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  4. Personal Auto Coverage

Free Personal Auto Coverage Practice Questions

Wyoming Personal Lines exam — 51 practice questions.

Subtopics: Part A liability, Part B medical, Uninsured motorist, Part D damage, Collision vs comprehensive, Deductible, Split limits, Per person limit, Towing and labor, Rental reimbursement, Insured definition, Intentional loss, Financial responsibility, Loan/lease gap, Tort liability, Purpose, No liability, DP-1 basic form, DP-3 special form, Coverage A, Coverage B, Coverage C, Coverage D, Coverage E, Eligible dwellings, Loss settlement, Extended coverage perils, Vandalism endorsement, Other coverages debris removal, Improvements by tenant, Personal liability supplement, Excluded perils, DP-2 broad form, Coverage C optional, Automatic increase, Theft endorsement, Reasonable repairs, Trees shrubs and plants, Fire department service charge, Property removed, Worldwide personal property, Definition of insured, Coinsurance clause, DP-3 loss settlement, Collapse coverage, Seasonal dwelling, Other structures rented, Lightning peril, Glass coverage, Fair rental value vs ALE, Ordinance or law

Sample questions & answers

1. In the Personal Auto Policy, Part A provides:

Liability coverage for bodily injury and property damage to others

Part A, Liability Coverage, pays for bodily injury and property damage the insured becomes legally responsible for.

2. Part B of the Personal Auto Policy generally pays:

Reasonable medical expenses for the insured and passengers from a covered auto accident

Part B, Medical Payments, covers reasonable medical expenses for the insured and occupants injured in a covered auto accident.

3. Uninsured motorist coverage under Part C primarily protects the insured when:

An at-fault driver has no liability insurance

Uninsured motorist coverage pays the insured for injuries caused by an at-fault driver who has no liability insurance.

4. Coverage for direct physical damage to the insured's own auto is found in:

Part D, Coverage for Damage to Your Auto

Part D covers direct and accidental physical damage to the insured's covered auto, including collision and other-than-collision.

All Personal Lines topics

Practice: Personal Auto Coverage

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.