NAICS 493
Warehousing and Storage
Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.
Agricultural Capital Assets – Output Policy (ISO AG)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| AG 04 07 | Spoilage Coverage (Agricultural Capital Assets) | Endorsement | Larger farms and agribusinesses insured on ISO's Agricultural Capital Assets (output policy) program. |
Commercial Auto (ISO CA)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CA 04 15 | Garagekeepers Coverage For Autos And Watercrafts | Endorsement | Marinas, boat and auto repair or storage businesses that hold customers' autos and watercraft. |
Commercial General Liability (ISO CG)
5 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CG 00 39 | Pollution Liability Coverage Form Designated Sites | Coverage | Owners and operators of sites with pollution exposure (tank farms, manufacturing plants, warehouses storing chemicals). |
| CG 00 40 | Pollution Liability Limited Coverage Form Designated Sites | Coverage | Site owners and operators needing basic pollution liability for designated locations. |
| CG 21 55 | Total Pollution Exclusion With A Hostile Fire Exception | Exclusion | Accounts where the carrier wants an absolute pollution exclusion but will preserve hostile fire smoke claims. |
| CG 22 29 | Exclusion – Property Entrusted | Exclusion | Security and patrol agencies, cold storage locker and mini-warehouse operators. |
| CG DS 06 | Pollution Liability Declarations | Declaration | Insureds with ISO pollution liability policies (CG 00 39 or CG 00 40). |
Commercial Property (ISO CP)
8 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CP 00 40 | Legal Liability Coverage Form | Coverage | Tenants and bailees legally responsible for a landlord's building or customers' property: tenants of single-occupant buildings, restaurants, warehouses, repair shops and storage operations. |
| CP 00 80 | Tobacco Sales Warehouses Coverage Form | Coverage | Tobacco sales (auction) warehouses and leaf dealers holding growers' tobacco for auction. |
| CP 04 11 | Protective Safeguards | Endorsement | Properties rated with sprinkler, fire-alarm or hood-system credits: restaurants with commercial cooking (P-5), sprinklered warehouses, manufacturers, apartments and office buildings. |
| CP 04 40 | Spoilage Coverage | Endorsement | Businesses holding temperature- or humidity-controlled stock: restaurants, grocery and convenience stores, florists, pharmacies, food processors and distributors, cold storage, labs. |
| CP 10 56 | Sprinkler Leakage Exclusion | Exclusion | Sprinklered buildings where the insured or underwriter chooses to exclude sprinkler leakage, often vacant or unheated buildings with freeze exposure. |
| CP 12 11 | Burglary And Robbery Protective Safeguards | Endorsement | Accounts that received theft credits for alarms or guard service: jewelers, electronics, liquor and convenience stores, pharmacies, contractors' yards, warehouses with high-value stock. |
| CP 13 10 | Value Reporting Form | Endorsement | Businesses whose inventory values swing widely or move among several locations: wholesalers and distributors, manufacturers, retailers with seasonal stock, agricultural processors. |
| CP DS 05 | Legal Liability Coverage Schedule | Declaration | Accounts written with the ISO Legal Liability Coverage Form, such as tenants and bailees insuring liability for others' property. |
Commercial Crime and Fidelity (ISO CR)
2 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CR 04 12 | Safe Depository | Endorsement | Businesses that rent safe deposit boxes or vault space to customers. |
| CR 25 17 | Add Warehouse Receipts Coverage | Endorsement | Warehouses and storage businesses that issue warehouse receipts. |
Equipment Breakdown Protection (ISO EB)
3 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| EB 00 20 | Equipment Breakdown Protection Coverage Form | Coverage | Any commercial account with boilers, HVAC, electrical, refrigeration, production or computer equipment whose breakdown would cause property damage or business interruption. |
| EB DS 07 | Equipment Breakdown Protection Coverage Form Declarations | Declaration | Any commercial account with boilers, HVAC, electrical, refrigeration, production or computer equipment whose breakdown would cause property damage or business interruption. |
| EB DS 09 | Equipment Breakdown Protection Coverage Form Renewal Endorsement | Declaration | Any commercial account with boilers, HVAC, electrical, refrigeration, production or computer equipment whose breakdown would cause property damage or business interruption. |
Commercial Inland Marine – ISO IH Series Forms
3 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| IH 99 03 | Cannabis Exclusion | Exclusion | Inland marine accounts with any cannabis exposure. |
| IH 99 04 | Cannabis Exclusion With Hemp Exception | Exclusion | Inland marine accounts handling hemp products (seeds, food, textiles, oils, building materials) but not marijuana. |
| IH 99 32 | Spoilage And Loss Due To FDA Regulation Coverage (Motor Truck Cargo Owners And Annual And Trip Transit Coverage) | Endorsement | Shippers and private carriers moving perishable or FDA-regulated goods. |
Interline / Common Policy Forms (ISO IL)
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| IL 04 15 | Protective Safeguards | Endorsement | Farm property accounts with sprinkler, alarm or watch-service credits, and commercial property policies still using the interline form. |