RIALTO ASSOCIATE SERVICES LLC

200 S BISCAYNE BLVD STE 3550
MIAMI, FL 33131

Talking Points

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 11% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 95th percentile at 9.5% of the market.
Good

Business Stats

County
FEIN
Bureau ID
Renewal Mod
PEO
Employees
Sales
OSHA Violations
OSHA Penalty Amount
Drivers
Power Units
Auto Carrier

Policy History

Term Carrier Premium LCM
2023

1.430
2022

2.485
2022

1.620
2022

1.404
2022

1.980
2022

1.730
2022

-
2022

1.961
2022

1.320
2021

1.130
2021

1.300
2021

1.248
2021

1.650
2021

1.557
2021

-
2021

1.214
2020

1.630
2020

1.819
2020

-
2020

2.640
2020

-
2020

2.140
2020

1.530
2019

-
2019

-
2019

1.213
2019

1.320
2019

-
2019

1.159

Contacts

MKTZ HPTLR
Benefits Admin
(050) 464-8121
28f0
NQTZGVFS ZNCQWJA
Benefits Admin
(054) 899-0557
143
UXRCMNJO UBMJWYC
Vice President Human Resources
5f
omeotvia.gflixea@spmggbkutasfv.eik
Hoe Eqsaw
Principal
(151) 516-9749
32850
6
(057) 763-7308
378

Industry Classification

Industry
Class
 Clerical Office Employees NOC.
Vol Rate
NAICS
 Third Party Administration of Insurance and Pension Funds
SIC
 Real Estate Agents and Managers
Related GL Codes* 61223
Buildings or Premises--Bank and Other Financial Institutions
61226
Buildings or Premises--Office--Other Than Not-For-Profit
41675
Computer Consulting or Programming
51942
Computer Software Mfg.--Pre-Packaged
62001
Condominiums--Commercial Shopping Centers (Association Risk Only)
62002
Condominiums--Commercial Warehouses--Mfg. or Private (Association Risk Only)
Related Class Codes*
Related SIC Codes*

Retirement Benefits

Financials

202120202019
BOY Assets: $ 31,842,086 $ 1,223,308 $ 7
Liabilities: $ 0 $ 571 $ 0
EE Contrib: $ 3,073,789 $ 782,152 $ 1,342,896
Emp Contrib: $ 864,474 $ 692,246 $ 589,522
Income/Loss: $ 3,009,672 $ 6,888,763 $ 5,910,327
Total Income: $ 8,773,063 $ 8,005,992 $ 8,319,784
Paid Benefits: $ 3,262,115 $ 4,780,236 $ 8,869,840
Expenses: $ 0 $ 47 $ 68
  Commission: $ 24,907 $ 42,573 $ 26,620
Net Income: $ 5,486,041 $ 8,669,957 $ 1,328,728
Net Assets: $ 37,328,127 $ 89,985,212 $ 44,041,618

Participants

202120202019
Total Participants:349550709
Active Part.:254213069
Retired Part.:126e
Deceased Part.:309

Insurance

XGBSTODNWU DPDDBYNBNL HTHMDKERM UGH SYJTAEX WORHCAJ
Renewal:12-31-2021
Covered:65
PENSION_EOY_SEP_ACCT_AMT: 0PENSION_PREM_PAID_TOT_AMT: 0
Retention: $ 0
Claims: $ 0
Loss Ratio:		Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 0
Commission $ 0
Fees $ 0

Providers

SJUPUMT DGQSXI & RU. TNV. PWT HAWXO
FKARIB EYHHRYUZPG XGPS KEIFDYCW,RJFRecordkeeping and information management (computing, tabulating, data processing, etc.)
Investment advisory (participants)
Direct payment from the plan
Recordkeeping fees
Compensation:$22,574
Relation:NONE
GZKJCZS ATASJZ & SV., BFJ.Securities brokerage
Direct payment from the plan
Shareholder servicing fees
Float revenue
Securities brokerage commissions and fees
Compensation:$1
Relation:NONE
WRGPEIK MBORUZ & RE OFZ FBV RJJIZWI
Source: SEE ATTACHMENT		Shareholder servicing fees
Compensation:SEE ATTACHMENT

