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  2. Vermont
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  4. Group Accident and Health

Free Group Accident and Health Practice Questions

Vermont Accident & Health exam — 35 practice questions.

Subtopics: Noncontributory plan, Conversion privilege, Master contract, Certificate of coverage, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Coordination of benefits, Pre-existing conditions group, Self-funded plan, Section 125 plan, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Sample questions & answers

1. In a noncontributory group health plan, the premium is paid:

Entirely by the employer

In a noncontributory plan the employer pays the entire premium, and typically all eligible employees must be covered.

2. When an employee leaves a job with group health coverage, a conversion privilege generally lets the employee:

Convert to an individual policy without proving insurability

A conversion privilege lets a departing employee convert to an individual policy without evidence of insurability, usually within a set time.

3. In group health insurance, the actual insurance contract is issued to the:

Group sponsor (such as the employer) as a master contract

The insurer issues a master contract to the group sponsor; individual members receive certificates of coverage.

4. Each covered member of a group health plan receives a:

Certificate of coverage summarizing benefits

Members receive a certificate of coverage describing their benefits and rights under the master contract.

All Accident & Health topics

Practice: Group Accident and Health

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.