INDUSTRIAL GAS SPRINGS INC

123 MAIN ST
BRISTOL, CT 06010

Talking Points

For the Agent

These are points that might help guide an agent as they look to approach a prospect.

  • A break in policy terms may indicate inconsistent work load which can result in substandard employment.
Needs Attention

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is very good. It is in the 7th percentile compared to peers.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 6% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 99th percentile at 17.3% of the market.
Good

Business Stats

Policy History

Term Carrier Premium LCM
2023

2.582
(Current: 2.504)
2023

1.470
2023

-
2023

1.235
2023

1.866
2023

-
2023

-
2023

0.724
2023

0.926
2023

0.852
2023

1.015
2023

0.874
2023

1.000
2023

1.000
2022

1.489
2022

-
2022

1.235
2022

1.789
2022

1.056
2022

0.730
2022

0.926
2022

1.009
2022

1.015
2022

1.167
2022

1.000
2022

1.923
2022
01-01-2022

-
2021

2.880
2021

1.280
2021

-
2021

0.849
2021

1.292
2021

-
2021

0.840
2021

0.926
2021

1.009
2021

1.020
2021

0.996
2021

1.862
2020

2.542
2020

-
2020

-
2020

1.235
2020

1.789
2020

-
2020

0.985
2020

0.840
2020

0.926
2020

1.009
2020

1.020
2020

-
2020

0.996
2020

1.862
2019

2.542
2019

-
2019

-
2019

1.789
2019

-
2019

-
2019

0.985
2019

0.840
2019

0.832
2019

1.020
2019

0.960
2019

1.235
2019

1.862
2018

2.542
2018

-
2018

-
2018

1.789
2018

-
2018

-
2018

-
2018

0.832
2018

-
2018

1.020
2018

0.868
2018

1.244
2018

1.433
2017

-
2017

-
2017

-
2017

-
2017

-
2017

0.832
2017

1.020
2017

1.244
2017

1.862
2016

-
2016

-
2016

-
2016

-
2016

-
2016

0.832
2016

1.020
2016

0.868
2016

1.244
2016

1.862
2015

-
2015

-
2015

-
2015

-
2015

-
2015

1.190
2015

-
2015

-
2015

0.832
2015

-
2015

1.020
2015

-
2015

-
2015

1.862
2014

-
2014

-
2014

-
2014

-
2014

-
2014

-
2014

-
2014

-
2014

0.832
2014

-
2014

-
2014
01-01-2014

-
2014
01-01-2014

-
2013

-
2013

-
2013

-
2013

-
2013

-
2013

-
2013
01-01-2013

-
2012

1.333
2012

-
2012

-
2012

-
2012

-
2012

-
2011
01-01-2011

-
2011
01-01-2011

-
2011
01-01-2011

-
2010
01-01-2010

-
2010
01-01-2010

-
2010
01-01-2010

-
2009
01-01-2009

-
2009
01-01-2009

-
2009
01-01-2009

-

Contacts

OJKSF HAWUP
Benefits Admin
(655) 325-5868
58340

QKTSWER IXJTLEH
Benefits Admin
(916) 170-9761
887

WOUU YQVNIQI
Benefits Admin
(259) 450-4675
40245

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Benefits Admin
(742) 205-4733
3ad

Gtmhbzb Jtpiifa, Xmhuh Uafooksie
Chief Executive Officer
(846) 562-9826
b448

BEVT A. NIEMDYB
Benefits Admin
(537) 099-9598
da4de

FDJY U. RFDOXOI
Benefits Admin
(659) 770-6832
578

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(515) 118-7157
442ab

Oefc Rjmgmo
Principal
(993) 143-5830
rdes@hknhbrt-qvnmv.jgl

HQHOGG OMN
Benefits Admin
(174) 912-0510
482f7

Lqbehv Noupg
General Manager
(661) 469-3159
dd4

YPQDPR VOHEGAUE
Benefits Admin
(717) 373-4972
312

CMOD KYUCWD
Benefits Admin
(799) 006-2743
f8da

UHLBQE A JNIFYL, FW
Benefits Admin
(384) 435-6161
0ba

MCPCBHX RBTGGV
Benefits Admin
(425) 929-8344
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GCHA Y. QQFATBH
Benefits Admin
(228) 352-3967
28ff7

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Benefits Admin
(928) 146-1230
477

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Branch Manager
(583) 527-0867
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Principal
(562) 587-8107
203

ACKBBLT TXOBGO
Benefits Admin
(658) 224-0635
27d7

Rntezi Carjyz
CIO
(517) 659-1363
lipjum@aqlaiv.fex

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(830) 891-8176
25fd3

SEW AOUBUY
Benefits Admin
(476) 876-1285
d348d

NKZXVIW USRSBMTF
Benefits Admin
(431) 649-3493
fb2d

DUUCV EMSKQG
Benefits Admin
(878) 401-9121
74b

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Benefits Admin
(842) 544-4115
8ffd2

