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  4. Commercial General Liability

Free Commercial General Liability Practice Questions

Wisconsin Property & Casualty exam — 34 practice questions.

Subtopics: CGL purpose, Occurrence form, Claims-made form, Products-completed operations, Personal and advertising injury, Aggregate limit, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Premises and operations, Damage to premises rented, Supplementary payments, Additional insured, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition

Read the Commercial General Liability study guide

Sample questions & answers

1. A commercial general liability (CGL) policy primarily protects a business against:

Third-party bodily injury and property damage claims

The CGL covers a business's liability for bodily injury and property damage to third parties arising from its operations.

2. Under an occurrence-based CGL policy, coverage applies to injury that:

Occurs during the policy period regardless of when the claim is made

An occurrence form covers losses that take place during the policy period even if the claim is filed later.

3. A claims-made CGL policy generally responds to claims that are:

First made during the policy period, subject to a retroactive date

A claims-made policy covers claims first made during the policy period, subject to a retroactive date and reporting provisions.

4. Products and completed operations coverage in a CGL applies to injury arising from:

The insured's products or completed work after it leaves the premises

This coverage responds to bodily injury or property damage caused by the insured's products or completed work away from the premises.

All Property & Casualty topics

Practice: Commercial General Liability

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.