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  2. Texas
  3. General Lines — Property & Casualty
  4. Workers Compensation Insurance

Free Workers Compensation Insurance Practice Questions

Texas General Lines — Property & Casualty exam (series InsTX-PC06) — 11 practice questions.

Subtopics: Elective coverage, Nonsubscriber defenses, Exclusive remedy, Benefits, Death benefits, Administration, Policy structure, Employers liability, Federal laws, Other states insurance, Rating

Sample questions & answers

1. Unlike most states, Texas allows most private employers to:

Decline to carry workers compensation insurance (be a nonsubscriber)

Texas workers compensation is elective for most private employers, who may legally choose to be nonsubscribers.

2. A Texas employer that chooses not to carry workers compensation (a nonsubscriber):

Loses certain common-law defenses in an employee injury suit

A nonsubscribing employer loses common-law defenses such as contributory negligence and assumption of the risk.

3. For an employer that carries Texas workers compensation (a subscriber), the benefits are generally the employee's:

Exclusive remedy for a work-related injury

For a subscribing employer, workers compensation is the exclusive remedy, barring most employee lawsuits.

4. Texas workers compensation benefits for an injured worker include all of the following EXCEPT:

Damages for pain and suffering

Workers compensation pays statutory medical, income, and death benefits but not tort damages such as pain and suffering.

All General Lines — Property & Casualty topics

Practice: Workers Compensation Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.