OFVAN QONQJEI
Benefits Admin
(811) 511-3687
324

Industry Classification

Retirement Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 6,558,953 $ 21,740 $ 4,491,491 $ 6,307,751 $ 1,970,002 $ 1,514,549 $ 7,447,439 $ 4,776,609 $ 1,318,605 $ 3,522,508 $ 2,340 $ 1,367,771
Liabilities: $ 0 $ 3 $ 6 $ 6 $ 6 $ 6 $ 5 $ 96 $ 6 $ 66 $ 51
EE Contrib: $ 391,471 $ 572,138 $ 178,496 $ 859,708 $ 261,497 $ 881,005 $ 395,208 $ 428,617 $ 632,806 $ 536,512 $ 263,246 $ 471,291
Emp Contrib: $ 6,805 $ 11,055 $ 637 $ 0 $ 79 $ 22 $ 1 $ 0 $ 2
Income/Loss: $ 74,044 $ 382,231 $ 598,000($ 49,113) $ 978,345 $ 497,660($ 13,988) $ 916,193 $ 538,467 $ 287,811($ 14,675) $ 223,802
Total Income: $ 1,209,896 $ 2,653,047 $ 2,443,885 $ 819,258 $ 9,086,617 $ 106,083 $ 911,894 $ 743,538 $ 956,347 $ 267,349 $ 743,716 $ 5,921
Paid Benefits: $ 506,067 $ 729,408 $ 706,053 $ 810,174 $ 930,116 $ 320,051 $ 927,664 $ 59,774 $ 386,384 $ 27,534 $ 580,506 $ 491,137
Expenses: $ 0 $ 19 $ 1 $ 76 $ 1 $ 1 $ 6 $ 7 $ 6 $ 153
  Commission: $ 4,628 $ 78,582 $ 760 $ 959 $ 6,439 $ 4,428 $ 3,890 $ 2,394 $ 2,366 $ 1,699 $ 5,634 $ 6,215
Net Income: $ 698,598 $ 784,117 $ 815,018($ 26,423) $ 3,138 $ 742,477($ 34,813) $ 214,009 $ 441,417 $ 864,848($ 546,222) $ 368,013
Net Assets: $ 7,257,551 $ 4,494,496 $ 7,347,542 $ 1,087,736 $ 1,249,036 $ 9,762,120 $ 2,633,530 $ 5,190,022 $ 5,716,670 $ 7,249,462 $ 3,404,784 $ 1,235,116

Participants

202120202019201820172016201520142013201220112010
Total Participants:153417722386175642264358598854695099
Active Part.:128128203106282087041046782021766235
Retired Part.:7977730240276e716faf
Deceased Part.:bb435cbf572cc77471 bbb98f476

Insurance

No Insurance Coverage

Providers

ICBBITJG CDPYIVPQXCE FRKRULVJTFBVE
NHQSYKBD KJAKXBDZIZG IOBRQEPEMKNTZParticipant loan processing
Sub-transfer agency fees
Recordkeeping fees
Account maintenance fees
Compensation:$4,628
Relation:RECORDKEEPER
YMUDAZWR DLFYVADUPJN IWKLRERBNQCPH
Source: BNYM BOND MK IDX INV - BNY MELLON
Sub-transfer agency fees
Compensation:0.25%
TFWQIZVY ORXBNNWHXMA LUNKJQYONPEBB
Source: VM MID-CP CORE GR Y - FIS INVESTOR
Sub-transfer agency fees
Compensation:0.25%

Features

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Health Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 0 $ 38 $ 46 $ 5 $ 1 $ 18 $ 36 $ 3 $ 32
Liabilities: $ 0 $ 86 $ 0 $ 1 $ 9 $ 61 $ 9 $ 66 $ 168 $ 5 $ 0
EE Contrib: $ 0 $ 10 $ 81 $ 650 $ 5 $ 2 $ 1 $ 0 $ 411
Emp Contrib: $ 0 $ 7 $ 5 $ 7 $ 5 $ 60,000 $ 0
Income/Loss: $ 0 $ 621 $ 3 $ 1 $ 269 $ 18 $ 6 $ 66 $ 1
Total Income: $ 0 $ 599 $ 7 $ 99 $ 9 $ 55 $ 69
Paid Benefits: $ 0 $ 269 $ 0 $ 29 $ 0 $ 644
Expenses: $ 0 $ 3 $ 10 $ 10 $ 518 $ 91 $ 63 $ 713 $ 0 $ 6 $ 49
  Commission: $ 0 $ 5 $ 6 $ 9 $ 973 $ 92 $ 81 $ 5
Net Income: $ 0 $ 0 $ 9 $ 7 $ 95
Net Assets: $ 0 $ 8 $ 400 $ 3 $ 2 $ 28 $ 26 $ 3

Participants

202120202019201820172016201520142013201220112010
Total Participants:487777646158886915983737653124297974
Active Part.:7e7ae7c46fde88c84c1ac
Retired Part.:487541790604925356058499017548705897
Deceased Part.:ac7df55b1fd6857bd6597

Insurance

EIIQX ILNR SRXFVLCRB HM.
Renewal:12-31-2021
Covered:5
  1. PPO Contract

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 24,112
Commission0% $ 0
Fees0% $ 0
LJDLJHVR VYSEITRY FUVD
Renewal:12-31-2021
Covered:13
  1. HMO Contract
  2. MEDICARE ADVANTAGE

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 17,826
Commission0% $ 0
Fees0% $ 0
DVV ZKDTXJVQ NLMO SGVVCJJHD DOKJLQO AB OTTKUOS
Renewal:12-31-2021
Covered:487
  1. Life Insurance

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 166,210
Commission3% $ 4,986
Fees3.03% $ 5,032
Brokers

Providers

No Providers

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.


OSHA

Motor Carrier