayed with their current provider had a 43.4% increase.
  • Current Carrier's market share is in the 95th percentile at 33.3% of the market.
Average

OSHA

Most employers with 10 or more employees are required to maintain injury and illness records, known as the 300 log. In the event of an inspection, this information will likely be requested. Even without injury or claim, the proper documentation should be readily available on a location by location basis. These logs are critical but simple to maintain.

  • Businesses with serious and/or repeat violations should be provided with risk management practices to eliminate unnecessary risk and minimize what must exist in current processes.
Needs Attention

Business Stats

Policy History

Term Carrier Premium LCM
2024

1.496
2024

2.688
2023

1.496
2023

1.707
2023

2.127
2023

1.540
2022

1.490
2022

1.707
2022

2.011
2022

1.540
2021

1.443
2021

1.707
2021

1.970
2021

1.540
2020

1.600
2020

1.645
2020

1.970
2020

1.540
2020

-
2019

1.120
2019

1.152
2019

1.379
2019

-
2018

1.900
2018

-
2018

-
2018

-
2017

1.583
2017

1.964
2017

-
2016

-
2015

1.800
2015

-
2015
07-30-2015

-
2014

-
2014

1.360
2013

1.095

Contacts

ZUAESBSYV BGAYH
Benefits Admin
(509) 776-7758
4e8f2

NFDWEUZYT GBAGE
Benefits Admin
(068) 812-5076
2f6

WGZUM RCLQL
Benefits Admin
(355) 038-0287
ef0b4

Ycgtaq Hran
President and Director of Operat
dc8
sunhz@bvcxvcsugyyhnrflz.opq

fad
(473) 688-8361
wxmwj@gxzivcvnuzl-pijesl.xcg

Ioeoy Zkmdq
Principal
(278) 183-3838
622

Industry Classification

Retirement Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 494,292 $ 434,534 $ 569,505 $ 139,951 $ 168,633 $ 550,363 $ 783,686 $ 67,602 $ 288,865 $ 215,949 $ 926,902 $ 61,862
Liabilities: $ 3 $ 6 $ 80 $ 10 $ 69 $ 80 $ 58 $ 8 $ 46 $ 57 $ 230 $ 82
EE Contrib: $ 0 $ 6 $ 0 $ 9 $ 9 $ 0 $ 1 $ 906
Emp Contrib: $ 0 $ 9,332 $ 64,312 $ 96,055 $ 48,980 $ 32,220 $ 26,928 $ 33,136 $ 44,409 $ 68,415 $ 6,632
Income/Loss: $ 64,431 $ 33,393 $ 52,368($ 41,268) $ 82,320 $ 98,296 $ 309 $ 26,039 $ 56,469 $ 3,783($ 1,160) $ 44,667
Total Income: $ 64,431 $ 33,603 $ 546,863 $ 7,675 $ 67,799 $ 50,425 $ 19,312 $ 48,134 $ 21,374 $ 64,216 $ 42,013 $ 2,001
Paid Benefits: $ 37,493 $ 56,939 $ 18,928 $ 45,721 $ 58,329 $ 35,045 $ 53,932 $ 87,385 $ 417 $ 906,048 $ 67,185 $ 76,446
Expenses: $ 0 $ 825 $ 8 $ 6 $ 72 $ 6 $ 15
  Commission: $ 0 $ 86 $ 6 $ 6 $ 70 $ 463 $ 6 $ 4 $ 2 $ 2 $ 57
Net Income: $ 26,938 $ 12,085 $ 43,148($ 28,508) $ 60,187 $ 57,162 $ 95,333($ 85,948) $ 1,944($ 71,526)($ 2,603) $ 3,735
Net Assets: $ 521,230 $ 765,792 $ 500,984 $ 368,115 $ 997,408 $ 517,027 $ 767,627 $ 385,641 $ 718,614 $ 471,007 $ 907,265 $ 265,854

Participants

202120202019201820172016201520142013201220112010
Total Participants:233404434271290330224089
Active Part.:3879526002319289
Retired Part.:197432506692
Deceased Part.:120975e93b6a8c8cc

Insurance

No Insurance Coverage

Providers

HEHY PDEQMBLV QMV XFYNL IUIUAJX

Features

    1A - Benefits are primarily pay related

    1I - Frozen Plan - As of the last day of the plan year, the plan provides that no participant will get any new benefit accrual (whether because of service or compensation).

    3H - Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

Health Benefits

Financials

2022202120202019201820172016201520142013201220112010
BOY Assets: $ 0 $ 594 $ 196 $ 39 $ 26 $ 1 $ 90 $ 8 $ 31 $ 11
Liabilities: $ 0 $ 7 $ 86 $ 4 $ 2 $ 2 $ 1 $ 6 $ 68 $ 4
EE Contrib: $ 0 $ 2 $ 9 $ 7 $ 4 $ 9 $ 359 $ 0 $ 6 $ 1
Emp Contrib: $ 0 $ 846 $ 89 $ 66 $ 4 $ 60
Income/Loss: $ 0 $ 3 $ 6 $ 69 $ 1 $ 1 $ 14 $ 113
Total Income: $ 0 $ 3 $ 84 $ 390 $ 4 $ 2 $ 4 $ 8 $ 440
Paid Benefits: $ 0 $ 4 $ 7 $ 2 $ 7 $ 73 $ 5 $ 4
Expenses: $ 0 $ 5 $ 2 $ 1 $ 72 $ 70 $ 4 $ 6 $ 31
  Commission: $ 0 $ 2 $ 680 $ 70 $ 55 $ 2 $ 1 $ 0 $ 890 $ 961 $ 11
Net Income: $ 0 $ 4 $ 5 $ 4 $ 190 $ 20 $ 9 $ 98 $ 42 $ 6 $ 62
Net Assets: $ 0 $ 780 $ 8 $ 4 $ 5 $ 9 $ 27

Participants

2022202120202019201820172016201520142013201220112010
Total Participants:232390278510999860355247603480840315958
Active Part.:225256712237172090993959494213162308849
Retired Part.:7a71e8418078f8f781327941
Deceased Part.:75 26902ccb39592 a8057

Insurance

ZUD EDNP KBQKNZKOF LOGXFQH XN RBAFHF
Renewal:12-31-2022
Covered:263
  1. Vision
  2. Life Insurance
  3. Long Term Disab. Ins
  4. ACCIDENTAL DEATH AND DISMEMBERMENT, BUSINESS TRAVEL ACCIDENT, CRITICAL ILLNESS

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 219,988
Commission3.55% $ 7,802
Fees2.64% $ 5,811
Brokers

Providers

No Providers

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.

    4D - Dental.

    4E - Vision.

    4F - Temporary disability (accident and sickness).

    4H - Long-term disability.

    4L - Death benefits (include travel accident but not life insurance).


OSHA

Motor Carrier