Fladger and Associates

204 Stewards Ct
Bear, DE 19701

Talking Points

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 7% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 75th percentile at 6.1% of the market.
Good

Business Stats

Policy History

Term Exp. Mod Carrier Premium LCM
2023

2.110
2023

1.000
2023

-
2023

2.033
2022

2.033
2022

2.218
2022
01-27-2022

1.727
2022
09-15-2022

2.112
2022
09-15-2022

2.341
2021

-
2021

2.016
2021

2.033
2021
12-22-2020

1.728
2021
12-22-2020

2.128
2020

1.728
2020

-
2020

-
2020
08-31-2020

2.128
2019

-
2019

-
2018
09-15-2018

1.680
2018
09-15-2018

1.680
2017

1.680
2017

1.680
2016

1.680
2016

1.680
2015

-
2015

-
2015

2.008
2015
09-15-2015

-
2015
09-15-2015

2.008
2014

-
2014

-
2014

-
2014

-
2014

-
2013

-
2013

-
2013

-
2013
09-15-2013

-
2012

-
2012

-
2012

-
2011

-
2011

-
2010

-
2010

-
2009

-
2009

-

Contacts

KXKNBKS UTQDYJU
Benefits Admin
(414) 950-9179
91d10

CKO GBHOGR
Benefits Admin
(833) 685-0041
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Industry Classification

Retirement Benefits

Financials

20212019201820172016
BOY Assets: $ 118,668 $ 415,937 $ 600,746 $ 39,052
Liabilities: $ 0 $ 7 $ 7
EE Contrib: $ 45,500 $ 86,403 $ 31,577 $ 26,429 $ 99,447
Emp Contrib: $ 73,613 $ 98,229 $ 15,105 $ 21,919 $ 8,410
Income/Loss: $ 7,242 $ 41,080($ 5,234) $ 3,604 $ 198
Total Income: $ 126,355 $ 68,647 $ 17,269 $ 43,617 $ 33,266
Paid Benefits: $ 67,119 $ 74,871 $ 2,247 $ 6
Expenses: $ 1,144 $ 4 $ 1
  Commission: $ 0 $ 9,170 $ 7,729 $ 253 $ 51
Net Income: $ 58,092 $ 60,122 $ 91,862 $ 90,563 $ 57,968
Net Assets: $ 176,760 $ 197,986 $ 960,641 $ 900,002 $ 67,023

Participants

20212019201820172016
Total Participants:59806
Active Part.:53220
Retired Part.:88cc1de06df
Deceased Part.:6c9d1a327

Insurance

No Insurance Coverage

Providers

No Providers

Features

    2E - Profit-sharing

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.