1. Forms
NAICS 812930

Parking Lots and Garages

Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.

Businessowners (ISO BP)

15 forms
Form CodeTitleTypeWho needs it
BP 00 03Businessowners Coverage FormCoverageSmall and midsize "Main Street" accounts that meet ISO BOP eligibility: apartments, offices, retail, wholesale, processing and service risks, restaurants, contractors, hotels/motels, self-storage, light manufacturing and similar.
BP 00 04Micro-Businessowners Coverage FormCoverageVery small retail and service businesses eligible for the ISO Micro-Businessowners program.
BP 04 02Additional Insured - Managers Or Lessors Of PremisesEndorsementTenants whose lease requires the landlord or property manager to be an additional insured.
BP 04 04Hired Auto And Non-Owned Auto LiabilityEndorsementBOP accounts with no owned autos whose employees run errands, make deliveries or travel in personal or rented vehicles for the business.
BP 04 48Additional Insured - Designated Person Or OrganizationEndorsementAny BOP account; most often requested by landlords, customers, lenders or contracts.
BP 04 53Water Back-Up And Sump OverflowEndorsementAny BOP account with building or business personal property values at the described premises.
BP 04 57Utility Services - Time ElementEndorsementAny BOP account that would lose income or incur extra expense during an off-premises utility outage.
BP 05 89Employment-Related Practices Liability EndorsementEndorsementSmall employers on a BOP that want EPL bundled with their package.
BP 15 83Additional Insured - Automatic Status When Required In Written Contract Or AgreementEndorsementAny BOP account; most often requested by landlords, customers, lenders or contracts.
BP 16 39Broad Abuse Or Molestation ExclusionExclusionBOP accounts with exposure to children, vulnerable adults or close personal contact: fitness studios, tutoring, personal care, daycare-adjacent retail, healthcare offices.
BP 18 43Exclusion - Human TraffickingExclusionHotels and motels, bars and nightclubs, massage and personal care businesses and other accounts with trafficking exposure.
BP 20 02Micro-Businessowners ServiceEndorsementVery small service businesses written on the ISO Micro-Businessowners program.
BP 21 01Micro-Businessowners Abuse Or Molestation ExclusionExclusionMicro-BOP accounts with children, vulnerable adults or close personal contact exposures.
BP 21 02Micro-Businessowners Employment-Related Practices ExclusionExclusionVery small businesses written on the ISO Micro-Businessowners program.
BP 21 03Micro-Businessowners Professional Services ExclusionExclusionVery small businesses written on the ISO Micro-Businessowners program.

Commercial Auto (ISO CA)

2 forms
Form CodeTitleTypeWho needs it
CA 00 05Garage Coverage Form WithdrawnCoverageHistorical: auto dealers, repair shops, service stations, parking garages and tow operators insured under the pre-2013 ISO Garage program.
CA 99 37Garagekeepers CoverageEndorsementAuto repair shops, service stations, body shops, parking garages, car washes and other non-dealer auto service businesses.

Commercial General Liability (ISO CG)

2 forms
Form CodeTitleTypeWho needs it
CG 20 24Additional Insured – Owners Or Other Interests From Whom Land Has Been LeasedEndorsementBusinesses that lease land (not buildings) such as parking lots, storage yards, outdoor sales lots, cell sites, farms or billboard sites.
CG 21 16Exclusion – Designated Professional ServicesExclusionBusinesses that perform professional services (consulting, design, inspection, IT, health and others) where the carrier wants professional exposures handled by an E&O policy.

Commercial Property (ISO CP)

1 forms
Form CodeTitleTypeWho needs it
CP 04 26Ordinance Or Law Coverage For Tenant's Interest In Improvements And Betterments (Tenant's Policy)EndorsementTenants that have invested heavily in build-outs they cannot remove: restaurants, medical and dental offices, retail stores, salons, fitness centers, labs.

Dwelling Personal Liability and Personal Umbrella (ISO DL)

3 forms
Form CodeTitleTypeWho needs it
DL 24 09Permitted Incidental OccupanciesEndorsementDwelling-program insureds with an incidental business occupancy.
DL 98 03Personal Umbrella Liability Policy Excess Home Business Liability Coverage EndorsementEndorsementHome-business owners with an ISO personal umbrella.
DL 99 02Personal Umbrella Liability Policy Excess Permitted Incidental Occupancies Liability EndorsementEndorsementInsureds with incidental home occupancies and an ISO personal umbrella.

Dwelling Property (ISO DP)

1 forms
Form CodeTitleTypeWho needs it
DP 04 20Permitted Incidental OccupanciesEndorsementDwelling-policy insureds with an incidental business occupancy at the described location.

Employment-Related Practices Liability (ISO EP)

1 forms
Form CodeTitleTypeWho needs it
EP 01 17Liability To Your Customers And ClientsEndorsementCustomer-facing employers such as restaurants, retailers, hotels, healthcare and service businesses.

Homeowners (ISO HO)

6 forms
Form CodeTitleTypeWho needs it
HO 04 42Permitted Incidental Occupancies – Residence PremisesEndorsementOwner-occupants who run an incidental office, studio, professional practice or private school from the residence premises.
HO 07 01Home Business Insurance CoverageEndorsementSmall home-based businesses owned by the named insured or resident family and operated from the residence premises.
HO 07 50Additional Insured – Managers Or Lessors Of Premises Leased To An InsuredEndorsementHome-business insureds whose lease requires the landlord to be named as an additional insured.
HO 07 52Loss Payable ProvisionsEndorsementHome-business insureds with financed or leased business property.
HO 07 53Exclusion – Personal And Advertising InjuryEndorsementHome-business insureds.
HO 24 43Permitted Incidental Occupancies – Other ResidencesEndorsementInsureds conducting an incidental office, studio or private school at a residence other than the residence premises.

Massachusetts Commercial Auto (CAR / ISO MM Forms)

2 forms
Form CodeTitleTypeWho needs it
MM 00 94Garage Declarations - MassachusettsDeclarationMassachusetts garage risks written on the Massachusetts garage policy.
MM 00 95Garage Insurance Policy - MassachusettsCoverageMassachusetts repair shops, service stations, parking and other garage operations.