1. Exam Prep
  2. West Virginia
  3. Property & Casualty
  4. Casualty and Liability

Free Casualty and Liability Practice Questions

West Virginia Property & Casualty exam — 28 practice questions.

Subtopics: Commercial general liability, Claims-made, Products liability, Personal and advertising injury, Aggregate limit, Additional insured, Contractual liability, Professional liability, Commercial umbrella, Employers liability, Garagekeepers, Directors and officers, Coverage forms, Characteristics, Property coverages, Perils insured against, Eligibility, Fair rental value, Other structures, DP-1 basic form, DP-3 special form, Additional living expense, Replacement cost loss settlement, Other coverages, Dwelling under construction

Sample questions & answers

1. A commercial general liability (CGL) policy primarily covers the insured's:

Legal liability for bodily injury and property damage to third parties

The CGL covers the insured's legal liability for third-party bodily injury and property damage arising from its premises, operations, and products.

2. A claims-made liability policy generally covers claims that are:

First made during the policy period (subject to any retroactive date)

A claims-made policy responds to claims first made during the policy period, subject to the retroactive date and any extended reporting period.

3. The products-completed operations hazard in a CGL covers bodily injury or property damage arising from:

The insured's products or completed work after they leave the insured's possession

This hazard covers injury or damage caused by the insured's products or completed work away from the insured's premises after work is finished.

4. Coverage B of the CGL (personal and advertising injury) responds to offenses such as:

Libel, slander, and certain advertising offenses

Coverage B insures offenses such as libel, slander, false arrest, and certain advertising injuries, separate from bodily injury.

All Property & Casualty topics

Practice: Casualty and Liability

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.