Free Senior and Special Needs Practice Questions

Virginia Life, Accident & Health exam — 41 practice questions.

Subtopics: Medicare Part A, Medicare Part B, Medigap, Medigap standardization, Long-term care, Medicare Advantage, Medicare Part D, Medicare Part C, Medicare supplement, Medicaid, Medicare eligibility, Part A financing, Part A benefit period, Part B enrollment, Initial enrollment period, Part D late penalty, Medicare exclusions, Medigap core benefits, Medigap duplication, LTC elimination period, LTC benefit pool, LTC inflation protection, LTC cognitive trigger, Tax-qualified LTC, LTC renewability, Intermediate care, Assisted living

Read the Senior and Special Needs study guide

Sample questions & answers

1. Medicare Part A mainly covers:

Inpatient hospital care

Part A is hospital insurance covering inpatient hospital and related care.

2. Medicare Part B covers:

Physician and outpatient services

Part B is medical insurance for physician services and outpatient care.

3. Medicare supplement insurance is designed to:

Pay gaps such as Medicare deductibles and coinsurance

Medigap pays costs Medicare leaves to the beneficiary, such as deductibles and coinsurance.

4. Medicare supplement plans are:

Standardized into lettered plans for comparison

Medigap plans are standardized into lettered plans so benefits can be compared across insurers.

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Practice: Senior and Special Needs

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.