Features

    2E - Profit-sharing

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2K - Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

Health Benefits

Financials

20212020201920182017
BOY Assets: $ 0 $ 5 $ 81
Liabilities: $ 0 $ 62 $ 6 $ 4
EE Contrib: $ 0 $ 4 $ 964
Emp Contrib: $ 0 $ 3 $ 9 $ 53
Income/Loss: $ 0 $ 8 $ 88 $ 8
Total Income: $ 0 $ 4 $ 5 $ 2
Paid Benefits: $ 0 $ 9
Expenses: $ 0 $ 8 $ 422 $ 978
  Commission: $ 0 $ 6 $ 36
Net Income: $ 0 $ 2
Net Assets: $ 0 $ 1 $ 5 $ 3

Participants

20212020201920182017
Total Participants:245601823805060
Active Part.:238891436108813
Retired Part.:719625
Deceased Part.: 1dc1ddb3d

Insurance

GUKLIQZECEJGYFHB FFBPCVBER RKRNPUW
Renewal:12-31-2021
Covered:440
  1. Health
  2. Prescription Drug

Retention: $ 0
Claims: $ 0
Loss Ratio:		Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 2,789,075
Commission0% $ 0
Fees2.06% $ 57,464
Brokers
MJXPOVPL LFCZ UCQXNFCQW QREH
Renewal:12-31-2021
Covered:203
  1. Vision

Retention: $ 0
Claims: $ 0
Loss Ratio:		Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 20,616
Commission0% $ 0
Fees1.11% $ 228
Brokers
RIOMF ZWGUPH MNODXCCQY LFFYUOY
Renewal:12-31-2021
Covered:198
  1. Dental

Retention: $ 0
Claims: $ 0
Loss Ratio:		Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 190,908
Commission4.43% $ 8,450
Fees0% $ 0
Brokers
ZYLOSZGX KBBYUHQBA FYISCHQ
Renewal:12-31-2021
Covered:238
  1. Life Insurance
  2. ACCIDENTAL DEATH AND DISMEMBERMENT

Retention: $ 61,620
Claims: $ 12,144
Loss Ratio:0.16		Exp Rated Premium $ 73,765
Non-Exp Rated Premium: $ 0
Commission12.54% $ 9,250
Fees7.85% $ 5,791
Brokers
XQNFQDFE DYYOSKNYX TENUKYF
Renewal:12-31-2021
Covered:238
  1. Long Term Disab. Ins

Retention: $ 56,095
Claims: $ 41,496
Loss Ratio:0.51		Exp Rated Premium $ 80,918
Non-Exp Rated Premium: $ 0
Commission12.53% $ 10,143
Fees7.46% $ 6,039
Brokers
OINKQFPW ZDNMPRFER JXQBVAM
Renewal:12-31-2021
Covered:238
  1. Temp. Disability Insurance

Retention: $ 58,588
Claims: $ 87,093
Loss Ratio:1.22		Exp Rated Premium $ 71,220
Non-Exp Rated Premium: $ 0
Commission12.55% $ 8,935
Fees7.59% $ 5,409
Brokers
ICKYCUPG - DQQCCVAY SDMQKOOX COWS RJCDEJCSS LEPGSVJ
Renewal:12-31-2021
Covered:74
  1. ACCIDENT, CRITICAL ILLNESS

Retention: $ 0
Claims: $ 0
Loss Ratio:		Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 15,306
Commission40.47% $ 6,195
Fees0% $ 0
Brokers
CXIHIRVQ - TSUTCMAG VRDZTLKO TELG CGHGUOHVZ JAFEZYR
Renewal:12-31-2021
Covered:13
  1. HOSPITAL INDEMNITY

Retention: $ 0
Claims: $ 0
Loss Ratio:		Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 3,072
Commission12.21% $ 375
Fees0% $ 0
Brokers

Providers

No Providers

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.

    4D - Dental.

    4E - Vision.

    4F - Temporary disability (accident and sickness).

    4H - Long-term disability.

    4L - Death benefits (include travel accident but not life insurance).

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