1. The declarations page of a personal lines policy generally shows:

The named insured, coverages, limits, deductibles, and premium

The declarations page summarizes the named insured, covered property, coverages, limits, deductibles, and premium.

2. An endorsement (rider) on a property policy is used to:

Add, delete, or modify coverage in the policy

An endorsement amends the policy by adding, removing, or changing coverage terms.

3. When an insurer cancels a policy mid-term, the unearned premium is usually returned on what basis?

A pro rata basis

Insurer-initiated cancellations generally return the unearned premium pro rata, without a penalty to the insured.

4. After a property loss, the insured's duty to submit a sworn statement of the loss to the insurer is the:

Proof of loss requirement

The insured must file a proof of loss, a sworn statement detailing the loss, within the time the policy requires.