NAICS 493120
Refrigerated Warehousing and Storage
Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.
Agricultural Capital Assets – Output Policy (ISO AG)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| AG 04 07 | Spoilage Coverage (Agricultural Capital Assets) | Endorsement | Larger farms and agribusinesses insured on ISO's Agricultural Capital Assets (output policy) program. |
Commercial Auto (ISO CA)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CA 04 15 | Garagekeepers Coverage For Autos And Watercrafts | Endorsement | Marinas, boat and auto repair or storage businesses that hold customers' autos and watercraft. |
Commercial General Liability (ISO CG)
5 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CG 00 39 | Pollution Liability Coverage Form Designated Sites | Coverage | Owners and operators of sites with pollution exposure (tank farms, manufacturing plants, warehouses storing chemicals). |
| CG 00 40 | Pollution Liability Limited Coverage Form Designated Sites | Coverage | Site owners and operators needing basic pollution liability for designated locations. |
| CG 21 55 | Total Pollution Exclusion With A Hostile Fire Exception | Exclusion | Accounts where the carrier wants an absolute pollution exclusion but will preserve hostile fire smoke claims. |
| CG 22 29 | Exclusion – Property Entrusted | Exclusion | Security and patrol agencies, cold storage locker and mini-warehouse operators. |
| CG DS 06 | Pollution Liability Declarations | Declaration | Insureds with ISO pollution liability policies (CG 00 39 or CG 00 40). |
Commercial Property (ISO CP)
7 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CP 00 40 | Legal Liability Coverage Form | Coverage | Tenants and bailees legally responsible for a landlord's building or customers' property: tenants of single-occupant buildings, restaurants, warehouses, repair shops and storage operations. |
| CP 04 11 | Protective Safeguards | Endorsement | Properties rated with sprinkler, fire-alarm or hood-system credits: restaurants with commercial cooking (P-5), sprinklered warehouses, manufacturers, apartments and office buildings. |
| CP 04 40 | Spoilage Coverage | Endorsement | Businesses holding temperature- or humidity-controlled stock: restaurants, grocery and convenience stores, florists, pharmacies, food processors and distributors, cold storage, labs. |
| CP 10 56 | Sprinkler Leakage Exclusion | Exclusion | Sprinklered buildings where the insured or underwriter chooses to exclude sprinkler leakage, often vacant or unheated buildings with freeze exposure. |
| CP 12 11 | Burglary And Robbery Protective Safeguards | Endorsement | Accounts that received theft credits for alarms or guard service: jewelers, electronics, liquor and convenience stores, pharmacies, contractors' yards, warehouses with high-value stock. |
| CP 13 10 | Value Reporting Form | Endorsement | Businesses whose inventory values swing widely or move among several locations: wholesalers and distributors, manufacturers, retailers with seasonal stock, agricultural processors. |
| CP DS 05 | Legal Liability Coverage Schedule | Declaration | Accounts written with the ISO Legal Liability Coverage Form, such as tenants and bailees insuring liability for others' property. |
Commercial Crime and Fidelity (ISO CR)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CR 04 12 | Safe Depository | Endorsement | Businesses that rent safe deposit boxes or vault space to customers. |
| CR 25 17 | Add Warehouse Receipts Coverage | Endorsement | Warehouses and storage businesses that issue warehouse receipts. |
Equipment Breakdown Protection (ISO EB)
3 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| EB 00 20 | Equipment Breakdown Protection Coverage Form | Coverage | Any commercial account with boilers, HVAC, electrical, refrigeration, production or computer equipment whose breakdown would cause property damage or business interruption. |
| EB DS 07 | Equipment Breakdown Protection Coverage Form Declarations | Declaration | Any commercial account with boilers, HVAC, electrical, refrigeration, production or computer equipment whose breakdown would cause property damage or business interruption. |
| EB DS 09 | Equipment Breakdown Protection Coverage Form Renewal Endorsement | Declaration | Any commercial account with boilers, HVAC, electrical, refrigeration, production or computer equipment whose breakdown would cause property damage or business interruption. |
Commercial Inland Marine – ISO IH Series Forms
3 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| IH 99 03 | Cannabis Exclusion | Exclusion | Inland marine accounts with any cannabis exposure. |
| IH 99 04 | Cannabis Exclusion With Hemp Exception | Exclusion | Inland marine accounts handling hemp products (seeds, food, textiles, oils, building materials) but not marijuana. |
| IH 99 32 | Spoilage And Loss Due To FDA Regulation Coverage (Motor Truck Cargo Owners And Annual And Trip Transit Coverage) | Endorsement | Shippers and private carriers moving perishable or FDA-regulated goods. |
Interline / Common Policy Forms (ISO IL)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| IL 04 15 | Protective Safeguards | Endorsement | Farm property accounts with sprinkler, alarm or watch-service credits, and commercial property policies still using the interline form. |